I have had issues with them from the beginning. They call me the day BEFORE the payment is due, not to mention the fact that they have called people on my reference list and LIED to them, saying they were a counseling office and that I needed to call them to reschedule my appointment.
This was because my payment was 5 days late. They call me at work, when I have specified that according to the Fair Credit Protection Act, they are not allowed to if I have specifically told them not to. I have never experienced anything like this from a reputable creditor.
But that's the problem...they are NOT reputable.
Reason of review: Poor customer service.
Acceptance Now Pros: Selection.
Acceptance Now Cons: Being lied to and ridiculous interest.