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NACA

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2.5
?

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  • 5 ISSUES RESOLVED
  • 458 COMPANY RESPONSES
  • 770 TOTAL REVIEWS
Rank
37 out of 1253
in Loans and Mortgages category
Rating Details
Product or Service Quality
Diversity of Products or Services
Statistics of Customer Service Calls
  • TOTAL CALLS
    78
  • SUCCESSFUL
    81%
  • AVG CALL DURATION
    02:38
  • ISSUES RESOLVED
    36%
Top Products and Services
1.7
181 reviews
2.7
143 reviews
2.5
68 reviews

FHA

1.0
?

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  • 0 ISSUES RESOLVED
  • 0 COMPANY RESPONSES
  • 4 TOTAL REVIEWS
Rank
261 out of 1253
in Loans and Mortgages category
Rating Details
Product or Service Quality
Diversity of Products or Services
Statistics of Customer Service Calls
  • TOTAL CALLS
    0
  • SUCCESSFUL
    0%
  • AVG CALL DURATION
    00:00
  • ISSUES RESOLVED
    0%
Top Products and Services
No items

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Anonymous
#1370160

I was disappointed when I went to the meeting because they did not take the money I spend on rent into consideration for my debt that I have incurred. One can clearly see that if I had their mortgage, I would be able to manage my debt or even be debt free in a short time.

Basically, even though they don't use credit scores, by the time you fit their requirements to fix your debt, it's as if your credit score would increase anyway. As far as FHA, you have to wait a year on a debt consolidation and they may overlook lates if your score is good. NACA looks at a few late payments and says you have to wait a year.

I was even told it can be 2-3 years. So, for the lower middle class trying to pay a $1500 rent payment, you might as well work with FHA.

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