Harrassing phonecalls,called neighbor to find me,left phone number

These people are relentless. They call the home number, then call the cell number. They even called my neighbor to find out if I was living there and left them a phone number to give to me. They are now harrassing my neighbor as well as my parents, and my father just had open heart surgery. These people are the ambulance chasers of the credit business. They prey on us, and will not quit. I did contact a attorney and he has advised to keep a log, and record all there names and messages, so I am. Go to Consumer counsel group. These are attorneys at no charge want to hear your complaints and will pursue lawsuits against this company. They have enough. Their tactics are mostly against the Fair Debt Collections Practices Act. the FDCPA. There are laws that protect us from the threats and practices these people use. In most cases these people have not even contacted the people that the debt is owed to, they just double the total and try scare tactics, do not give in or they have won by intimidation. So like I say check the counseling group and learn more and stop these harassing B------s. These representatives get paid a percentage of the collection, if you try to get a loan, just tell the place you are trying to get the loan from and they will understand as this collection has a very bad reputation for there tactics. You can call the original lender at any time and get the debt settled with them, or if needed find a debt counseling agency or accountant, they can get your debt reduced to pennies on the dollar. So hang in there and tell these people to get lost.
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#115153 Review #115153 is a subjective opinion of poster.
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Phoenix, Arizona

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FDCPA Changes Warranty
To read more: https://www.ftc.gov/policy/reports/magnuson-moss-warranty-public-audit-filings
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FDCPA Changes FAQ
Generally, any member of the public may submit a FOIA request concerning records maintained at the FTC. Company's goal is to respond within the timeframe outlined in the Freedom of Information Act, which is twenty working days, or approximately one month, but this may vary with the complexity of the request. When the FTC needs an extension of time to respond to The User's request it will notify The Client of FDCPA Changes in writing and offer The User of Website the opportunity to modify or limit the scope of The Customer's request. There is no initial fee for making a FOIA request. However, the Freedom of Information Act authorizes the FTC to charge fees to recover the costs associated with the processing of The Client's request. Website process requests in the order in which they are received. However, The User of company services may request expedited handling of The User's request if there is a compelling need for a more rapid response.
To read more: https://www.ftc.gov/about-ftc/foia/frequently-asked-questions-faq
Summary

FDCPAChanges is a set of changes which were done in FAIR DEBT COLLECTION PRACTICES ACT, one of the regulation acts of Federal Trade Commissions. The Comission is intended to prevent business practices that are anticompetitive or deceptive or unfair to consumers; to enhance informed consumer choice and public understanding of the competitive process; and to accomplish this without unduly burdening legitimate business activity. Consumer Credit Protection Act is intended to prohibit abusive practices by debt collectors. FDCPAChanges were done on September 30, 1996. They include amendments in sections from 801 to 818. The tittle of the document itself was also changed to DEBT COLLECTION PRACTICES, which happens to be the eighth variant.

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