Midland Funding Phone Numbers and Emails

Toll-Free Number:

  • (877) 653-4161

Customer Service:

  • (877) 420-0039

Midland Funding Email:

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How to Contact Midland Funding?

Most Popular Number:

(877) 653-4161

What Is the Midland Funding Phone Number?

Call the Midland Funding telephone number for customer service at 1-877-420-0039 from 5:00 AM to 9:00 PM PDT, Monday through Thursday. The hours are between 5:00 AM and 5:00 PM PDT on Fridays and Saturdays. Customers can also call the toll-free number, 1-877-653-4161, to leave messages that will be answered during office hours. During company hours, you can call 1-800-296-2657 to speak with an account manager about your MCM account. Any Midland Funding phone number will be answered during the company's operation hours, 8:00 AM to Midnight ET from Monday to Friday and 8:00 to 7:30 PM ET on the weekends.

You can send a detailed inquiry to the Midland Funding LLC email address mcm@mcmpay.com if you want to learn more about MCM or need help with account management, financial guidance, and more. If you are already a customer, you must provide your name, MCM Account Number or Original Account Number, the last four digits of your SSN, and your address and phone number. You can still reach out using the same Midland Funding address if you are a non-member with inquiries. The company urges you not to send sensitive information, such as your full Social Security Number and Checking or Debit card number, as that could expose you to cyber fraud.

The company's Contact Us page has account managers to answer all your questions and help you with your MCM Account when you log in. You can discuss your payment options and any other related issue through chat with Midland Funding customer service representatives. The live chat option is available when you click Chat with Us on the website. The FAQ section has several answers to the most commonly answered questions, so visit it for more information. The Consumer Resolution Center tool at the Midland Funding LLC address will put you in touch with the Chief Compliance Officer, who'll help you resolve past-due debt. Use the form on the Contact Us page to submit a dispute.

The Midland Funding LLC address for mail is PO Box 939069, San Diego, California 92193, United States. Customers can send their written inquiries there or call the company for expeditious services from the support team. You can also mail the Midland Funding address. This takes more time to receive a response. So, it's recommended that concerns and documents be mailed for matters that do not require immediate attention. Phone calls receive attention faster than emails and post office mail, as the support team can attend to callers during office hours.

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Contact Information

Midland Funding Website:

Midland Funding Help Center:

Corporate Office Address:

Midland Funding, LLC
P.O. Box 939069
San Diego, California 92193
United States

Other Info (opening hours):


Monday - Thursday: 5:00am - 9:00pm

Friday - Saturday: 5:00am - 5:00pm

More contact details

Summary of Midland Funding Customer Service Calls

00:00 AVG CALL

Top Reasons of Customers Calls

Consumers Call the Most From

Why Do People Call Midland Funding?

Payments and Charges Question:

  • “Bill”
  • “Pay outstanding bill”

Employment Question:

  • “Lower payoff balance in full”

Other Question:

  • “I need to speak to someone”
  • “Who does MLF represent?”


Related Companies

Encore Capital Group, Midland Credit Management, Atlantic Credit And Finance, Grove Capital Management, Lucania Gestion


Midland Funding is one of the nation's biggest buyers of unpaid debts. The company purchases accounts with an unpaid balance where consumers have gone at least 180 days without making a payment, or paid less than the minimum monthly payment. Midland Funding works with its affiliate, Midland Credit Management (MCM), to service accounts. MCM is dedicated to helping consumers find their way back to financial stability and relieve the emotional stress that can accompany unpaid debt. MCM helps consumers arrange payment options that fit each person's unique financial situation. It offers customers the tools and options they need to resolve their past due debt obligations. Midland Funding is based in San Diego, CA.

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