New Reviewer

Worst Credit Union in Michigan

I had a personal account, business account, and a personal loan with ELGA credit union. I closed my accounts when ELGA decided to take money from my Michigan corporation account to pay on my personal loan. After a lot of back and forth, and my explaining to them how this was illegal, they finally credited my account back. Shortly thereafter I closed my accounts. It has been months since I closed my accounts, and I have never received anything from them until a few days ago saying that my personal account was negative $3.00. I have no idea how that is even possible because for one, I closed my accounts, and two, I have not made any transactions on those closed accounts. Then on September 9th while in the middle of getting a loan on my home, I get a notification that I have a negative entry on my credit report from ELGA. I have no other negative marks on my credit reports, and this made my scores drop from the 700's to the high 500's. They have been no help at all, so I have filed complaints with the NCUA, Michigan DIFS, the CFPB, the BBB, the MI AG and the list goes on.
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#1661194 Review #1661194 is a subjective opinion of poster.
Burton, Michigan
Elga Credit Union Business Checking Account
  • Stacking of transactions
  • Violations of the fcra
  • High fees
Reason of review
Credit Reporting
Preferred solution
Deletion of the Trade-Line

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