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Swanson Walker and Associates is a company which focuses on the recovery of charged off credit card receivables, purchased by clients, directly from the credit card issuer. It utilizes two methodologies of collections, traditional collection services and litigation. Litigation is a collection effort made by companys associates non-attorney assistants under the direction of an attorney. These efforts consist of letters being sent to the individuals regarding the debt, outgoing phone calls to the debtor and skip tracing tools to locate the individuals. These practices are highly regulated by the Federal Fair Debt Collection Practices Act FDCPA and internally within Swanson Walker and Associates. The company is based in Lockport, NY.
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