Direct Home Counseling

11-8-12 I received a telephone call from someone name Shane Emerson from Direct Home Counseling offering me a loan modification on my mortgage. In the days following I was told I had to sign some papers and send them a check for $3,500. 'for the attorneys' to work on my loan modification. The documents I signed, although not signed by anyone from Direct Home Counseling, said that if I was not satisfied with their work I could get my $3,500. returned. Shane was soon replaced by a Benjamin Holmes, then by a Charles Smith and ultimately I began dealing with a David Anderson. They kept asking for more paperwork, and then as the months went by updates of my checking account and other monthly bills. I wanted to end it beginning on December 27, 2012, but David kept telling me that this was going to happen. By January 4, 2013 I began demanding we end this and they send my money back. More stalling, and un-returned or promised phone calls never called back. All through this I have had health problems due to complications from hip replacement surgery. As of September 27, 2013 a week after David Anderson told me he would call me that afternoon, and didn't and repeated attempts to call him and Charles Smith and the 'office' phone number, I found their website was no longer listed on the web. After reading other comments on a website that included the same 'names' of the people I dealt with, I am convinced that Direct Home Counseling is or has gone out of business. There is a Realtor listed in the licensed California Realtors who is/was the owner behind Direct Home Counseling and he is the one who is responsible for me getting my $3,500. returned, plus expenses for my time and my attempting to send them a Certified Return Receipt letter, which they never accepted. I will use all means available to me in the State of California to get my money back.