PissedConsumer.com strives to provide consumers with the right information to make informed purchasing decisions. Our website collected and compiled various consumer reviews about Regional Acceptance and AmeriCredit as well as customer ratings and recommendations for these brands. Each brand score is calculated based on set of relevant criteria and displays company performance over time.

Regional Acceptance

Regional Acceptance and AmeriCredit Overview

Total reviews
Company responses
Issues resolved

Regional Acceptance was first mentioned on PissedConsumer on Aug 29, 2007 and since then this brand received 423 reviews. It is 87 reviews more than AmeriCredit received since Jan 25, 2008. According to received "Issue Resolved" consumers' votes, a consumer has equal chances to resolve issues with Regional Acceptance customer support team and AmeriCredit customer service.

Regional Acceptance and AmeriCredit Consumer Ratings

191 out of 2349 in Financial Services category
411 out of 2349 in Financial Services category
Customer service
134 in category
253 in category
216 in category
322 in category
Interest Rate
115 in category
209 in category

According to consumer ratings and reviews, Regional Acceptance ranks 220 points higher in the Financial Services category than AmeriCredit. People gave Regional Acceptance 1.7 stars for Customer service criterion in Financial Services category and it is 532 points higher than the worst rated brand in this category. At the same time, AmeriCredit was rated 1.2 stars for Customer service criterion in this category and it is 413 points higher than the worst rated brand in this category. If we look at Website criterion, than we see that Regional Acceptance has a higher rating than AmeriCredit. Regarding Interest Rate criterion, consumers gave Regional Acceptance 1.6 stars and it is 83% greater than other in category. AmeriCredit however was rated 1 stars and it is 69% greater than other in category.

Regional Acceptance and AmeriCredit Rating Details

Customer service
1.7 (103 reviews)
1.2 (22 reviews)
Reviewer's quote

Customer service reps are rude and overall company doesn't look in the best interest of there customers. I was looking to remove wife from co buyer which is legal and they stated they won't. They've informed me I could just surrender vehicle and they'll resell...

Jesus H

...this isn't even fair to me as a customer. this is illegal what they are doing. just because they don't like my pay stub thats not my fault...

1.8 (88 reviews)
1.2 (19 reviews)
Reviewer's quote

I have also written several e-messages through the website account and do not receive any kind of response. This company's business practices are very unprofessional at best and at times there appears to be unethical practices and an exorbitant amount of interest. Once I can refinance through...


It wasn’t totally resolved but I will just deal with it.

Interest Rate
1.6 (86 reviews)
1 (21 reviews)
Reviewer's quote

...We questioned them about the high interest in which they told us we could refinance in a year. We left the lot with the 2013 Malibu priced at 13,000. 2019 we are oweing 20,000...


...The interest rate was 21%. My car payments were $385. 00 a month at 21% interest...


Regional Acceptance and AmeriCredit Pros and Cons

  • Easy online payment process
  • Start off being easy to talk to
  • It has always been good
  • Disrespected
  • Cheated
  • Violated
  • Customer service
  • Payoff amount
  • Car loan
  • Deceitful business practices
  • Did not try to work with us
  • Would not work with us

Regional Acceptance and AmeriCredit Most Positive Reviews

Top rated reviews

After a catostrophic emergency stiuation. Causing enormus medical bills. Death in the family. Regional always were very...


It wasn’t totally resolved but I will just deal with it.

Regional Acceptance and AmeriCredit Most Critical Reviews

Lowest rated reviews

so I had a car loan with acceptance car was totaled insurance paid off the car gap insurance covered $2000 left no...


This company is literally ROBBING people with 20% interest rates on loans.

Avoid them at all cost. I got a car loan on...

Regional Acceptance and AmeriCredit Latest Reviews

Recent published reviews

I'm a cosigner with my husband and now we are not together anymore and he has the truck and it's late for payment and...

Read all 423 reviews

No answer someone used my information i am looking to get this resolved

Read all 336 reviews

Regional Acceptance and AmeriCredit Products and Services

Most reviewed product and services
  • Regional Acceptance Loan (100 reviews)
  • Regional Acceptance Auto Loan (48 reviews)
  • Regional Acceptance Customer Care (41 reviews)
  • Americredit Loan (191 reviews)
  • Americredit Auto Loan (12 reviews)
  • Americredit Customer Care (12 reviews)