Diversified Final Expense
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Bloomfield, New Jersey
Bad insurance sales job.
These people are not interested in you being a regular employee. Their goal is to use you to make as many sales as possible until you realize that its not worth working there.
Its not a career position that most insurance companies have. The lead charge they charge you for each mailer lead to go see a potential customer is crazy. They want you to pay good money for their in house insurance school for the CE credits too. You can get CE credits for way less on the internet, but they want you to be part of their company so they encourage the agents to pay those *** rates.
After a while you pick up on all of this and bail. Note that no one is knocking on their doors to work there, the company has recruiters that telemarked their company and they also go to job fairs.
They also advertise tremendously on the internet job boards so they look like they are this big great company, but they are really not. I'm not angry but I just want to warn the next person.
Newark, Delaware
Diversified scammed me too...
Good luck trying to make a living there. Bad leads, managers that have an attitude because they know that you are not going to stay, and a sales force that is constantly angry and leaving.
Keep in mind that this is a 1099 form company that you are working for; no benefits, you pay your own taxes at the end of the year. Their product is a very simple one that anyone can learn, so they think that you can learn this and then make money from the get go. But the leads are bad, usually very old and worked by other agents as well. They wont give you the good leads until you so call prove yourself.
Most agents cant hang on for months like that and drop out.
But those that stay after having proved themselves say that they the leads are still bad, even after having paid for them. By the way, they are not an industry leader like they claim, they are really just an agency in Bloomfield, NJ.
As an employee that works in office, I can honestly say that the reviews must be outdated because none of this is happening right now. If you're a new visitor after November 2016, then these posts and comments are invalid that you are reading.
There are two different positions in this company, inside sales and outside sales. Inside sales is a regular hourly rate PLUS commission (like listen on our Craigslist or Careerbuilder ads), and then the outside sales position is 1099. What you DON'T know is that there are a lot of agents in this company that have been here on average 7+ years, and that is saying something impressive when you consider the size of the company. We don't have hundreds and hundreds of employees because this job ISN'T for everyone.
The company promotes positive vibes and wants happy people to work for them, and unfortunately there are people that come through the door that don't last. We also provide FREE leads and have our agents make the appointments with clientele if you're outside sales; you don't knock random doors. You have to agree over the phone with the clients that you talk to, it's all through consent and a verbal agreement that you are going to stop by their homes.
I hope that those of you who are researching us online are reading my entire paragraph, because this is an honest review that I am doing on my own behalf, and not because of Diversified Companies telling me to. Do not turn away from our company because of a few people that didn't last; we have A LOT of associates here that are happy as can be and make a lot of money working Outside Sales that are only working 2-4 days a week and living absolutely comfortably.
We train you, we teach you our guaranteed system, we let you know our procedure that has proven successful for over 20+ years. We don't want people coming into our field that assume they know everything and are not open to learn OUR way of being successful. Success breeds success, so come to us with an open mind and you will be as happy as every other long-term employee that's with us.
God bless you all. Thanks for reading this.
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Comfort, Texas
Diversified Final Expense another scam
Don't waste your time with these people. Bad leads, marginal training, and a mindset to make you pay for everthing that a normal insurance company would pay for.
These people like to clap for themselves and dont see what everyone else sees; a company that is nothing more than an agency with some branches in other states. Nothing that they do is original: the mailer leads are generated by the insurance companies, the sales literature is created by the insurance companies, and the sales script is industry by nature and nothing new. The company loves to recruit from job fairs.
Sometimes a recruiter will call people with resumes placed on monster hot jobs. Run from these people and prepare to work in an environment of salespeople turnover.
You retard, everyone knows that this place is bad. All agents in this industry have the dirt on this place.
You should ask others before going there. Its like the fools that go to Primerica.
Comfort, Texas
Diversified Final Expense
This is a company that is based in Bloomfield, NJ that sells final expense insurance to the public. It also has a Medicare division.
The company does mailers and then hands them to the salespeople who then go out and pitch the product usually buy following some type of sales script. They claim to be an industry leader but they dont even have a whole floor of building in office space. The company just goes through sales people left and right. The main problem are the leads which are the mailers that they claim they are giving you to make you successful.
In reality, the leads are old leads that have been worked by previous agents that are no longer with the company. When I worked there my leads had the writing all over them from the other agents. My leads were old too, 3-5 years old on average. The leads also said "increase your social security income..." to the customers so the customer thinks that you are comming out to talk about social security and instead the salesperson hits them with a life insurance sales talk.
Every two weeks there is a training program there. In my training program everyone dropped out. In the previous training programs only one or two people were still there after a few months.
Experienced agents that lasted a few months after training told me that the cost of leads that they pay was not worth it there and were quiting. Pick a more responsible insurance company to go work for that have real leads and low turnover than these iddiots.
Fool, if they gave me old leads like that I would fling it in their faces. What makes places like this do well is that people don't read the internet and just go there and believe the hype.
Always do your homework.
This place has a history of this. And you were too *** to see it?
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If you're reading these comments from 2014, then they are outdated. This is a FRESH review coming in from after November 2016, so it's more recent.
I am a current employee under Diversified Companies and they are nothing but great here. They have two positions, in-office and outside sales.
Also, the experience that these negative reviews had is definitely their own and misleading; Diversified Companies requires you have a health or life insurance license to work with us, because by law you need a license to sell insurance (the same way you need a license to drive). We actually PAY for the majority of your work and are here to help train you and help you succeed during your training.
Our selection process in the past may have been shaky, but we have everything absolutely cleaned out and through a great process now that anyone who is new in our company truly knows and feels our warm welcome. We hire those who want to work with us, those who have positive attitudes, and those that want to prove that they can be successful. All we ask is that you come in with a great attitude and enjoy working with us.
I leave this comment and review on behalf of myself, not on behalf of Diversified Companies.
This is a 100% honest review that I want people to know about, and I am simply trying to let new readers know that the company is absolutely great.
There school was more expensive than most. The training was lame too.
The product was very simple; it was a book that you turned the pages to and followed a script. It was a nice script and the book was nice looking. But they didn't pay you full commission.
The commissions were lower than most insurance companies and the lead charge was stupidly expensive. Its a company that just makes money off the turnover of agents.