Disability RMS

I feel like I am being accused of wrong doing .. I do not trust the doctors they have on staff - I was a claims adjuster so I know how the came is played..

but I will not give up .. between POTS, Seizures and Pasding out.. spells of no memory, dizziness, exhaustion ..

low blood press and many others - I am so sure my boss would want me back or any other.. but the hassle is harassment!

I was hospitalized for a full week because of many issues I had that were causing me to be insanely ill. RMS told me that they were not going to pay me for the two weeks I missed because I had "previously seen a dr.

about one of the issues I was having that could have a connection to why I became ill in the first place which makes it pre-existing." It took THREE MONTHS for them to tell me this, I could never get anyone on the phone and each employee told me something different, including my case was "Golden" and it would be complete that same week.

AWFUL. Not to mention not a single thing about my condition was pre-existing or related to my hospital stay at all.

DRMS is a joke! I've been unable to work for 6 months now and even though they have paying me my monthly benefits, they make me keep submitting paperwork from my doctors visits instead of just paying me.

This is ridiculous! I paid into this for a year when I was with my former employer and I don't care if the benefits I've received far outweigh the premium I've paid in, I paid for this and I deserve to get my checks without having to be harassed for proof that I'm still unable to do my job! I've called the BBB (who are obviously on DRMS's payroll) and they said I didn't have a case because DRMS was compliant with the contract signed by my former employer.

This is total BS! I just want my money!

They harass you for paperwork constantly; try to deny your claim or limit payments if they determine your condition is related to mental health; and then demand "overpayment" by almost $10,000 above what you receive from state disability----meanwhile they have stopped paying you anything until they receive it. (I guess they assume you won't have rent, utilities, or need to eat or feed your family during that time).

They are the rudest people to deal with; and as you are shifted from one to another, you realize your health is the least of their worries.

Loan sharks would be easier to deal with..

Disability RMS is a joke! Trying to get your money you worked for is like trying to take a lions kill.

Wait on it. Horrible service!

disability rms claims it is only good for 24months,but my husband has a illness that will eventually kill him.they just notified me today that his final check will be 30 days from today.we were led to believe it would be for the length of his illness.that is long term disability is supposed to mean.not 24 months,or whatever time that they think is acceptable to them. my husband paid for those benefits for many years,and now when he desperately needs them,they are taking them away from him.what do we do now?we need your help as soon as possible

I was injured in January due to a fall.My knee was badly damaged and i can't perform my job because it requires me to be on my feet. I was told i would off 8-12 weeks and need physical therapy.

I was told i would get six weeks of disability well i only got two and when i called about it i was told well we don't have all your medical records what we have shows you should be back to work in six weeks. When i tried to tell her what the report said that was sent to her conveniently she didn't have all the paper work.

Now have no income and fighting with them to keep my short term disability going until i am able to return to work. We depend on this for unfortunate mishaps and this is how we get treated.

Disabilty RMS

To recap my wife’s situation, she fell and was injured Jan 30th. At that time she was unable to work. She is a Lead Respiratory Therapist. We got her job description which shows she must be able to pull ten pounds of a shelf with either hand. Since that was not possible, she was placed on short term disability. During the next 3 months, she went to physical therapy to try and regain use of her shoulder.

Once her recovery seemed to not progress as very well, an MRI was performed. This showed that surgery was needed, not just physical therapy. She had surgery on June 4th, recovered from that, and started physical therapy once again.

Short term disability ran out after 180 days and so long term disability kicked in. Also during this time medical insurance coverage was dropped and we had to opt for COBRA, just to keep insurance going. We were very thankful that we had a long term disability since so much time was wasted during the short term coverage.

On Aug. 8th, we received a letter from Mr. Howitt, Senior Managed Disability Analyst. This letter clearly states, in fact it’s item number 1; disability defined as, “ unable to perform all of the material and substantial duties of your occupation on a full time basis”. This is your letter! So until her physician releases her back to duty she is ‘disabled’. This letter states that she will receive a check in the amount of 60% of pre-disability monthly earnings.

Even though she is disabled, there are plenty of tasks she can perform, even with one arm in a sling. Her employer has a new software system and everyone needs training. Since she knows this new system, she was given the opportunity to help out, as a trainer, with some classes. After many months she was very excited about getting out of the house and feel some worth in her life.

Well the end of August comes and goes. We were assured that we would have a check in early September. Then Mr. Howitt talks to my wife and says she is working, how she dare ask for money and pretty much accuses her of committing insurance fraud. Well the anxiety attack which ensued almost put her in the hospital.

I have my wife’s Human Resources department dealing with this now, and we are looking into filing formal complaints with the various insurance boards and legal action.

Disability RMS exceeded 2007 finacail targets. Gee, that's a shock. Denying claims, keeping money from people and lying to customers... I guess I'd have lots of extra money, too.