1 comment
Not resolved

Afni abtained information frm Verizon NY regarding unsettled accounts from '93-94. Although the statue of limitations has expired, Afni is seeking to collect on these old accounts. I never lived or recieved mail at the address they have associated with the account they are trying to get me to pay (which is what tipped me off that this might be a scam).

When I called Afni "Brenda", the customer service rep with who I spoke was indignant and rude. So was her supervisor "Rachel," who had the audacity to question ME and the legitimacy of my concern.

After doing some research on collection laws and statutes of limitation I learned that it is not illegal for Afni to send out letters to whomever they like, what is illegal is for them to sue you, demand collection, and report you to credit reporting agencies for non-payment.

In other words, before sending any money to this company, be sure the claim is legitimate (they should provide you with documentation to prove their claim) and check your state's laws regarding statutes of limitation on old non-paid bills. Even if the claim is legitimate you may not be required to pay Afni.

The fact that this company is taking advantage of people's ignorance and intimidating them into sending them money for accounts that may never have existed is highly unethical and, in certain cases, illegal.

Review #79030 is a subjective opinion of a user.

PRODUCT OR SERVICE
Not specified
Reason of Review / Monetary Loss Not specified / Not specified
Preferred solution Not specified

Had an Experience with Afni?

Submit review

Comments

Comment as anonymous or
Terms of Service
Post Comment
Cancel
z
Wyoming, Minnesota, United States #25664
"July 15, 2008
MINNESOTA ATTORNEY GENERAL LORI SWANSON FILES SUIT AGAINST AFNI INC., AN ILLINOIS DEBT COLLECTION AGENCY
Minnesota Attorney General Lori Swanson today filed a lawsuit in Hennepin County District Court against AFNI, Inc., an Illinois debt collection agency, for attempting to collect debts from Minnesota citizens who stated they did not actually owe the debts and for failing to substantiate debt that consumers stated they did not owe.
The lawsuit alleges that AFNI used unfair collection techniques to attempt to collect debts that Minnesota consumers stated they did not believe they owe, and that AFNI did not adequately verify the validity of debts to ensure it was collecting the debt from the right people. As a result, AFNI repeatedly contacted Minnesota consumers in an attempt to collect debts, some up to ten years old, that in some cases were not actually owed by the citizens.
“In this troubled economy, many people are struggling to pay their bills. Debt collectors are entitled to pursue payment of legitimate debts, but they must do so fairly and in compliance with the law,” Swanson said.
The lawsuit alleges that AFNI continued collection efforts, rather than verify the legitimacy of the debt, after citizens informed AFNI that it was attempting to collect the debt from the wrong person. In response to AFNI’s requests, Minnesota consumers sometimes provided private information, including social security numbers and
... Show more

You May Also Like

"I got two diffrent bills in from yall the other day and it says the first one was bck in 95 i was only 13 then and another bck for..." Read more
"Viking contacted me regarding a damage claim that had gone into collections. It was six minths old by the time they even left me a voice mail (mailing address was..." Read more
"I have a different phone company for over three years. All of a sudden i opened a account on dec 2015 and owe 1,200 dallors. It is on my..." Read more
"IC System sent me a collection notice stating that I owe Paypal a significant amount of money. I owe nothing nor have I ever been in arrears to paypal. They..." Read more
"Aside from the fact that they are for some reason trying to charge me 110$ a month, for their plan that is currently advertised at 29.99$ a month on their..." Read more
"Wendy Kinnear ID no: 7696892 72 campsie Road, Dear sir/madam, I have received tickets for Good Morning Mr's Brown that I ordered for Viagog and I think you have sent..." Read more
"Last year I found out I have celiacs disease, and immediately went on a gluten free diet. I am so glad I have a friend that educated me on what..." Read more
"I went thru the enrollment process, wanting to be insured for 2016. Unfortunately, because of my financial situation, I was unable to make my first or any other premium payment..." Read more