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Naca

Loans and Mortgages
Has verified representatives
  • 2 ISSUES RESOLVED
  • 338 COMPANY RESPONSES
  • 548 TOTAL REVIEWS
  • $3M CLAIMED LOSSES
  • $45.3K AVERAGE LOSS
2.9
Diversity of Products or Services
  • No closing costs 10
  • Program description 8
  • No money down 7
  • Loan product 6
  • Interest buy-down program 6

Customers don't like

  • Counselor7
  • Communication7
  • Empty promises5
  • Unprepared associates4
  • Time consuming4
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FHA

Loans and Mortgages
  • 0 ISSUES RESOLVED
  • 4 TOTAL REVIEWS

Not enough votes to show an average rating

Diversity of Products or Services

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Customers don't like

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A company's rating is calculated using a mathematical algorithm that evaluates the information in its profile. The algorithm parameters are: users' rating, number of resolved issues, number of company's responses etc. The algorithm is subject to change in future.

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Anonymous
#1370160

I was disappointed when I went to the meeting because they did not take the money I spend on rent into consideration for my debt that I have incurred.One can clearly see that if I had their mortgage, I would be able to manage my debt or even be debt free in a short time.

Basically, even though they don't use credit scores, by the time you fit their requirements to fix your debt, it's as if your credit score would increase anyway. As far as FHA, you have to wait a year on a debt consolidation and they may overlook lates if your score is good. NACA looks at a few late payments and says you have to wait a year.

I was even told it can be 2-3 years.So, for the lower middle class trying to pay a $1500 rent payment, you might as well work with FHA.