EMC Corporation

I made Upson EMC aware 8 years ago that I got a check from them for Mr.James Grubbs at my Home (1651 Hendricks Church Road Thomaston Ga 30286). I gave EMC Mr.

Grubbs new address. I was ask by Mr Grubbs if I could pay my home. off early because he had cancer and was getting divorce. So I did and called EMC to let them know .

At that time I gave them his address again. Still I was sent his check for two more years. I called to speak to the office manager. They connected me with I think her name was Shannon.

I explained her what I just explained to you. I also told her I had gotten another check and I threw it in the trash this time. She me again for his addresses and I told her I didn't have it. As far as I knew he could be dead.

She then said to me " it sounds like you are mad that he is getting a check and I wasn't. I told her I didn't care. She then admitted she remembered me from previous years.. i explained to her that all l knew was it was my power bill and I paid the taxes for the property for the past eight years that he continued to get a check for at my address every year.

She once again accused me of having an attitude so I hung up and called Corporate office. I just don't want to continue getting these checks. I want call again. I'll just throw them in the trash.

I'm not pissed. I have worked in management for Zaxbys for 23 years. Oshkosh for 10 years. I have training and experience with customer service.

All She had to do is say thank you for letting us know and we will fix it. Instead she accused me of being jealous and having and attitude.

I tried to file for a modification of my mortgage because my husband became disabled after being the "bread winner" of the family for the greater part of our 30 years of marriage.....so I filed all of the paperwork for the 'Making homes Affordable" modification.

EMC aka: Chase mortgage gave the impression that they would be glad to work with us. This was not the case.

After submitting the paperwork I was told they lost it or the 90 days had passed before they had a chance to go over it and I had to redo the paperwork. I did this to no exaggeration at least six times. It was either late because they were slow to examine the docs or they lost an important piece of the documentation in which they had to have me fill out again.

After I went through this for three years, and this is not an exaggeration, they kept increasing my payment each time they sent papers i was suppose to accept and be grateful. My first trial period was suppose to be for three months and lasted 8 months. We received at least 6 modification offers and with each one the price of our payment went up??? they claimed we didn't qualify for the making homes affordable. we qualified for 'Hamp' though and supposedly if you can get one you can get the other. with each offer of modification the payment went up. The last one was $1575 per month and we started at $1250 and we couldn't afford that, that's why we applied for the re-modification in the first place. we are currently in the process of losing our home of 28 years unless we are blessed with a miracle. EMC/ Chase or whatever they are called today have most likely succeeded in taking our home.

This will ruin us and we won't be able to get a mortgage loan for at least three years after they take our home from us. This shows how these people work to make you believe they are trying to help you while stealing you blind.

I have a home at Grand Isle that I mortgage with you to help my son and it turned out that the payments to you are too high $1700 and mainly I have to have flood insurance as this is an island. Our home flooded once with 4 inches in basement floor.

No furniture on basement with washer and dryer.

EMC said you could carry the insurance. Let me know. It is due $8000 by the 10th of September. Policy number is 0020096**** under name of R.T.Gibbens and Joann Robichaux and is due Sept.

10th. What is your solution and your insurance like.

I had the same scam call me but from EMC Financing. They want $500 up front for a guarantee to sell my car for asking price.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute. Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

Not sure what to write to meet the one hundred word minimum requirement. I dont think the whole conversation lasted more than 1 minute.

This company started are modification 15 months ago and said it was going to the under writer 7 month ago and then stalled for seven months then sold the mortgage to nation star never heard of them has anyone else had this done to them,if so let everyone know what thiefs they are, they told me that they coudent do the modacation becose they allready sold the morage and there wosent a knof time that was 15 days before it went to the other company. the paper work was alredy done befor they got it so why after 1 year they coudent do the modafication .

After trying to get my escrow account removed from my EMC loan for about 6 months I will now report them to my state's attorney general for fraudulent and misleading practices. They insist on impounding even though I pay my own taxes and insurance.

There is not a real person to respond on the phone and written inquiries take months! They claim to respond within sixty (60!!!) days, yet have not done so.

I have never made a late payment or any other problem with my account, yet they still treat me miserably...my taxes are double paid! Cheaters!!!

first off emc shouldnt of given us the loan way back when,no money down at 310,000 at 10%interest with a ballon payment.lived in the home for about 14 months fell behind ended up filling chapter 13.while in chapter 13,fell behind on the house payments,emc wanted 4000 dollars for 1 month.which we came up with.then they wanted are regular house payment which is 2500 plus an additional 900 a month for 7 months which was a court order.we couldnt make those kind of payments.so i called emc and told them im serendering the home they said ok.few months go by they call us about a loan modification.

Have been trying to work with EMC for 6 months now...trying to do a loan modification becuase my husband lost his job. We've had to submit the same paperwork 4 times now and we are still waiting for an answer.

I've had to call several times and have had to wait for over and hour on hold just to have the phone disconnect so I could do it all over again.

This company is horrible...they lack in communication and customer service skills. Ths company should be fined for failing to help their customers when in desparate times.

i has tgring to get this company to help me. I called and they were very nasty about telling me where to get the docs at.

AThen that lady proceeded to tell me that the goverment has not set any guidelines. I called acorn and they are helping me. I took EMC over a year with my fist modicication they said all the docs were lost and then it sat on someones desk. and after all said and done they did not lower it it was raised and i agreed to it because i have a family...

sounds like extortion to me..... going to find out

Ok i have put alot of complaint's up here.But now after almost a week EMC finally sent my 8 page repayment papers.But they want me to fill it out and sign it.Along with this i am to send with it a request to have a modificaion.I am to send my pay stubs along with what my expenses are,and a hardship letter.Also print a form 4506 from the irs.gov site.What is this form?And they also have a ballon payment with the papers showing i owe a amount.Is this the release paper to also keep me from being able to file complaints against them?(GIVE INPUT PLEASE)