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FHA

1.0
?

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  • 0 ISSUES RESOLVED
  • 0 COMPANY RESPONSES
  • 4 TOTAL REVIEWS
Rank
260 out of 1244
in Loans and Mortgages category
Rating Details
Product or Service Quality
Diversity of Products or Services
Statistics of Customer Service Calls
  • TOTAL CALLS
    0
  • SUCCESSFUL
    0%
  • AVG CALL DURATION
    00:00
  • ISSUES RESOLVED
    0%
Top Products and Services
No items

NACA

Has verified representatives
2.6
?

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  • 5 ISSUES RESOLVED
  • 458 COMPANY RESPONSES
  • 763 TOTAL REVIEWS
Rank
31 out of 1244
in Loans and Mortgages category
Rating Details
Product or Service Quality
Diversity of Products or Services
Statistics of Customer Service Calls
  • TOTAL CALLS
    76
  • SUCCESSFUL
    83%
  • AVG CALL DURATION
    02:38
  • ISSUES RESOLVED
    33%
Top Products and Services
1.7
180 reviews
2.7
143 reviews
2.5
68 reviews

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Anonymous
#1370160

I was disappointed when I went to the meeting because they did not take the money I spend on rent into consideration for my debt that I have incurred. One can clearly see that if I had their mortgage, I would be able to manage my debt or even be debt free in a short time.

Basically, even though they don't use credit scores, by the time you fit their requirements to fix your debt, it's as if your credit score would increase anyway. As far as FHA, you have to wait a year on a debt consolidation and they may overlook lates if your score is good. NACA looks at a few late payments and says you have to wait a year.

I was even told it can be 2-3 years. So, for the lower middle class trying to pay a $1500 rent payment, you might as well work with FHA.

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