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E-Credit Solutions is an American financial services company. The company provides servicing of credit reports, credit scores, protection against identity theft, portfolio management, fraud detection, marketing tools, etc. It was founded in 1993 and at the present time the company is one of the fastest growing credit bureaus in the United States.

E-Credit Solutions credit bureau collects credit reporting information from many sources such as consumer transactions in order to generate a credit file that displays the personal credit history of a customer. This credit file reflects the FICO score as well that indicates the customer's capacity to repay a loan.