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EnerBank USA

EnerBank USA

enerbank.com
What is your customer experience with EnerBank USA?

EnerBank USA Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

EnerBank USA has 3.0 star rating based on 4 customer reviews. Consumers are mostly neutral. Rating distribution shows 50% unfavorable, 50% positive. Recent recommendations mention weekend communication, "Not to use", and concerns about solar assumption timing.

Positive Feedback

EnerBank USA reviews praise professional, helpful representatives for payoff help and account setup, with clear assistance on some transactions.

Negative Feedback / Risk Areas

  • Frequent customer complaints about no weekend phone access and limited live support.
  • Auto pay setup reporting issues led to alleged past due entries on credit reports.
  • Delays in loan assumption for solar causing missed home sale timelines.

Key Takeaways for Future Customers

  • Confirm auto-pay and billing details in writing and monitor credit reporting.
  • Plan for limited weekend customer service and allow extra time for solar assumption processes.
  • Keep detailed documentation when coordinating closings or transfers.
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Show reviews that mention
loan ability representative auto rate home escrow thousands dollars lender
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Tyrone D Qwo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker New York, New York

To discuss my account

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Updated by user Nov 18, 2025

Knowledgeable to help me with my issue

Original review Nov 17, 2025

Asked the representative to remove me from auto pay. Give me info. On how to pay online with account set up.

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Joncarlo Pjr

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Verified Reviewer

Pay bills

Couldn't get someone on the phone.on weekend. B

I was trying to pay my bill for the air conditioner unit

User's recommendation: Weekend communication

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Brooklinn Dex

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Loan reporting as past due and was setup on auto payments

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AI Highlights
  • - Payment was reported late to the credit bureau despite auto pay.
  • - Contact with EnerBank was via recordings with no live agent option.

Reported to credit bureau payment was late and payment is set up for auto pay. Then when trying to get ahold of a live person at EnerBank got sent to multiple recordings with no ability or option to speak with a representative

User's recommendation: Not to use

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Padraig Vnz

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Verified Reviewer

Payoff amount for loan

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AI Highlights
  • - Very professional service; the staff member was helpful.
  • - I enjoyed talking with her; I hope we can do future business after loan conditions are met.

Very professional service the young lady I did business with was very helpful I enjoyed talking with her two thumbs up Hope when then conditions of this loan is complete we can do business in the future have a good dayLike

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Laura M Smn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

No ability to sell your home in a timely manner

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AI Highlights
  • - Solar loan processing caused a missed sale date and rate lock.
  • - Enerbank delays and limited escalations hinder buyers and sellers.

We have a home in escrow due to close yesterday, and the solar company has all the new buyer's documents for over 10 days, and we missed our sale date because they refuse to help meet the sale timeline. Now the buyer's rate lock is missed, costing him thousands of dollars, and the seller cannot close on their new home on time.

Every single time we call for help to escalate and approve this, they are limited in reply and offer no help! It took less time for the lender to approve the buyer on a $450k loan than Enerbank takes to approve a $33k loan!

Do not do solar with them. They just say it takes them 30-60 days to do an assumption, and that is ridiculous when trying to sell a home!

User's recommendation: Not a recommended process for solar assumption

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