Fort Worth, Texas
Not resolved

I should have read the paperwork but needless to say.I got a $23,000 car loan, paid $4000 down with a $610.00 monthly payment.

Related: Crescent Bank And Trust - Most corrupt terrible crooked bank you could possibly deal with!!!

The interest rate is 23%. After 2 years of paying them over $14,000 ONLY $3000 has gone to the principle. My pay off today is $20,100. So I learned a $18,000 lesson!

These people know what they are doing is why they stretch the loan out. They go after people with BAD CREDIT cause they know it will be hard for them to refinance and they can pocket all the interest. So in order to fix my problem I have to make 2 to 3 times the payment amount so the money goes toward the principle and not the interest.


Review about: Crescent Bank And Trust Auto Loan.

Review #797873 is a subjective opinion of a user.

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Reason of Review / Monetary Loss Problems with payment / Not specified
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Marion, Illinois, United States #1317712

I see multiple late for the interest, I've kept an eye on my account and 6 months into my loan, paying before the due date each month, more than half of my payment is going towards my principal.


You don't know what the *** you're talking about!ALL CAR LOANS as well as REAL ESTATE LOANS work this way!

It called "AMORTIZATION"! In the beginning of the loan, most of the payment goes to interest. As time goes on, more and more of the payment goes to principle.

Its a FACT of finance from day one!Thanks for the laughs!!!

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