Community Home Financial Services

The owner of CHFS was just indicted by a federal grand jury...I love it!!!!

http://www.fbi.gov/jackson/press-releases/2014/jackson-businessman-indicted-for-bankruptcy-fraud

JACKSON—William D. “Butch” Dickson, 58, of Jackson, was indicted by a federal grand jury on April 8, 2014, on six counts of bankruptcy fraud, six counts of bank fraud, and five counts of wire fraud, announced U.S. Attorney Gregory K. Davis and FBI Special Agent in Charge Daniel McMullen.

According to the indictment, Dickson’s company, Community Home Financial Services (CHFS), is in Chapter 11 Bankruptcy in the Southern District of Mississippi Bankruptcy Court. Dickson is alleged to have illegally transferred $9,095,000 out of various bankruptcy escrow accounts to an account he controlled at Banco Panemeno in Panama City, Panama. The indictment alleges that Dickson relocated his businesses to Panama and Costa Rica and began instructing CHFS customers to submit their monthly mortgage payments to addresses in Las Vegas, Nevada, and Miami, Florida, for the purpose of having those payments re-shipped to Costa Rica, in order to prevent the Bankruptcy Court from acquiring CHFS income.

As part of the bankruptcy proceeding, the indictment alleges that all of CHFS assets, both the $9,095,000 transferred to Panama and the incoming mortgage payments from CHFS customers, were under the control of the Bankruptcy Court and were to be retained for the benefit of CHFS creditors. Dickson was detained in Panama by Panamanian Immigration officers and was expelled to the United States on March 12, 2014. Dickson was arrested on a criminal complaint and appeared before a U.S. Magistrate Judge in Miami, Florida, on March 19, 2014, where he was ordered to be detained by the U.S. Marshals without bond and returned to the Southern District of Mississippi. His next court date in Jackson, Mississippi, has not been set.

If convicted, Dickson faces maximum penalties of five years in prison on each count of bankruptcy fraud, 30 years on each count of bank fraud, and 20 years on each count of wire fraud. He also faces maximum fines of $250,000 on each count.

FBI Special Agent in Charge Daniel McMullen stated, “Bankruptcy protection is a privilege afforded to individuals who have suffered financial setbacks, appropriately allowing them to get a fresh start. It is not a means for debtors to fraudulently conceal their assets from legitimate creditors. When this privilege is abused, it threatens the integrity of the bankruptcy process. The FBI is committed to combating bankruptcy fraud and abuse, thereby ensuring the public’s continued trust in the bankruptcy process.”

The public is reminded that an indictment is a formal charge that a defendant has committed a violation of the federal criminal laws. All defendants are presumed innocent unless and until proven guilty.

Trying to refinance my home and cannot because there are no records of our account. we have called everyone that could possible have anything to do with this company and no one can find our account!!

Unbelievable. They file bankrupted and still took money out of our account when they were not suppose to. Our bank had to return the money to us. That was the last we heard of from this.

We really need to fine out what happen. No one can tell us anything regarding this.

Is there anyone out there that is having this problem? Please let us know.

My name is Paulette Thomas my address is 2612 E 93rd St, Chicago, IL 60617, I don't have the loan number in front of me right,I have been trying to contact Kristina Johnson for the last three weeks in regards to a letter that I recieved in the mail regarding my account with this company.I have been making payments to this account since January and long before and I have no clue as to where my payments are being applied. Can someone from your office please contact me and let me know what is going on.My e-mail address is paulette2612@***.co, my home phone number is 773-734-****.

I can be reach at this number after 6:00pm or by e-mail. Thank you

Do not send payments to this company: C H F S c/o Global World for Community Home Financial Inc. (MS). I received this notice from the Trustee of the Chapter 11 Bankruptcy:

I am Kristina M. Johnson and have been appointed by the U.S. Bankruptcy Court for the Southern District of Mississippi as the Chapter 11 bankruptcy trustee of Community Home Financial Services, Inc. (“CHFS”). A copy of the Order approving my appointment as Trustee is attached for your convenience and can also be found on the CHFS website at:

http://www.communityhomefinancial.com/

Please consider this notice from the Court as you requested below. In response to your e-mail question which was directed to me, as Trustee I am authorized to continue the business operations of CHFS. If you have an account with CHFS, until advised otherwise, please remit any payments on CHFS accounts as follows:

Kristina M. Johnson, Trustee of the Chapter 11 Bankruptcy Estate of Community Home Financial Services, Inc.

P.O. Box 23368

Jackson, MS 39225

All future payments, until other arrangements may be made, should only be by check or money order and mailed to the above address. I do not have the ability to accept electronic payments at this time on behalf of CHFS. Please stop any access to automatic withdrawals by CHFS to your bank account or debit/credit card payments by CHFS by phone or automatic draft and send payments by check or money order only as noted above to my attention. No payments should be made to and no instructions should be taken from anyone identifying themselves as “with CHFS” except to me as noted above. If you could forward a copy of any loan information to me (including a copy of the promissory note and any loan documents) and the last statement you received from CHFS (including any return envelope that you may have received with your statement), that would be helpful as I do not currently have possession of the CHFS books and records. Thank you, and should you have any further questions or concerns or need further assurance about how to proceed or my authority, please feel free to contact me at the above address or by phone using the information below.

Kristina Johnson, Chapter 11 Trustee for Community Home Financial Services, Inc.

601-949-****

company is a joke wont return phone calls and every phone number i get is shut off after you talk to them once what a piece of *** company needs to be turned in to BBB before somthing happens is this even a real company need to answer your phone messages !!!! !!

!!

now or have your loan company shut down and send every ones loans to a company that knows how to treat you with respect hope you company and it employees never get treated as bad as me and my husdand have because your company suck ! thank you

ITS TIME TO MAKE MY PAYMENTS BUT THE PHONES ARE BUSY OR DISSCONNECTED IM SCARED TO SEND MY PAYMENTS TO THE NEW ADDRESS BECAUSE IT COULD BE FRUAD. ON THE WEBSITE IT STATES THE ONLY ON THAT CAN TAKE PAYMENTS IS AN KRITINA JOHNSON NO ONE ELES I GET A LETTER WITH THE PRESIDENT NAME WILLIAM DICKSON NUMBER 515 235**** WHICH IS BUSY WHAT CAN BE DONE. this company is in bankrut you you you me me for gt bbbbbbbbbbb nnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnn nnnn nnn nnn nnn kkkk njnn uuuu bbbb bbbb bbbb bbb bbb nnn nnn mmm kk kk ii kkkn

what happens to the lien they have on my home? I have no one that I can trust to send my payment to.

Maybe Katherine johnson is a scam as well. What has happened to my file? will they get my numbers right? This really stinks.

CHF were scam artists from the beginning but live and learn. I learned my lesson with them since they put a lien on my house to ensure they get their money.

I am also aware that they will reopen their business some where else at a later date with a new name. Good luck everyone.

I've been attempting to contact Community Home Financial Services, Inc for several days and have received no answer from them. The phone just rings and rings and no one answers.

I've also tried calling their local 601 number and it shows that it has been disconnected. After doing some research it looks as if they might be bankrupt.

I am very disappointed as I have no idea where (or if) I send my payment anymore. I am trying to rebuild my credit and stay on top of these things but have no idea if this company is still servicing my loan.

Tried calling them and the phones were disconnected. Called the Jackson, Miss.

police and they sent a unit ouT there, got back to me and said the place was closed at 234 E. Capitol Street. Getting suspicious of impropriety, called several states where their web says they do business; Ohio, Arkansas, Georgia, Oklahoma and they are not licensed in those states including my state in the Northeast. In fact, an official with the Department of Banking in my state informed me that it is illegal to draw payments if CHFS HAS NO LICENSE.

Stunned!!! The Registry of Deeds in my county has no record of CHFS.

My banker told me that if I wanted to sell my house, there probably is no clear title if CHFS doesn't exist on their records. Frustrated

I wanted to call them as they took two payments from my card instead of one. I tried to call them but their phone has been disconnected and their email is no longer in service either.

I don't know if they have gone out of business or what. If anybody has any information it would be greatly appreciated.

I am really disappointed with the work ethic of this company and I don't know where to go for any answers. If anybody from Community Home is monitoring this board please make some kind of public acknowledgment of what is in fact going on with your company T Coleman

We had payments set up to auto withdraw from our banking acct. They would call each month wanting to know when they were going to get a payment.

Loan has been paid off since Sept of last year, yet they continued to withdraw payments and call. We has since put a stop payment on any requests they submit. When my husband spoke to one of their representatives to get the overpayment sent to us he was hung up on. My husband also spoke to their Financial Department to have the over payment paid back.

The person was supposed to investigate and call us back with an answer, that was a week ago.

In the mean time they have been reported to the Indiana Consumer Bureau who is supposed to be checking them out.

I have never dealt with a company that. Mistreated there customers so badly and disrespectful.

I thought Homeq was bad this company takes the cake. My wife and I filed for bankruptcy and 2 months later they decide to start calling my phone and hanging up before I answer. And when I call them they say oh sir I do not know who called you. "did they leave there name" well how could they when you guys are playing childish games.

These service companies very soon will be going out of business and I'll be thankful. Good ridance to community