Federal Pacific Credit
Federal Pacific Credit Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Federal Pacific Credit reviews show a 1.0 star rating from 1 review with consumers mostly dissatisfied; reports cite collections and credit report disputes.
Positive Feedback
Customers note clear reporting and persistent follow-up from the company when they believe a balance exists.
Negative Feedback / Risk Areas
- Frequent Federal Pacific Credit customer complaints about billing discrepancies and inflated deficiency balances.
- Allegations of wrongful collections on credit reports and aggressive calls or threats.
- Issues reported after debt was purchased or transferred, creating verification disputes.
Key Takeaways for Future Customers
- Check credit reports closely and dispute any unknown collections or debt buyer entries.
- Document communications and request written debt verification before paying.
- Be prepared for billing and refund disputes and possible escalation to regulators or attorneys.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Federal Pacific Credit reviews show a 1.0 star rating from 1 review with consumers mostly dissatisfied; reports cite collections and credit report disputes.
Positive Feedback
Customers note clear reporting and persistent follow-up from the company when they believe a balance exists.
Negative Feedback / Risk Areas
- Frequent Federal Pacific Credit customer complaints about billing discrepancies and inflated deficiency balances.
- Allegations of wrongful collections on credit reports and aggressive calls or threats.
- Issues reported after debt was purchased or transferred, creating verification disputes.
Key Takeaways for Future Customers
- Check credit reports closely and dispute any unknown collections or debt buyer entries.
- Document communications and request written debt verification before paying.
- Be prepared for billing and refund disputes and possible escalation to regulators or attorneys.
Turn one complaint into a collective action
Bad Loan
- - Loan with Flamingo Enterprises; sold to FPC; car repossessed.
- - 977 balance on a 15,000 loan; it should have cleared after sale; report shows 2,884.
i had a car loan with another company Flamingo Enterprises and it was sold to FPC i guest. Flamingo repo'd the car and sold it.
My balance was 977.00 from 15,000. My credit report says that i owe FPC $2,884. how the *** it goes from $977.00 to $2,884, the $977.00 should have been taking off when the car was sold and by balance should have been cleared.
FPC keep reporting and calling so i started calling there *** back letting them know that I know about the Deficiency Balance. And they will not get away with trying to harass me with the treats of putting liens on my things
Bellevue, Washington
Short Review on July&nbs-04:00;19,&nbs-04:00;2016
I have never done business with this company but yet they are on my credit report stating collections..wrong person...pissed
Poor business ethics
- - FCU bought a debt from AFS for a car loan default.
- - They say I owe the full vehicle price; the purchase was fraudulent and the car was returned.
FCU apparently bought a debt from AFS for "default" on car loan, but declare that I owe them the full purchase price of the vehicle. In fact, the purchase was fraudulent and that is why the car was returned.
The original finance company never gave me a dollar figure or pursued recovery nor has FCU. This is backdoor extortion to ruin my credit until I pay a debt that has never been verified or pursued by the original creditor.
I will need to go back to the Attorney General's office about this. The orginal creditor removed their complaint but FCU still is looking for some money.
Preferred solution: Take the unjustified complaint about nonpayment off of my credit report ASAP
They sent a letter saying i owe 17,000 on a car loan
- - I got a letter saying I owe almost 17,000 on a car loan I never had.
- - There is nothing on my credit reports; I don’t know what to do.
I got a letter today saying I owe almost 17,000 on a car loan that I never had. They claim in the letter they have made a bunch of attempts to contact me but this is the first I have heard of it.
There is nothing on my credit reports. So I am not sure what to do but I am not paying this ripoff company and I am not going to call them so they can waste my time.
I would like to know though if anybody else has cleared up any messes they had with these people?
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Immediately respond IN WRITING that it is not your debt, you dispute the validity of the debt, and you would like them to provide the documents with your signature that prove it is your debt.