Credit Resolution Advisors
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Miami, Florida
Credit Resolution Services will RIP YOU OFF!
I have had the most HORRIBLE EXPERIENCE with Chris Placek with Credit Resolution Services. He will initially act very interested in helping to resolve your issues but once he received my full payment of $950 he became harder and harder to reach.
He did not clear up any of my credit issue and he lies about the work he is doing. His excuses for not getting back to you range from: understaffed, on vacation, the lighting struck his phone and he lost all contacts, ANOTHER vacation, etc. Avoid this company at all cost.
Chris will rip you off. AVOID THIS COMPANY
Tampa, Florida
CRA 6860 Dallas Pkwy St 200 Plano Tx Scary harassing solicitation
I received a solicitation for debt remediation in the mail. The paper is pink presumably to indicate that it is an overdue bill or collection notice.
It incorrectly indicated my debt to be $30,000 to $35,000. I don't know where they got these figures but they are not correct.
They are trying to use scare tactics to *** me into debt remediation which is really *** as it can lower your credit rating and may not effectively lower the amount that you owe. Most debt remediation is a scam and it only makes money for the company that is selling it.
Harrisonburg, Virginia
CRA 6860 DALLAS PARKWAY SUITE 200 PLANS TX 75024
Received pink paper in the mail to look like a bill. Top says "IMPORTANT 2ND NOTICE- PLEASE READ THE COMPLETE NOTICE BELOW" After reading this pink paper discovered it to be a solicitation for business, I called to please ask to be removed from list.
The guy who's name was "JR" attemped to tell me that I was in over my head in dept, lol....This come as a big shock and news to me. I then ask him to please remove me from the list and I did not want to be on the mail list. JR whom I only have to assume has a 11th grade education. I then received several phone calls from this number 972-202-**** they were hang ups and when I called back a "Jimmy" would transfer me to "JR's" voice mail.
This business is a scam...........People don't treat potential customers that way. I encourage everyone who receives these solicitations to file a complaint to help rid this country of businesses that only produce more hardships on people, most dept resolution companies are scams and judging by there practices I would suspect that this is certainly one of them.......
Germantown, Maryland
Mrs.
I consulted with this company and went into the arrangement not knowing this was a scam. I had a stroke which caused me to get in this predicament in the first place.
Now they have ripped me off and I could have used the money to pay on the debts. they kept telling me it takes 6-9 months to start seeing results. Well nothing at all in six months. Did the same but worse to a 75 year old friend of mine.
So age doesn't matter to them. They can still eat well and sleep well on our dime. Shame on them.
They will pay somehow. Filing complaints with BBB and FTC.
We received a "Debit Mediation Notice" from Credit Resolution Advisors, LLC notifying us of an unpaid debt that had accrued interest over the years and the balance was between $20,000 to $30,000. A year prior we also got a similar notice from "Portfolio Recoveries LLC.
It turns out that these people were trying to collect a $2,000 debt that a judge had deemed null almost 30 years ago when we filed bankruptcy after my husband was honorably discharged from Navy and was unable to find a job for months. It was a very difficult period in our lives having two children and all, but we kept the court documents as a reminder to be thrifty.
We told them to stop harassing us.
Westland, Michigan
Attempt at mail scam regarding false debt claim.
Received a pink letter from CRA 6860 Dallas Pkwy, Ste 200, Plano, TX 75024, 800-600-****, claiming that I had an "estimated creditor balance of $18,000 with a projected settlement offer of $10,260. I have no such debt and they claimed to have sent me a summer catalog and that they have extened my enrollment opportunity to 9-04-12 so they wanted me to call them immediately at their 800 phone number to take advantage of this program extension.
They were diligent in selecting utilizing the emotional buzz words to trigger an immediate emotional response to want to contact them ASAP. Furthermore, there was language used to try to give credibility to this attempted false debt remediation by referencing the major credit bureaus by saying that upon clearance of said accounts, all of the major credit bureaus should be notified by your creditors that your debts have been satisfied and paid off for less than the balance owed. What was key to me that was not said was that there was no mention of once the debt was paid in full, that they would contact the three major credit bureaus to notify them that my false debt was completely paid off. Furthermore, there were no attachments of support documentation to give credibility to their false accusation.
In other words, they did not say anywhere in the pink letter who the creditor that I allegedly had accrued this debt with. The pink letter just claimed that I owed this random amount to a creditor they could not even identify. They did considerately (please detect the sarcasm here) provide me with an installment payment amount of $392.00/month for an indefinite time period. I conducted a Google Search on the address in Plano, Texas, not the name CRA.
My Google Search revealed that CRA not CRV is indeed not in Suite 200, it is a room in an eight-story building and has absolutely no indication of a business name related to room 200.
I see no reason to trust this solicitation. It screams "SCAM."
I received a similar letter and it is from CRV, which you state is the company's name. And the debt described in the letter IS my debt. So, I am trying to see if they can really help, and if when they say the major creditors will report that I paid off for less than I owe, if that affects my credit score at all.
Claremont, New Hampshire
Continued harrassment
I continue to receive pink notices for activation of a "renegotiated credit card balance activation reminder" from CRA, Plano Texas, which I have never solicited. I also continue to get cell phone calls daily from all over the country from the same company for the same reason.
I have repeatedly told them I am not interested and asked them to remove my name from their lists, and now they just hang up on me.
They continue to call and send notices. I have tried to block the numbers from my cell phone and they then call from different numbers from all over the country.
"Kikm" sounds like someone who works for one of these shady "debt relief companies."
Stay away from every one of them.
Derry, Pennsylvania
Pink Letter from debt collection CRA
This company is way off as others have expressed !!! They are wanting you to call them, then they got your number.
I checked my self out on google and my number is not listed. Anytime a person calls a Free too number that party gets you number no MATTER if you BLOCK your number, so don't get to curious unless you want them to start calling you.
Again these people do NOT have all the correct facts and way off. Yes I owe a couple of medical bills of less than 800.00 and they claim 15,000.00
Chantilly, Virginia
Credit Resolution Advisors
A friend of mine who knew that I had enrolled in a debt settlement plan recently asked me about my experience. I told him about CRV in Plano, Tx and what to expect.
He later called me and told me that he was leary due to all of the things he read online. After reading these comments myself, I thought I should post a comment too. I enrolled about 3 years ago after years of struggling with debt and getting nowhere because of the interest charges. I was actually able to finish my program a few months early because I paid a little extra once in a while.
All of my accounts were settled just as they said they would be and I saved over $10,000. I am disappointed in the people who feel the need to post nasty comments about something that either they personally don't understand or need. If you get a piece of mail you dont need, throw it away! Some people who could definitely benefit from programs like this will not get the help they need because all they read is negative and no positive.
Getting out of debt is not magic and it does take a little time and patience but was it worth saving $10,000 over 3 years to me? YES!
Was my credit affected, Yes, but once I had the debt settled, I actually saw my credit score go higher than it was before I started because once I got rid of the high montly credit card payments and all of the balances, I actually could manage my expenses and my DTI was no longer out of balance. I hope other people with positive outcomes will also post.
This company, parent company Landmark Management, changes their marketing name annually or 'by state' in order to re-market to consumers with a different name (American Debt Mediators, Credit Resolution Advisors, Credit Answers, Jensen Legal Group, Worden Law Firm etc. are all the same company) because they have burned their bridges so many times with consumers.
There is NOTHING this company can do for you that you can't do yourself with a little time. This (these) company requests that you to stop paying your bills, which opens you up to late fees, higher interest rates, and then litigation by creditors after a certain period of time, and will NOT represent you once you get sued. Contrary to what they tell you, they ARE NOT a law firm. There is no attorney looking out for you.
50-60% of their clients get sued by companies like Discover, Capital One, etc. It's a no-brainer that you can settle on your own with your creditors for 50-60 cents on the dollar after a certain period of delinquency, just like these people purport they can do.
You don't need to pay these people a 12% fee, plus 49.95 a month for 'maintenance costs'. They mislead consumers, especially the elderly and non-English speaking clients, that there will be no credit effects, no tax implications, even misleading foreign and elderly consumers to think that they are doing a consolidation.
Then by the time consumers are fully informed during a "Welcome Call" what the real 'program' is, it's past the 10 day cancellation window and they keep your first payment.
Do yourself a favor and work your situation out with your creditors. These people are rip-off artists preying upon the fears of consumers.
Tampa, Florida
Creditresolution advisors LLC (CRA) Harasses and scares potential customers into submission
This company mailed me a letter soliciting my business. They claim they can help me renegotiate my debt of $30,000 to $35,000 which does not exist.
They sent me the letter on pink paper in a window envelope as if suggesting that they were sending an overdue bill notice. I have called this company twice and asked them to stop soliciting me. They say they will and then continue to do it.
This type of business rarely helps anyone and anything they can do for you, you can do better.
What they usually succeed in doing is lowering a person's credit rating. This is the kind of company that lawyers who can't find a job like to get involved with.
I worked for CRA for a short time. There are pros and cons about them. The mail outs they use I believe needs a lot of work. They are a good service for the rite people. I'll explain what I mean. If you are current on all your bills credit cards etc and value your credit rating then NO you DO NOT want to use them. However if your credit has already been hit because you fell behind from something like a job loss, were on disability or some kind of life event then you should look into it.
The basics of the program are you set up a bank/savings account and make monthly payments of a set dollar amount in to it and stop paying on your credit cards or any other non-collateral credit accounts enrolled in the program they have limited access of viewing amounts in that account and negotiate a one time payoff with your creditors. Once a creditor agrees to a pay off you are contacted and if you agree to the amount you authorized the payment from the account.
CRA is paid its fees out of the first few to several payments depending on length of the program etc. An example if you agree to payments of lets say 500.00mo then CRA will take 400.00 of that payment for 2-3 payments until there fee is paid. The fees they collect and how each payment is split is laid out in writing before you sign the paperwork there is no min contract and you can pause payments if needed but just know they are getting there money in a very short time so make sure you can go through with it or I would adv not to do it.
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They are harassing us with with threatening letters. They make it sound like like they are going to come and throw us out of our home.
Hi folks ,don't even bother with these *** ! Just ignore and report ....
not worth getting fired up for , they are just a bunch of scam artist ! I actually feel sorry for the people who really believe them , if you can spread the word to family and friends even FACEBOOK ,and hopefully word of mouth will put these lowlife *** out of buisness for good !
they call me and send me this noticed ,,and i'm thingking about it can u tell me.if they help people like me..thank u
Oh please! You are correct "help" is what they provide.
Help themselves to YOUR money! Like the first comment above they don't even know how much you actually owe. How long will you have to pay before they let you off THEIR hook?
If you need help go to the neighbor hood churches, thrift places, and soup kitchens.
These wannabe cons are trying to rip me off ?!!! Sorry messed with the wrong DIVA !!!
I recieved a " SECOND FINAL NOTICE " I called them and asked them what it was I " supposably owe you again ? They could not even tell me what it was .... so I responded ny letting 'MARCUS " Know I was recording this conversation !
Sure enough he started to stutter and hang up ! FYI, if you have the ' DO NOT CALL AND SOLICITATE " they will mail you this *** instead , I find it useful for the purpose to light my fire pit !
just received my first letter from these "FOOLS" a quick free check at annualcreditreport.com tells me there making stuff up to scare you.
just tear it up and throw away !!!!!
i get this stuff, sent it back...return to sender. got in an argument with them on the phone...told them it is none of their business and they are wrong with the amounts...they told me IT WAS THEIR BUSINESS! Oh yeah, then you pay what I supposedly owe...then hung up!
I received a two letters too! The place is a total SCAM!!!! I am reporting them to the BBB.
Just got off the phone with "Farrah" from CRA, as I too have received many notices from this company. I told her to remove my information from their "list".
She said it would take 30 days to go into effect. I told her I better not receive another *** letter from them that I know this company is a total scam.
She said "Nice language", I said *** hung up. How do these people sleep at night????