Tinee C

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Verified Reviewer

The CFPB didn't do it's job

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Consumer Financial Protection Bureau - The CFPB didn't do it's job
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Consumer Financial Protection Bureau - The CFPB didn't do it's job - Image 3
Consumer Financial Protection Bureau - The CFPB didn't do it's job - Image 4
Consumer Financial Protection Bureau - The CFPB didn't do it's job - Image 5
Updated by user May 06, 2022

The 2022 White House had the 2022 FTC file a complaint against the 2022 CFPB with the 2022 CFPB.Cases were opened up. The agency didn't change its behavior. The 2022 CFPB is protecting & enabling the 5 banks bad behavior.I requested to be told were the deposits & loan...

Original review Apr 06, 2022
The 2017 CFPB chose to close complaints the 2016 White House filed,without doing any investigation or holding parties accountable.
The parties all chose to lie to the US Courts to cover up them committing Major Fraud Against the United States.
The US Courts chose to ignore information.
The judges made themselves & their court accomplices to Major Fraud Against the United States.
The courts uploaded everything to the internet for the world to see.
Because of the banks greed, all the funding that was supposed to flow into the economy never happened.
They took everything to feed their greed's hunger.
I sent everything to the Biden Harris administration.
The 2022 White House informed me everything was sent to another federal agency.
I have added a copy of the response sent to me by the CFPB, CFPB Ombudsman & the 2022 White House.
I stood up because my Reps in the House & Senate wouldn't.
I can't sit by & do nothing.
View full review
Pros:
  • Could make official record of issue
  • Supposed to fight for consumers
Cons:
  • Gives you the runaround just like everyone else
  • Turns its back on consumers
  • Are not genuine

Preferred solution: I want the resolution mentioned in the 5 case numbers.

User's recommendation: Keep a record of everything that happens, then send copies to the White House. The CFPB not doing its job puts the entire economy in danger

OTP VP

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Verified Reviewer

It didn't do it's job

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Consumer Financial Protection Bureau - It didn't do it's job
Consumer Financial Protection Bureau - It didn't do it's job - Image 2
Consumer Financial Protection Bureau - It didn't do it's job - Image 3
Updated by user Nov 04, 2021

The full details have been sent to Attorney General Merrick Garland & President Joe Biden. The CFPB has become a protective force for parties that harm consumers.When consumers file complaints with the CFPB, it may choose to do nothing at all.Which will leave consumers to fight for themselves. The CFPB choosing not to do its job is putting the entire US economy at risk.

Original review Oct 04, 2021
In 2016 the White House sent information to the CFPB, cases were created. All the parties reported chose to lie to the US Courts. In 2017 CFPB decided to close the cases without doing any investigation or holding the parties accountable. The Federal Reserve Board was sent the full details so they could see who was doing what. The Federal Reserve Board filed complaints. The CFPB closed those without doing any investigation or holding the parties accountable. The US Courts chose not to find out why the complaints were filed. Everything was then uploaded to the internet. The CFPB needs explain why it chose not to protect the United States from being stolen from.
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Pros:
  • Response from the company even though it was just an email
  • Could make official record of issue
Cons:
  • Are not genuine
  • Complete waste of your time
  • Do no evaluation or enforcement
Bernice T Vqz

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Verified Reviewer

A complaint about Capital One Bank

The CFPB is completely worthless ! All they do is send a email to the bank stating that there is a complaint against them. Capital One Bank issues a reply that they did nothing wrong. CFPB accepts this reply and the case is closed . WORTHLESS SCAM !!
View full review
Loss:
$19
Cons:
  • Gives you the runaround just like everyone else
  • That you do not do any investigation to protect the consumer

Preferred solution: Full refund

User's recommendation: Don't waste your time. The CFPB is a worthless scam !

OasisThemeparkVP

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Verified Reviewer

Document everything then hand your report to Congress

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Consumer Financial Protection Bureau - Document everything then hand your report to Congress
Updated by user Jan 06, 2020

The CFPB ISN'T HAPPY about this complaint being online. It also ISN'T HAPPY I gave the FULL details to Congress & the Senate.

Updated by user Jan 06, 2020

The CFPB emailed me wanting more information. I call them up gave them the requested information.

After checking everything out the CFPB hung up on me. The CFPB is happy about this complaint being online or the fact I gave the full details to Congress & the Senate.

Updated by user Jan 05, 2020

Congress created the CFPB after the last financial crisis to protect consumers from bad actors. It's not doing it's job.

In 2019 I gave members of Congress, the Senate & FBI the full details so they could see everything with their own eyes. I promised to answer all...

Original review Dec 05, 2019
The CFPB is supposed to protect consumers from bad actors. It's not doing its job.

My proof I gave my records to the Federal Reserve Board. They were not happy with what they saw the banks doing. The Federal Reserve filed CFPB complaints on my behalf. The CFPB chose to close the complaints without doing any investigation or holding the banks accountable.
I gave this huge red flag to Congress and the Senate.

The CFPB was created after the last financial crisis to protect consumers from bad actors. The CFPB protecting bad actors is putting the entire economy at risk.
View full review
Cons:
  • Protects parties that harms consumers
Reason of review:
The banks were allowed to steal from me & you didn't do anything about it.

Preferred solution: Hold the banks accountable & make them give me all of my money.

2 comments
Guest

Thanks for reporting this. I now know I am not alone. Will be reporting CFPB to the state attorney of Texas - (Some one who will ACT)

Guest

Sounds very close to what they are doing with my case

View more comments (1)
Ben P Kml

They do nothing! It's a puppet organization

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They simply send your complaint to the company. The company sends back a bunch of garbage that does nothing to address the complaint. The CFPB is too stupid to realize its all garbage (they probably don't even read it). Then they close your case and your stuck with nothing nadda - don't waste your time and Hey Uncle Sam - Save our money and close this department DOWN!
View full review
Loss:
$30
Cons:
  • That you do not do any investigation to protect the consumer
  • Complete disappointment and let down
Reason of review:
Fraud
1 comment
Bernice T Vqz

The exact same thing happened to me. They are totally worthless !

K W Wke
map-marker Tulsa, Oklahoma

CFPB does nothing useful

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I complained in March of 2018, that my mortgage company, Ditech, was not giving me accurate statements of the account. This continues. Ditech still puts out statements with the wrong interest and principal paid. Therefore, the statements are useless and they aren't complying with the laws on mortgage servicing. That was the substance of my complaint, and the situation continues. CFPB did nothing, still does nothing, and it's fine with me if they are dissolved.
View full review
Cons:
  • Fact that they are being paid by my tax dollars
  • Fact that they did not investigate my claim
  • Fact that the cfpb is a facade
Reason of review:
Problems with payment
1 comment
Guest

They are part of the system that's screwing us over every day, so why would you expect any help? We are all *** over constantly by banks, credit card companies and our government and no-one is going to ever be fair with us. OMG, I have to enter 50 words at least, so here they are-another example of stupidity at its finest.

Anonymous

Almost Pointless

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Literally, all they do is forward your complaint to the company. As soon as the company responds—regardless of what that response is—they close the complaint. You can then leave feedback. That's it, and their's no appeal process. They don't actually DO anything. It's one step up from yelling at the wall. At least, you get to create a formal record of the issue.
View full review
Pros:
  • Could make official record of issue
Cons:
  • Do no evaluation or enforcement
Reason of review:
Poor customer service
Conor M Vih
map-marker Washington, District Of Columbia

It's another facade...

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When I was fresh out of the military, I made the mistake of attending classes at ITT Technical Institute (now permanently closed). The staff of ITT did an excellent job at brainwashing me into attending their school; I should have conducted more research...alas, I digress. During the enrollment process, multiple staff of said school prepared documents for the purpose of signing up for student loans through Sallie Mae. Unbeknownst to me, I was about to go into about $40,000 of debt as the ITT reps told me to sign document after document. When I attempted reading the book of papers that they presented me with, other staff thwarted me from the subject-at-hand and would interrupt my reading...I was unaware as to the amounts of the loans. It wasn't until a few months later that I began seeing what a scam this school was, so I began doing some research. I found that they had violated federal rules regarding grade and attendance reporting. When I noticed that they were still conducting these practices, I began to realize that it was a scam. I reported this to the school; I also told them that I wanted to disenroll. The administration advised me to complete my degree, so I gave it another go. About 7 months into it, I received my student loan statements from Sallie Mae...and that is what prompted me to quit. From then on out, I was harassed nearly every day by Sallie Mae. They would, literally, contact me over 30 times a day. They would also violate the terms of the Fair Credit Reporting Act (i.e. they would call more than twice within a 30 minute period of time, they would not identify themselves as a debt collector, they would use profane language toward me and scream at me on the phone, etc.). Sallie Mae would not even accept a minimum monthly payment of $100 from me (which I could barely afford). Their representatives told me that I owed much more and refused to work out a deal, so I refused to pay them anything. Their harassing calls caused immense mental and physical stress that I actually changed my telephone number. Then, I began receiving notices from Navient. Currently, Navient claims that I owe them over $35,000. Keep in mind that I have never done business with Navient. Further, Navient cannot provide proof that I signed any sort of an agreement with them and cannot prove the debt. I have informed the CFPB about Sallie Mae, Navient, and ITT Technical Institute. They have done absolutely nothing to help. a. ITT has a class-action lawsuit against them. I feel that, due to what ITT has put me through AND the fact that I first-handedly was involved in their violations of federal law AND considering they have been sued before for the same issues, that the CFPB would take notice of this and investigate my claim. By investigating my claim, they would use common sense and realize that the Sallie Mae loans that were used to pay ITT should be nullified and I should be reimbursed for the remainder AS THE REASON FOR WHICH I QUIT ITT IS THE SAME REASON FOR WHY THEY HAVE PERMANENTLY CLOSED THEIR DOORS. DUHHH. b. Navient has also allegedly been investigated by the CFPB, but the investigators at the CFPB are derelict in their duties and are not bright enough to see that the same things that they have sued Navient for are the exact things that they have done to me. The CFPB should no longer exist. I am a living victim of ITT and Navient, yet the CFPB is not bright enough to put two and two together. Any person with a reasonable IQ can review the documentation that I have provided the CFPB and would realize that both ITT Technical Institute AND Navient should be penalized for what they have done. I am not the only person making this claim/allegation. There are thousands of other victims, yet the CFPB would rather sit around and do nothing. It's really quite pathetic.
View full review
Cons:
  • Fact that they did not follow up
  • Fact that they are being paid by my tax dollars
  • Fact that the cfpb is a facade
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

GUARNELH L

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Washington, District Of Columbia

Capital one bank

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This company we pay taxes and they act like to help fake taxes money hope trump ,stop then for make billions on taxes payers so sad i make a complaint the capital one bank did increase my credit and capital responds back they close my complaint so sad
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mark pellegrino

Waste of time, waste of money

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Not sure if they can read or not but they sure dont do anything other then take on complaints. Nothing gets settled on your behalf. I should stop paying taxes so we are not funding these pathetic government agencies that do nothing but waste tax dollars
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Reason of review:
Poor customer service
Emma A Uvd
map-marker Washington, District Of Columbia

Bring Down the Morale of the Americans People

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CFPB is becoming useless and that's what its director wants to feel! That way, you won't send your complaints against greedy banks and financial companies. Don't give up as the intent is to bring down the morale of CFPB, will eventually give cause to clause it! Don't let this happen Americans People. Your Constitutional Rights are being taken bit by bit. Solution: continue to flood the CFPB of complaints, try their Ombudsman, and again and again. The goodwill of the workers in CFPB and the Americans will overcome this fraud call Mick Mulvaney- soon to be fired by the Americans People. The reason for termination: Gross incompetence!!!
View full review
Loss:
$5000
Cons:
  • Fact that they did not follow up
  • That you do not do any investigation to protect the consumer
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

1 comment
Ben P Kml

If the CFPB actually did something then people would NOT be posting here. It's the CFPB's employees and management's fault for these complaints.. They deserve to be shutdown..

Tinee C

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

CFPB you helped them do this

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Updated by user May 19, 2018

The CFPB has not contacted me at all to address this. I made sure the CFPB knows this complaint exists by faxing it directly to the CFPB. Everytime the CFPB requests for public comment either on it's website or through the Federal Register; I remind the CFPB what it's...

Original review Apr 19, 2018
In 2016 I promised to help improve the United States economy. I sent a copy of my signed promise to the White House, Federal Reserve and more.
When I informed both the White House and Federal Reserve of what 5 banks did. Both filed complaints with the CFPB. The CFPB sent a message to each bank. When the bank responded the case was closed. No investigation the banks were not held accountable. This allowed the banks to use the United States Courts to try to hide what they did.
Now the United States Supreme Court has been notified of all this.
CFPB your inaction helped 5 banks defraud the United States of America. Who are you really protecting CFPB? Because it sure isn't consumers.
View full review
Reason of review:
Poor customer service
Abdel A Avw

Useless , irrelevant and a waste of taxpayers money and time

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This agency is useless. They don’t investigate or read consumer complaints. My bank defrauded me and forged statement to conceal their costly error. I sent all the prof to CFPB . They didn’t bother reading it. For big banks and creditors, it suffice to provide an answer of any sort and the case will be close by CFPB. Clearly , CFPB IS an enabler. It discourages consumer from holding banks and creditors accountable for their unlawful actions. Consumers will get more justice if they post their complaints in Social media.
View full review
Reason of review:
Poor customer service
Anonymous

CFPB A COMPLETE JOKE

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Now that the CFPB has a new director, who is intent on disbanding it completely at the request of Washington, D.C., it has effectively ceased to exist. It no longer protects anyone except BIG BUSINESS, banks, and the others it was designed to protect consumers interests.

It no longer does anything at all, just another smokescreen for all the TOO BIG TO FAIL banks. I am sure they are all waiting for things to crash so they can get one more government bailout at taxpayer expense.

My last two complaints went unanswered, and in the trash. These jokers waste taxpayer dollars pretending to help, but give bureaucrats a job doing nothing

View full review
Cons:
  • Complete waste of your time
Reason of review:
Poor customer service

Preferred solution: Full refund

1 comment
Guest

CFPB IS A JOKE!

Jeffrey H Vht

Completely Useless

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I had a lender break every rule in the book and shaft me at the end of a refinance. I reported the major violations to the CFPB and they did absolutely nothing but forward my complaint to the thieves I was complaining about. They are totally worthless and good for absolutely nothing. If I could not get help in such a case then who could possible do so? The refinance company , Homeplus Mortgage, changed my payout by over 10,000 dollars on the last day of the loan with no change of circumstance. They said it was because of math errors prior to closing. That is a clear TRID guidelines violation that this worthless agency is supposed to help enforce. Homeplus also lowered the lenders credit on the final day of the loan as well, stating it was because of math errors. That is another major TRID guideline violation. I was told by another lender to contact the CFPB and they would help me. That was the joke of the year.
View full review
Loss:
$10000
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Anonymous
map-marker Washington, District Of Columbia

Who is the CFPB protecting because it is not Consumers.

In 2016 every bank regulator & the White House sent my records to the CFPB. The CFPB sent a message to each bank.

When the bank gave a response, the case was closed & sent to the FTC. It didn't matter what the bank responded with, the CFPB never followed up on the response the bank gave. The FTC sent the closed case back to the CFPB because Congress granted the CFPB the authority to hold banks accountable. This circle just keeps going around & around.

Because of this CFPB to FTC to CFPB circle the banks & their lawyers decided to use the Court system to hide what had happened. This resulted in Lower Courts ignoring a United States Supreme Court decision and ruling against me for following a 1913 Act of Congress & 1933 Presidential Executive Order. I have sent the full details to my Representatives in Congress & faxed the FTC letter to Mick Mulvany. The CFPB to FTC to CFPB circle has & is causing a lot of damage to Consumers & the economy.

If you have gotten the closed case message from the CFPB your complaint may be going in a circle like mine.

You can call the FTC to find out, that is what I did. Each time my complaint goes in a circle a new CFPB case number is created.

View full review
Cons:
  • That you do not do any investigation to protect the consumer
  • Are not genuine
  • Send complaints in a cfpb to ftc to cfpb circle
Reason of review:
Problem with delivery

Preferred solution: Hold the banks accountable for stealing from me then lying about it to everyone & misleading the Courts. If the CFPB had done it's job in 2016 it would have prevented all the damage the CFPB to FTC to CFPB circlde has/is causing people & the economy.

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