Kemper Direct Terms of Service
Kemper Direct services policyholders in more than 20 states. Kemper Direct's underwriting companies are rated "A-"(Excellent) by A.M. Best, the leading insurance industry rating authority. In this website Kemper Direct refers to one or more of the companies listed in the below section entitled, Underwriting Companies, with respect to that company's operations when writing the business described in this website as Kemper Direct. The particular company that issue The Customer's policy depends on where The User of Website live and the coverage(s) The User of company services need. For further information, please talk to one of Company's customer service representatives. This document and information contained within the site itself provide the Terms and Conditions relating The Client's use of this site. Regardless of how The User access this site, The Customer's use is expressly conditioned on The Client's acceptance of the Terms and Conditions contained below and within the site itself.
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This policy describes Company's practices on this website and Kemper Direct's' mobile sites and smart phone applications where this policy is located. This policy does not apply to the practices of Company's parent companies, including Kemper Corporation, or their subsidiaries other than The Company It also does not apply to the practices of Kemper Direct's' licensees or business partners such as Company's vendors or advertisers. www.kemper.com might also collect The Client's email address and telephone numbers. Website might also collect information about The Client's driving record. The Company might also collect The Client's social security number and driver's license number. Website might also look at what part of Kemper Direct's' sites The User of company services visit. Kemper Direct might also collect information about the links The User of company services select on Company's sites that take The Client to third party websites. www.kemper.com collect information directly from The User of company services For example, The Company may collect information when The User of Website make an insurance request, decide to make a purchase, or submit an email or form to Kemper Direct
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Kemper Direct FAQ
Yes, all drivers need auto insurance coverage. In fact, it's the law in most states. User is required to carry a minimum amount of auto insurance. Although many of the different coverage types are optional, liability coverage is mandatory in most states. Liability coverage may help The Client of Kemper Direct meet state driving requirements, however, The Customer should consider buying higher levels of coverage to provide greater protection for The Client and others. In some instances, it may not be. While The User must meet The Customer's state's minimum coverage requirement, there are no specific rules regarding the amount of additional coverage The Client of Kemper Direct can buy. It is impossible to know the cost of damage The Client might incur in an accident. However, The Customer should base The Customer's coverage amounts on The User's vehicle, The Client's personal assets and other factors. It is important to review these criteria carefully so The User of company services can align The User's auto policy with The Client's lifestyle.
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