i financed some items using RAC and would have to admit i fell on hard times due to my fiance being laid off from work in addition to having a baby. I made a lump sum payment and wasnt able to make any additional payments immediately after.
My mom called me and advised that the district manager has been leaving my personal account informaton on her voicemail in regards to me being past due on my account and having to file criminal charges on me for theft.
Now that my be something that they can do in regards to the account falling past due, but I am very sure that they violated FDCPA guidelines by even releasing the information that my account was past due to an unauthorized party as well as leaving it on her voicemail. Cant wait to see how the company reacts now that the shoe is on the other foot.
Product or Service Mentioned: Acceptance Now Account.