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Contact Universal Credit Customer Service

Universal Credit Phone Numbers and Emails

Toll-Free Number:

  • (877) 418-9765
Call customer service
Send Message

Accessibility:

  • (844) 311-0088
    Application Accessibility
  • (833) 441-2441

Headquarters:

  • (844) 319-3909
    Upgrade, Inc.

Legal:

  • (877) 418-4547
    CCPA Inquiries

Universal Credit Emails:

Accessibility
Customer Service
Requesting a Paper Copy
Headquarters
Upgrade, Inc.
Legal
Privacy Inquiries
Media
Opt-out of Marketing Emails
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Universal Credit Customer Service Overview

The aggregated data is based on calls made from PissedConsumer.com website and questionnaires provided by PissedConsumer.com users.

  • More commonly used way of contact is by phone.

    Source Distribution
    100% phone 0% email
  • The best phone number to call Universal Credit is 8774189765. 87% of consumers used this number to address their issues and concerns.

  • The longest wait times are on Wednesday and Tuesday, while the shortest are on Monday. The average call time is 4 minutes.

  • People call Universal Credit mainly because of product/ service, request for information, shipping and delivery.

How to Contact Universal Credit?

Most Popular Number:

(877) 418-9765
Total calls: 13 Last call: Dec 9, 2025

The Universal Credit phone number is (877) 418-9765. Call this number to speak to one of the company representatives and get information on how to request a loan, how much money you can request, resolve issues with your account access, and get assistance with other issues. The Universal Credit phone line is available 7 days a week.

The Universal Credit email for consumer assistance is support-universal@upgrade.com. If you experience issues navigating the Universal Credit website, please send a message to the tech team at accessibility@upgrade.com. Consumers who need to email the corporate headquarters should send their messages to support@upgrade.com.
Do you have legal inquiries? Shoot a note to privacy@upgrade.com to contact the company’s legal department. If you no longer want to receive marketing emails from the company, send an opt-out request to withdrawconsent@upgrade.com.

The Universal Credit headquarters is located in San Francisco. The Universal Credit address for mailing is Upgrade, Inc., 275 Battery Street, 23rd Floor, San Francisco, California 94111, United States. Consumers, as well as media and legal professionals, can direct their letters to the corporate HQ. However, if the question is urgent, it’s better to call or send an email.

The Universal Credit customer service team is available on weekdays from 5 am to 7 pm PST. On Saturday and Sunday, support agents can be reached between 6 am and 5 pm PST. During the holidays, the usual customer care hours may vary.

Currently, the Universal Credit website doesn’t allow consumers to contact the company. While there is no live chat or online inquiry form available, consumers can send their questions via email. Also, if the inquiry is time-sensitive, you can address it by phone.

PissedConsumer Club

Contact Information

Universal Credit Website:

Universal Credit Help Center:

Corporate Office Address:

Provided by Upgrade, Inc.
275 Battery Street, 23rd Floor
San Francisco, California 94111
United States

Other Info (opening hours):

Phone Hours:

Monday - Friday: 5:00am - 7:00pm

Saturday - Sunday: 6:00am - 5:00pm PT


Mailing Address:

Upgrade, Inc.

2 N. Central Avenue, 10th Floor

Phoenix, AZ 85004

More contact details

Summary of Universal Credit Customer Service Calls

15 TOTAL
CALLS
03:57 AVG CALL
DURATION
0% ISSUES
RESOLVED

Top Reasons of Customers Calls

Consumers Call the Most From

Why Do People Call Universal Credit?

Product/ Service Question:

  • “Loan”

Request for Information Question:

  • “Questions about loan approval”
  • “Ask questions about my loan.”

Website/ Application Question:

  • “My application”

Shipping and Delivery Question:

  • “Where is finding”

Cards Question:

  • “Stolen card”

Other Question:

  • “Transfer”
  • “Being scam”

Compare Universal Credit Customer Service To

Companies are selected automatically by the algorithm. A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. The algorithm parameters are: user's rating, number of resolved issues, number of company's responses etc. The algorithm is subject to change in future.

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