Bad insurance sales job.

These people are not interested in you being a regular employee. Their goal is to use you to make as many sales as possible until you realize that its not worth working there. Its not a career position that most insurance companies have. The lead charge they charge you for each mailer lead to go see a potential customer is crazy. They want you to pay good money for their in house insurance school for the CE credits too. You can get CE credits for way less on the internet, but they want you to be part of their company so they encourage the agents to pay those *** rates. After a while you pick up on all of this and bail. Note that no one is knocking on their doors to work there, the company has recruiters that telemarked their company and they also go to job fairs. They also advertise tremendously on the internet job boards so they look like they are this big great company, but they are really not. I'm not angry but I just want to warn the next person.
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2 comments
#1248637

If you're reading these comments from 2014, then they are outdated. This is a FRESH review coming in from after November 2016, so it's more recent.

I am a current employee under Diversified Companies and they are nothing but great here. They have two positions, in-office and outside sales.

Also, the experience that these negative reviews had is definitely their own and misleading; Diversified Companies requires you have a health or life insurance license to work with us, because by law you need a license to sell insurance (the same way you need a license to drive). We actually PAY for the majority of your work and are here to help train you and help you succeed during your training.

Our selection process in the past may have been shaky, but we have everything absolutely cleaned out and through a great process now that anyone who is new in our company truly knows and feels our warm welcome. We hire those who want to work with us, those who have positive attitudes, and those that want to prove that they can be successful. All we ask is that you come in with a great attitude and enjoy working with us.

I leave this comment and review on behalf of myself, not on behalf of Diversified Companies.

This is a 100% honest review that I want people to know about, and I am simply trying to let new readers know that the company is absolutely great.

#828128

There school was more expensive than most. The training was lame too.

The product was very simple; it was a book that you turned the pages to and followed a script. It was a nice script and the book was nice looking. But they didn't pay you full commission.

The commissions were lower than most insurance companies and the lead charge was stupidly expensive. Its a company that just makes money off the turnover of agents.

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ID
#494472 Review #494472 is a subjective opinion of poster.
Location
Bloomfield, New Jersey
Loss
$2000

Diversified scammed me too...

Good luck trying to make a living there. Bad leads, managers that have an attitude because they know that you are not going to stay, and a sales force that is constantly angry and leaving. Keep in mind that this is a 1099 form company that you are working for; no benefits, you pay your own taxes at the end of the year. Their product is a very simple one that anyone can learn, so they think that you can learn this and then make money from the get go. But the leads are bad, usually very old and worked by other agents as well. They wont give you the good leads until you so call prove yourself. Most agents cant hang on for months like that and drop out. But those that stay after having proved themselves say that they the leads are still bad, even after having paid for them. By the way, they are not an industry leader like they claim, they are really just an agency in Bloomfield, NJ.
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6 comments
#1248628

As an employee that works in office, I can honestly say that the reviews must be outdated because none of this is happening right now. If you're a new visitor after November 2016, then these posts and comments are invalid that you are reading.

There are two different positions in this company, inside sales and outside sales. Inside sales is a regular hourly rate PLUS commission (like listen on our Craigslist or Careerbuilder ads), and then the outside sales position is 1099. What you DON'T know is that there are a lot of agents in this company that have been here on average 7+ years, and that is saying something impressive when you consider the size of the company. We don't have hundreds and hundreds of employees because this job ISN'T for everyone.

The company promotes positive vibes and wants happy people to work for them, and unfortunately there are people that come through the door that don't last. We also provide FREE leads and have our agents make the appointments with clientele if you're outside sales; you don't knock random doors. You have to agree over the phone with the clients that you talk to, it's all through consent and a verbal agreement that you are going to stop by their homes.

I hope that those of you who are researching us online are reading my entire paragraph, because this is an honest review that I am doing on my own behalf, and not because of Diversified Companies telling me to. Do not turn away from our company because of a few people that didn't last; we have A LOT of associates here that are happy as can be and make a lot of money working Outside Sales that are only working 2-4 days a week and living absolutely comfortably.

We train you, we teach you our guaranteed system, we let you know our procedure that has proven successful for over 20+ years. We don't want people coming into our field that assume they know everything and are not open to learn OUR way of being successful. Success breeds success, so come to us with an open mind and you will be as happy as every other long-term employee that's with us.

God bless you all. Thanks for reading this.

#842028

Funny, I hear horror stories from this little outfit all the time. A big bark from a little company that is notorious for screwing the salespeople.

Yes, 5 year old leads, worked by countless other agents. Get out of there people....

#828126

I worked there in 2010, it was really bad how they didn't even want to know your name. You are right how they are just a floor in a building.

I thought with all of the ads on the job boards that they were a really big outfit. Anyone reading this, all this company is doing is handing you old leads and seeing what you can do with them. Imagine banging on the doors of people who have seen a zillion of agents before you.

Do you think that they are really going to buy from you? Pick a real company to go work for...

#700805

They advertise on lots of job boards, so they look bigger than they are. Lots of agents have got sucked in to this scam.

In fact, they post so many ads that they now rival the bigger companies like Combined, Aflac, American Income, Bankers etc, even though they are a one floor agency located in an office complex in Bloomfield, NJ. Needless to say, they don't do the business that the big companies do, they just make money off the turnover.

Agents in NJ know this. Hopes this helps.

#574917

Its a scam. Find a real company to go work for.

Its like they say, nothing more than a 1099 form company.

Those companies suck that is why they don't give you benefits. They know your not going to stay.

#585486
@PissedConsumer574917

Its sucks when you get suckered into these companies. Its not you fault.

But keep posting about these scams because these companies do read this stuff and are very sensitive to it. A 1099 form is a serious warning.

Other companies like Aflac, Combined, American Income, and Bankers, are the same scams. Read the bad press from the previous salespeople.

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ID
#328575 Review #328575 is a subjective opinion of poster.
Location
Newark, Delaware

Diversified Final Expense another scam

Don't waste your time with these people. Bad leads, marginal training, and a mindset to make you pay for everthing that a normal insurance company would pay for. These people like to clap for themselves and dont see what everyone else sees; a company that is nothing more than an agency with some branches in other states. Nothing that they do is original: the mailer leads are generated by the insurance companies, the sales literature is created by the insurance companies, and the sales script is industry by nature and nothing new. The company loves to recruit from job fairs. Sometimes a recruiter will call people with resumes placed on monster hot jobs. Run from these people and prepare to work in an environment of salespeople turnover.
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8 comments
#842030

You retard, everyone knows that this place is bad. All agents in this industry have the dirt on this place.

You should ask others before going there. Its like the fools that go to Primerica.

#445519

So the cats out of the bag now with this company. Funny, I read the DFES Agent post about helping people be succesful and I can tell you that that company didnt work with me to be successful.

When I worked there in 2007 my training class all dropped out accept me and another agent. I came back with 2 sales each week working those *** leads, then I came back with one sale and the main manager said to me with a snide voice "This is all you got, well you not cut out for this, I got some paperwork for you to sign", I figured that I was producing sales that they would at least be happy since that everyone else bailed, and I made those sales off the leads, not selling family and friends. Keep in mind that the training classes before me and after me bailed too. My lead cards were postmarked with 2002, 2003, and 2004, with only a handful of 2006, all with the writings of previous agents on them.

The next company I worked for liked me and I got awards for sales.

There were several people there from Diversified, (in fact thats how I got the job there), they told me that even more people dropped in other later classes. Maybe now with the internet exposing these people they will change.

#440772

Bankers, Aflac, Combined, Primerica and now it looks like this company Diversified too. They just make money off the turnover.

But I have been reading that its getting harder for these companies to do business because of the bad posts.

Now people know what they are getting into. Go to love the transparency of the internet.

#438934

I have worked for this company for 9 years and I assure you there is no scam. They are great people who honestly care about making a difference in other people's lives.

Anyone who has been terminated, was terminated because they are lazy and didn't want to work, or because they were crooks and when the management found out that the agent was stealing or downright hurting their clients Diversified fired them. Insurance agents are known for not making any money and complaining about it constantly. David, Secret NJ Agent Man (AKA Scared Jobless Little Girl) and Scammed Agent (AKA I cheat my clients by rebating) were absolutely the example of lazy mediocre people who didn't want to work and wanted something for nothing. I can tell you I work hard and LOVE working for/with Diversified.

Take a chance and come in for an interview.

You won't regret it! :grin

#438490

:( What a waste it was working for them in 2009. Their leads were terrible. Nice to see some complaints are being posted to warn others.

#435342

:( Starting to see more complaints about these people. All salespeople run from these sales mill companies.

They made me sign up front a crazy no compete contract that didnt hold water. They perpetually run ads on the various job boards as well.

Note that they are just another agency, nothing they do is original. Run away...

#435340

:( Starting to see more complaints about these people. All salespeople run from these sales mill companies.

They made me sign up front a crazy no compete contract that didnt hold water. They perpetually run ads on the various job boards as well.

Note that they are just another agency, nothing they do is original. Run away...

#435299

Memories...I remember they wanted me to go to their annual awards dinner and I had to rent the tuxedo to go. Then they showed pictures of all of the management in their tuxes at the tables looking goofy the next day. Its like they want to be more then they are.

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ID
#299287 Review #299287 is a subjective opinion of poster.
Location
Comfort, Texas
Loss
$1000

Diversified Final Expense

This is a company that is based in Bloomfield, NJ that sells final expense insurance to the public. It also has a Medicare division. The company does mailers and then hands them to the salespeople who then go out and pitch the product usually buy following some type of sales script. They claim to be an industry leader but they dont even have a whole floor of building in office space. The company just goes through sales people left and right. The main problem are the leads which are the mailers that they claim they are giving you to make you successful. In reality, the leads are old leads that have been worked by previous agents that are no longer with the company. When I worked there my leads had the writing all over them from the other agents. My leads were old too, 3-5 years old on average. The leads also said "increase your social security income..." to the customers so the customer thinks that you are comming out to talk about social security and instead the salesperson hits them with a life insurance sales talk. Every two weeks there is a training program there. In my training program everyone dropped out. In the previous training programs only one or two people were still there after a few months. Experienced agents that lasted a few months after training told me that the cost of leads that they pay was not worth it there and were quiting. Pick a more responsible insurance company to go work for that have real leads and low turnover than these iddiots.
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7 comments
#842033

Fool, if they gave me old leads like that I would fling it in their faces. What makes places like this do well is that people don't read the internet and just go there and believe the hype.

Always do your homework.

This place has a history of this. And you were too *** to see it?

#505219

To the DFES agent, good companies dont have turnover. People are not lazy, that is your excuse for the high turnover. But go to love the internet and the transparency.

#439788

Looks like the gig is up for these people. I looked and noticed more negitive posts on them.

Maybe there was a really bad training class...but wait...there always was a bad training class when I was there...everyone dropped out...class after class it seemed, lol!Funny. I love it when I see those idiots at job fairs.

Just feel bad for the unemployed people that innocently stumble on them and dont know better and sign up. Now with the internet, maybe we can warn them.

#439770

Diversified is no different than Aflac, Combined, Bankers, Primerica, etc. They make money off the turnover.

If these were good companies than they would have people flocking to them, and not having to post constant ads on job boards and show up at job fairs. Once you become a manager in these companies they will give you statistics on the average number of agents you will need to have to come up with "x" amount of sales. So your job is to just get newbies and pump them up so they give you a least a few sales.

Then do the math and you have moved your product. You get a nice check and the agents get a stick up their you know what with all of the effort and time that they put in.

#438935

I have worked for this company for 9 years and I assure you there is no scam. They are great people who honestly care about making a difference in other people's lives.

Anyone who has been terminated, was terminated because they are lazy and didn't want to work, or because they were crooks and when the management found out that the agent was stealing or downright hurting their clients Diversified fired them. Insurance agents are known for not making any money and complaining about it constantly. David, Secret NJ Agent Man (AKA Scared Jobless Little Girl) and Scammed Agent (AKA I cheat my clients by rebating) were absolutely the example of lazy mediocre people who didn't want to work and wanted something for nothing. I can tell you I work hard and LOVE working for/with Diversified.

Take a chance and come in for an interview.

You won't regret it! :grin

#438500

Yea, that was a waste of 3 months of my life. You feel *** when everyone you work with leaves.

I can laugh now but I remember getting that last check and all of the deductions that were taken out of it and then being left with nothing. Grin and bear I guess.

What year were you there? Recently?

#435293

It was a scam. Nothing but high turnover.

The lead cost was crazy. All they were doing was to hand *** leads to agents and see what they could do with them.

Good agents would produce and bad agents would bail. But then the good agents would bail too because it wasnt worth all the work for the pay you making off the *** leads.

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ID
#297774 Review #297774 is a subjective opinion of poster.
Location
Comfort, Texas

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