Skip to content
Farm Bureau Insurance Of Michigan

Farm Bureau Insurance Of Michigan

www.farmbureauinsurance-mi.com
What is your customer experience with Farm Bureau Insurance Of Michigan?

Farm Bureau Insurance Of Michigan Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Farm Bureau Insurance Of Michigan has 4.2 star rating based on 1 customer review and consumers are mostly satisfied.

Positive Feedback

Customers report being happy with routine service and some agents are described as helpful and responsive.

Negative Feedback / Risk Areas

  • Frequent customer complaints about denied or delayed claims and difficulty getting payments.
  • Reports of billing issues, including being charged for work loss despite status and surprise audit balances.
  • Poor customer service access with missed calls and slow follow-up.
  • Allegations of cancellations and disputes over coverage amounts and refunds.
  • Searchers reading Farm Bureau Insurance Of Michigan reviews will find recurring frustration with claims handling.

Key Takeaways for Future Customers

  • Verify work loss and coverage details in writing before buying.
  • Document all calls and ask for claim timelines.
  • Consider alternative insurers if rapid claims payment and billing transparency are priorities.
View full overview ›

Turn one complaint into a collective action

PC collective complaint

A Collective Complaint helps you unite consumers dealing with the same issue, such as wrong charges, unexpected fees, damaged items, or misleading promises. It goes beyond a single review by growing stronger with every signature, making it harder to ignore. Once you reach 20 supporters, we’ll send it to the company to encourage a response.

Start Collective Complaint
Show reviews that mention
agent fenton agent fenton touch claim loss coverage agent handling working charged loss coverage
Filter review
Sort by
Khair A Nuj

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I have been charged for work loss while I am permanently not working .

Charged for work loss coverage while I am permanently not working . Agent contacted and couldnt do anything about it .

Loss:
$16
Pros:
  • Happy with what you are doing

Preferred solution: Full refund

User's recommendation: Waive work loss coverage for permanently not working customers

View full review
Anonymous
map-marker Detroit, Michigan

Cant reach agent

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • - A Fenton agent handling my claim has been trying.
  • - She called yesterday; I missed it and haven't heard from her today; it's been a month.

2 days ago talked to a Fenton agent she got in touch with the agent handling my claim she apparently called once yesterday I missed her call still haven't heard from her today it's ridiculous that it's been a month the Fenton agent was very nice to me and has been trying

View full review
Laura C Ihv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Saint Joseph, Michigan

The owner of subway in watervliet Michigan

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • - Cannot reach Sherry about closing downtown Subway in Watervliet.
  • - She won't answer our phone calls.
  • - He owes us for a week and two days.

I need I need to talk to somebody about our owners Sherry closing. downtown Subway in Watervliet with no answer.

that she was.

she won't answer none our phone calls. he still owes us for a week and 2 days worth of work.

Preferred solution: Let the company propose a solution

View full review
Anonymous
map-marker Grand Rapids, Michigan

They are a lying and lecherous company that deceived me and stole money from me.

AI Highlights
  • - I paid Farm Bureau workers' comp premiums in full.
  • - Years later they audited and said I owed $6,000.
  • - Paid insurance since 17 and never filed a claim.

I was a small fledgling company that due to growth needed a workmens comp company. I contacted Farm Bureau and they gave me a price and I paid my premiums in full.

After a few years they audited me and said I owed them $6,000 more! I have paid insurance since I was 17 and now I am 63. I have ever filed an insurance claim ever.

Nevertheless these low life's have destroyed me and seized every penny in my bank account. All they did was make money off of me and now they want to destroy me.

Loss:
$6

Preferred solution: Full refund

View full review
Ciera Uwm
map-marker Lansing, Michigan

Horrible company

AI Highlights
  • - They deny care tied to accidents and suggest you’ll be fine only if you never have one.
  • - Get new insurance before a crisis to avoid being stuck.

As long as you never get an accident you will be fine. They are absolutely the worst at paying.

I have been told by several healthcare people Farm Bureau is the worst company to deal with in regards to paying for needed medical care. They will spin the care in anyway so it is "not" related to the car accident. Get new insurance before the unthinkable happens and you are stuck with them in a crisis.

They force you in to fighting for everything to be paid, when you should only be fighting to recover. Horrible horrible people who seem to take joy in your pain and frustration.

Cons:
  • Are horrible when needed
View full review
Samah Ohb

Arden Pierson

AI Highlights
  • - Traverse City accident Sept 30, 2012; other driver ticketed; Farm Bureau hospital bills unpaid.
  • - Abby Besonen has not returned calls.

I was in an accident in Traverse City on September 30,2012. The other driver was ticketed.

Farm Bureau told that an adjuster would look at the damage to equipment. As of March 6,2013 Farm Bureau has not paid the hospital bills from the accident or any bills related to coverage. The agent told me to call Abby Besonen in Lansing Michigan. Abby has not returned any calls regarding unpaid claims.

I have received calls from Munson Hospital wanting payment and was told that I had not filled out paper work from Farm Bureau. The seat belt left marks across chest and neck. Munson told me to come back for ultra sound as there is a lump on thyroid.

I called Farm Bureau and talked to Abby Besonen regarding ultra sound and was told that it would be covered under insurance. That was the last time I spoke with Abby Besonen which was in October of 2012.

View full review
Mary c Evv

Farm Bureau Insuance of Michigan a joke

AI Highlights
  • - Farm Bureau cancelled policy after 30 years.
  • - A $19,000 auto claim was added to my home policy after a water-tank explosion; settlement was low.

After choosing Farm Bureau 30 years ago they cancelled me. For no apparent reason.

I also found out they put a $19,000 claim from an auto accident onto my homeowners policy. This happened 11 years ago. Trying to find an attorney to see what I can do about this. I have spoke with so many people who have had their homeowners insurance cancelled.

We had a claim due to a water tank blowing up due to a power surge. They low balled us and had to fight for 3 months to get close to the amount it would cost to repair the damage.

The adjuster kept trying to put me down and I didnt back off. I paid for this house and the Insurance.

Loss:
$8000
View full review
4 comments
Mary c Evv

My profile is incorrect. I live in New Lothrop, Michigan.

Farm Bureau said to get a hold of my agent. i got a hold of the *** so many times.

He just kept saying he was sorry for my inconviene, Oh he was sorry after we gave the company over $60,000 over he last 30 years. He did nothing to help the situation.,

Mary c Evv

I dont know why it is showing that I live in Englewood. I live in New Lothrop, Michigan.

I did contact the agent and the pip squeak first said he would help me out with the insurance adjuster then he did a complete turn around and said he had nothing to do with it. Holy *** who does he think I was paying my hard earned money to? Then I got the notice that I was cancelled. I thought there was possibly something called "Company trust and loyalty".

I was very much mistaken. :(

Guest

Thank you for your comments Mary1377. We are sorry to hear that you are unhappy with Farm Bureau Insurance. May we suggest that you contact your agent to see if we can get this resolved for you?

Your profile indicates that you are from Englewood, CO. Because we want to make sure your concerns are addressed, we just want to verify that you did intend this for Farm Bureau Insurance of Michigan and not Farm Bureau Insurance of Colorado.

Farm Bureau Insurance Companies are single state operations so we want to make sure your concerns are being shared with the correct company.

Thank you.

Guest
reply icon Replying to comment of Guest-554009

My Farm Bureau agent doesn't know the product he is selling, offers very weak support when there are questions, and basically will not be direct with answers about the policy, and I have had enough. I am cancelling the policy.

View more comments (3)
robert h Kvt

Farm Bureau is atempting to not pay my claim

AI Highlights
  • - Barn break-in caused a $16,500 loss.
  • - I was told barn contents had $100,000 coverage.
  • - Now they pay only $1,000 on replacement cost; I’ll switch insurers.

I recently had a b&e on my barn and I had a $16,500.00 loss .The agent was told at the time I bought my home owners policy that I was a retired mecanic and I had alot of tools and equipment .They told me I had $100,000.00 coverage for the contents of that barn .Now that I have filed the claim they now tell me that since they were once yoused in a buisness that all they have to give me is $1,000.00 and I have a $1,000.00 dollar deductable . these people are *** artists !!!I will be getting a new insurance company ASAP .Ps the insurance I have is replacement cost insurance

View full review
1 comment
Guest

You should have read your policy when you rec'd it too!

ydye

Farm Bureau Insurance of Michigan refuses to pay

AI Highlights
  • - PIP denial by Farm Bureau of Michigan.
  • - Rude manager; refused communication; denial.
  • - Low income; regulators unhelpful; proof via phone records.

I had PIP coverage with Farm Bureau of Michigan..they found loop holes to not pay my claim! The medical maintance manager was very rude and refused to communicate with me then said I did not notify them. I proofed all of their allegations of my lack of trying was a lie by sending them phone records.

Each time they would respond with another REASON why I could not be covered.

It was all bogus and I was shafted by the Office of Insurance Regualtions in Lansing who is supposed to help the normal guy!

Because I am low income I can not find an attorney to take the case, I am sol.

Do not buy insurance from this company!

Loss:
$75
View full review
2 comments
Guest

Each one is in each other's pockets! I paid for PIP insurance, got severly injured put out of work, injured on the job...and by the way OFIR says to take it to court.

They violated my HEPPA rights and are in violation of Michigan Insurance Law 500:26 and I am in the course of litigation.

Never buy insurance from any company with the name state or farm.

I SHOULD NOT HAVE TO ENDURE THIS ADDED BURDEN! IT IS SHAMEFUL.

Guest

You had sent a complaint to the office of insurance regulations. They found no fault on the insurer. Since they are unbiased,one can only assume your claim for med pip benefits was not owed.

View more comments (1)

Insurance Expert Talks

Exposed: Types of Insurance Scams and Fails

Exposed: Types of Insurance Scams and Fails

In this video interview, Charles R. Gallagher, an attorney, explains what sort of insurance fraud happens with consumers. Find out more about insurance fraud, the worst cases discovered, and how to protect yourself from insurance scam.

Read full article
Charles
Charles

Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content
  • PissedConsumer is on the Inc. 5000 list

For more information read Blog article