Credit Resolution Advisors Reviews

This company, parent company Landmark Management, changes their marketing name annually or 'by state' in order to re-market to consumers with a different name (American Debt Mediators, Credit Resolution Advisors, Credit Answers, Jensen Legal Group, Worden Law Firm etc. are all the same company) because they have burned their bridges so many times with consumers.

There is NOTHING this company can do for you that you can't do yourself with a little time. This (these) company requests that you to stop paying your bills, which opens you up to late fees, higher interest rates, and then litigation by creditors after a certain period of time, and will NOT represent you once you get sued. Contrary to what they tell you, they ARE NOT a law firm. There is no attorney looking out for you.

50-60% of their clients get sued by companies like Discover, Capital One, etc. It's a no-brainer that you can settle on your own with your creditors for 50-60 cents on the dollar after a certain period of delinquency, just like these people purport they can do.

You don't need to pay these people a 12% fee, plus 49.95 a month for 'maintenance costs'. They mislead consumers, especially the elderly and non-English speaking clients, that there will be no credit effects, no tax implications, even misleading foreign and elderly consumers to think that they are doing a consolidation.

Then by the time consumers are fully informed during a "Welcome Call" what the real 'program' is, it's past the 10 day cancellation window and they keep your first payment.

Do yourself a favor and work your situation out with your creditors. These people are rip-off artists preying upon the fears of consumers.

So obviously CRA's management trying to cover up the many blogs

they were very good to us

We had good experience with them

Received a letter stating I owed 35000.00 to an unknown creditor(s). We owed nothing to no one and the credit bureaus we contacted confirmed that.

This is a compete scam company. Do not call or contact this company and throw away any mail you receive from it.

I am sorry, but these people annoy you, and Kim from Texas, I don't believe you and think you might be a plant from the company.

A friend of mine who knew that I had enrolled in a debt settlement plan recently asked me about my experience. I told him about CRV in Plano, Tx and what to expect.

He later called me and told me that he was leary due to all of the things he read online. After reading these comments myself, I thought I should post a comment too. I enrolled about 3 years ago after years of struggling with debt and getting nowhere because of the interest charges. I was actually able to finish my program a few months early because I paid a little extra once in a while.

All of my accounts were settled just as they said they would be and I saved over $10,000. I am disappointed in the people who feel the need to post nasty comments about something that either they personally don't understand or need. If you get a piece of mail you dont need, throw it away! Some people who could definitely benefit from programs like this will not get the help they need because all they read is negative and no positive.

Getting out of debt is not magic and it does take a little time and patience but was it worth saving $10,000 over 3 years to me? YES!

Was my credit affected, Yes, but once I had the debt settled, I actually saw my credit score go higher than it was before I started because once I got rid of the high montly credit card payments and all of the balances, I actually could manage my expenses and my DTI was no longer out of balance. I hope other people with positive outcomes will also post.

FYI Guys, Kim from Texas is a Plant from the company. Everyone of these complaints on here, she puts the same response of this company being helpful and positive.

Be aware of this company. DO NOT CALL THEM BACK.

Let it go to voicemail and if they send you letters in the mail, file a complaint with the post office, and draw up an official letter to have them stop. If they continue, they are violating the Federal harrassment laws.

I got one of those pink letters in the mail, as well. I find this company to be deceptive and annoying.

To Kim...my pink letter states that I may qualify for one of their programs with a payment of "$366.67".....it doesn't say for a MONTHLY payment of that amount. It reads as if they are asking for a single payment in that amount to be in their program.....another reason why I would not trust this company.

A friend of mine who knew that I had enrolled in a debt settlement plan recently asked me about my experience. I told him about CRV in Plano, Tx and what to expect.

He later called me and told me that he was leary due to all of the things he read online. After reading these comments myself, I thought I should post a comment too. I enrolled about 3 years ago after years of struggling with debt and getting nowhere because of the interest charges. I was actually able to finish my program a few months early because I paid a little extra once in a while.

All of my accounts were settled just as they said they would be and I saved over $10,000. I am disappointed in the people who feel the need to post nasty comments about something that either they personally don't understand or need. If you get a piece of mail you dont need, throw it away! Some people who could definitely benefit from programs like this will not get the help they need because all they read is negative and no positive.

Getting out of debt is not magic and it does take a little time and patience but was it worth saving $10,000 over 3 years to me? YES! Was my credit affected, Yes, but once I had the debt settled, I actually saw my credit score go higher than it was before I started because once I got rid of the high montly credit card payments and all of the balances, I actually could manage my expenses and my DTI was no longer out of balance. I hope other people with positive outcomes will also post.

Also, if you take time to actually read the letter, it does NOT say you owe them anything, it explains what your payment will approximately be if you did the settlement. Please read before you react.

im new to this debt setlement program.i already sign up please

help me to deciede if i am right decision to continue this program. :roll

I got a letter from them, wasn't sure what it was from the envelope. I tend to open all mail just because I have several businesses and get lots of mail.

It said I have $24,000 in debt that they can settle for me for about $17,000. They asked for a payment of $480.

I phoned the fellow up and got him on the phone. The fact is, is that I have excellent credit and have very little unsecured credit.

Offering to save me $6520, and ruining my credit in the meantime while I pay them to do it? That's not a service that helps anyone. It only harms them.

I'd end up paying more than that $6520 in higher interest rates and wouldn't be able to borrow short term like I do now.

The fact that these guys are targeting people with excellent credit is what is really odd.

Ruining your credit to save a few thousand, even if they'll be able to do that, which is questionable, isn't worth the price.

Just for fun I checked the cards that I have in my name. Three have a $0 balance and one has a $5,500 balance.

The guys was an ***. Tried to convince me that I'd be better off paying him money rather than my meager debt. Laughable.

Hahaha! They got you to open the letter!

I think it's pretty clever actually. Annoying...but clever!

I also received several notices from this business to renegotiate my debt of $19,000, which I too do not have. First one was on white paper.

Second one was on pink paper, like a late notice. The third came in a perforated envelope with “Final Notice Enclosed” in big bold letters and a warning stating: $2000 fine, 5 years imprisonment, or both for any person interfering or obstruction with delivery of this letter, title 18 U.S. Code sec. 1702.

Really?? How do these companies get away with this?