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I am a Senior Citizen and these THIEVES recently called me and talked me into trying to refinance my home with them. Promised extra cash to pay off our bills so we said okay.

They asked if they could pull my wife and my credit and we agreed. They said "CONGRATULATIONS YOU ARE PRE-APPROVED". We were excited. Then they explained they would be sending us our paperwork by UPS 2-day delivery and all we had to do is sign the paperwork.

They explained that the only thing we would have to pay would be the Home Appraisal and they would need a credit card for that but the only way they would charge the credit card is if we backed out later. So, we said okay. THESE PEOPLE ARE SCAMMERS!!! They know they are going to take your money and NEVER approve your loan and in our case $657.00.

We were told in the very beginning that I had some "charge-offs" but "not to worry because they are all charged off". Went through a long process only for them to comeback and say that they could NOT approve our loan unless we could REMOVE the charge-offs from our credit report. THE SAME CREDIT REPORT THEY REVIEWED WHEN THEY SAID WE WERE PRE-APPROVED!!!!!

So long story short we did NOT get the refinance and they STOLE OUR MONEY!!! STAY AWAY FROM THESE THIEVES!!!!!!!!!!!!

Reason of review: TOTAL SCAM.

Monetary Loss: $657.

Preferred solution: Full refund.

PHH Mortgage Cons: That they are totally running a scam on senior citizens.

Location: 3000 Leadenhall Rd, Mt Laurel, NJ 08054, USA

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Still no resolution from these scammers! I am only hoping my credit card company rules in my favor and reverses the charge to my credit card these scammers made.

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