I recently pruchased a Furniture Set from Value city using RAC Acceptance, and it has been the worst experience of my life to say the least! The employees are rude, no one ever gives a direct answer to any question that I ask concerning billing!
To make a long story short, I purchased the furniture set with the option to buy after four months. After four months and careful consideration of the finance charges, I decided to voluntarily return the furniture as my contract describes is available with NO PENALTY! The furniture is still in excellent condition. I called RAC acceptance to notify them of the return and let me just say that they were extremely rude and They threatened that this would go on my credit report as a repossession!!!
THIS IS NOT IN MY CONTRACT AGREEMENT!!! IS THIS WHAT THE RAC ACCEPTANCE PROGRAM IS ALL ABOUT???
IF SO IT NEEDS TO BE BANNED BY LAW!!! MY LAWYER WAS CONTACTED IMMEDIATELY AND RAC ACCEPTANCE WILL NOT GET AWAY WITH THIS!!!
Monetary Loss: $7000.