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Colonial Life

Colonial Life

www.coloniallife.com
What is your customer experience with Colonial Life?

Colonial Life Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Colonial Life has a 3.0 star rating from 2 reviews, with mostly neutral sentiment and a 50/50 split between positive and unfavorable feedback.

Positive Feedback

Reviewers value helpful representatives and acceptance of insurance plans, noting professional customer service and timely payments on some claims.

Negative Feedback / Risk Areas

  • Frequent Colonial Life customer complaints about phone and website access preventing service.
  • Frustration with claim denials or restrictive claim rules for critical illness.
  • Reports of rude support and login problems for policy holders.

Key Takeaways for Future Customers

  • Check Colonial Life reviews and ask an agent to submit paperwork for you.
  • Confirm claim terms and clarify customer service response for billing, refunds, and ongoing subscriptions.
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Media from reviews

Colonial Life - To get life insurance
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Show reviews that mention
customer questions service representative claim policy chest attacks presentations heart
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Robert S Ooa

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Critical Illness Coverage...Worthless

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Updated by user Sep 12, 2025

Do not give up.

Original review Aug 28, 2025

The company policy requires 3 of 4 incident presentations for a valid heart attack claim. Chest pain, blood marker enzymes, abnormal EKG, etc., etc.

Well, if you have silent heart attacks, determined after the fact by stress tests... no payout!

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User's recommendation: Do not purchase unless they update policy stipulations.

Anonymous
map-marker Dothan, Alabama

Customer service was very helpful

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The representative was very helpful and professional. She helped me with everything I needed help on and answered all my questions.

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Renuka K Owb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I need to get some information on my insurance...

I need to get some information on my insurance policy , which I WANT TO DISCONTINUE AS i AM PLANNING TO RETIRE BY NEXT YEAR

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Anonymous
map-marker Doylestown, Pennsylvania

Customer service or phone calls

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Cant get ahold of no one. My call drops every time I call and try to talk to a live person.

I have called at least 20 times and every time I try to talk to someone the phone call tells me that the call fails.

And I know I have service. So it would help that you all fix your phones

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Sherry P Zxj

To get life insurance

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Colonial Life - To get life insurance

I need to look into life insurance on 52 years old I have no life insurance I'm on a fixed income I'm a smoker I've got asthma I got bronchitis COPD I also I'm bipolar one anxiety high anxiety I've got PTSD I got depression I got high blood pressure and now I've got heart problems I'm seeing cardiologist

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Etheleen Ldr

Claim information

The automated voice says it will transfer you to a Representative, but needs information to get you to the right person, but never does. I need a real person that can understand what I am asking for.

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Anonymous
map-marker Atkinson, Nebraska

They paid everything but the crown and all information was there in black and white

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Having my agent take care of it And I am not pissed off stuff just happens colonial paid for first visit paid X-ray and the follow up visit but not the crown Dr. has it all written down

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User's recommendation: Have agent take care of sending in

Anonymous
map-marker Thibodaux, Louisiana

Customer support

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Cant login even with Google Chrome I give up I just cant access my account I give up! Just cant login no matter what I try!

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Wesley C Jtg

Website for policy holders always down and Customer Service is RUDE

Been trying to access the Colonial life website for policy holders for weeks now and all it does is "trying to download" and just "clocks".... When calling Customer Service for assistance on policy and website I've never been subjected to such RUDENESS! I was told ..."not my department and I don't know who you should talk to..."

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Reason of review:
Online Access to their Policy Holder Website

Preferred solution: Let the company propose a solution

1 comment
Wesley C Jtg

I had the same problem...However the website has been down for couple months now... and trying to speak with someone who likes their job in Customer Service is trying...(I don't like to call anyway and prefer to do my business online)...I've been seriously thinking of switching to AFLAC. dddk sdkfks ksksk

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Charles

Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

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