I purchased a OneVanilla Prepaid Visa Card for my daughter for her to use while traveling out of state. Upon purchasing the card, I kept the packaging and inserts in case it was lost or stolen. My daughter returned from her trip minus the card. No worries I thought. I called OneVanilla to report the card as missing and get a replacement. They asked if I had the original receipt - which I did not. I was able to give the date, location, card used to purchase the OneVanilla Visa card, and the amount I had loaded onto the card. They confirmed I had all of the correct information but they could not issue a refund/new card as I did not have the original receipt. I went to the store where I had purchased the card, but unfortunately, their system does not keep detailed receipts past seven days.
After numerous calls to OneVanilla, it has become very clear to me this is their business practice. They don't want to have to issue a refund of the balance of the card. They don't want to have customer service to help you. There is no way a "thief" of the card would have the detailed information I have. The fact they can locate the card, verify I have all the information correct, but remain unwilling to issue a new card or refund the balance is just their business practice to keep funds that are not theirs.
I have since just opened my daughter a checking account with a debit card. And, in the future, would go back American Express Traveler's checks. Their business practice and reputation is impeccable.
Please be aware - do not use OneVanilla.
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