Current employee. It is a huge ripoff.
Eployees are trained to lie. Only 15 percent of your payment goes to your item. You are being set up to fail. They will and do take peopke to civil couet all the time.
If you go a full agreement length, you are paying three times the purchase price. They have two 90-day programs. One is same as cash. The other is advertised at, plus 10 percent.
Its actually 12 percent. Its a title loan version for furniture and appliances. We also call you twice daily if you don't make your payment. We also call your references.
They pay veryvery low wages. Very high employee turnover.
Many of us (me included) are looking for new jobs. They treat the emplyees like dogs.