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NACA
FHA

A company's rating is calculated using a mathematical algorithm that evaluates the information in its profile. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. The algorithm is subject to change in future.

NACA

NACA

Has verified representatives
2.5
  • 5 ISSUES RESOLVED
  • 458 COMPANY RESPONSES
  • 812 TOTAL REVIEWS
Rank
40 out of 1284
in Loans and Mortgages category
Rating Details
Product or Service Quality
Statistics of Customer Service Calls
  • TOTAL CALLS
    88
  • SUCCESSFUL
    72%
  • AVG CALL DURATION
    02:38
  • ISSUES RESOLVED
    33%
Top Products and Services
1.8
182 reviews
2.8
149 reviews
2.6
70 reviews
FHA

FHA

1.0
  • 0 ISSUES RESOLVED
  • 0 COMPANY RESPONSES
  • 4 TOTAL REVIEWS
Rank
272 out of 1284
in Loans and Mortgages category
Rating Details
Product or Service Quality
Statistics of Customer Service Calls
  • TOTAL CALLS
    0
  • SUCCESSFUL
    0%
  • AVG CALL DURATION
    00:00
  • ISSUES RESOLVED
    0%
Top Products and Services
No items

How would you compare NACA vs FHA?

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Anonymous
#1370160

I was disappointed when I went to the meeting because they did not take the money I spend on rent into consideration for my debt that I have incurred. One can clearly see that if I had their mortgage, I would be able to manage my debt or even be debt free in a short time.

Basically, even though they don't use credit scores, by the time you fit their requirements to fix your debt, it's as if your credit score would increase anyway. As far as FHA, you have to wait a year on a debt consolidation and they may overlook lates if your score is good. NACA looks at a few late payments and says you have to wait a year.

I was even told it can be 2-3 years. So, for the lower middle class trying to pay a $1500 rent payment, you might as well work with FHA.

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