Family First Life Reviews
Insurance Expert Talks
Exposed: Types of Insurance Scams and Fails
The insurance fraud: What is insurance fraud? What are the worst cases? How insurance fraud is discovered? How to protect yourself from an insurance scam? In this video, Charles R. Gallagher, an attorney, exposes the most common insurance fraud examples.
Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.
Family First Life Reviews
Was contacted by someone that i took out insurance with she left said she will be back tuesday with policy never saw her again
Unnecessary calls
User's recommendation: No I don’t solicit customers who are not interested or have not contacted you.
Since these guys (and others) can't afford to do adverts like the duck or Aaron Rogers... they depend on a high turnover cast of commission only telemarketers and hope you make an emotional decison to buy a product you probably don't need.
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Verified Reviewer New ReviewerHorrible Company and Aggressive approach
User's recommendation: AVOID THIS COMPANY AT ALL COSTS.
- Too aggressive
- Phony company
- Targets the elderly
Sounds like an agent wrote this and not a consumer. My family member who is an advisor (for over 15yrs) has always said that using life insurance policy to "save" for retirement or children college is not an appropriate vehicle - you have to take a loan if you need any of the cash value and pay it back at a 6-8% interest which the policy will state.
Due to fees and the low rate of returns, it is difficult to have large sum of monies to accumulate. Agents will "sell" you anything but you have to read the print in the policy. The cash value has a "guarantee" and a "non-guarantee" illustration that the rate used is not regulated as it is with your investment hypotheticals.
Guarantee is what you will get and the non-guarantee is what you more than like will not get. IULs do not reflect the market rate of returns, the returns are capped at a lower amount.
- Great premium prices
- No hassle underwriting
- Coverage for heart patients
I have had a similar experience with Americo and Agent Morgan, who submitted my application without my express consent or approval. BEWARE the information you provide as the "application process" committed me to the purchase of a policy without my review.
its a charge back-- a policy holder cancelled or didnt pay-- had nothng to do with "disagreement" tween your husband and upline.. chargebacks happen-- 1 or 2 policies would have taken care of this.
some arent cut out for this line of work.. ive been in business for over 10 yrs and realize a lead is a lead is a lead...
ive been making 6 figures for yrs and also have a residual as well each month... this isnt for every one,, maybe you and your husband arent cut out for this
Unlicensed, Unscrupulous agents at Family First Life
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I to had similar issues with a manager (Israel Wizenfeld). When I realized that this was not as good idea and decided to back out this guy had someone (female ) call me from a differant number I expressed to her that I was moving she said ok.
Then this Isreal guy called me repeatedly even using a no caller ID number. When i finally decided to answer the calI I expressed to him that I was not interested he called me a f***ass hole and this guy is a manager at this company stay far far way from this company.