I have purchased many pieces of furniture from Ashley Furniture through Acceptance Now. They are very clear about my payments, due dates and the cost should I go over the 90 days.
I have never been pressured to exceed what I can afford. It is after all, a rent to own.
Like any other, if you go past 90 days, the price quadruples. Any issues I've had have been resolved pretty quickly.
Reason of review: Fair pricing.