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We too are victims of this scam RUN from these people RAYMOND ANKNER and he band of cronies You will get ripped off for hundreds of thousands of dollars plus face huge IRS penalties up to 200,000!!! BEWARE and spread the word!! just google RAYMOND ANKNER and look at...
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For help with CJA & Associates and 412i, 419, and other abusive plans contact Lance Wallach at lawallach@***.com or call 516-938-****. Lance Wallach is the leading expert on 412i, 419, Section 79 and Captive Insurance Plans.

Lance has helped hundreds of people resolve their problems and get all their money back, usually without a lawsuit. Google Lance Wallach and see why CJA & Associates, insurance companies, and the IRS do not want to fight with Lance Wallach.

CLASS ACTION FILED AGAINST CJA AND ASSOCIATES AND FIDELITY SECURITY LIFE

CONTACT US Name: * Email: * Check here to receive email updates Subject: * Message: * Submit Enter text Enter text Enter text LANCE WALLACH EXPERT WITNESS CJA.TAX © COPYRIGHT Class Action Filed against CJA and Associates and Fidelity Security Life Hartford, CT: A consumer fraud class action lawsuit has been filed against Chicago-based CJA and Associates and Kansas City, Missouri-based Fidelity Security Life Insurance Company (FSL). The lawsuit alleges that CJA and FSL breached fiduciary duties in duping small business owners into investing millions of dollars of employee retirement benefit money in FSL annuities when up to 95% of the initial money invested was being siphoned off in commissions and fees.

The so-called Section 412 (e)(3) plans are under attack from the IRS as illegitimate attempts to avoid federal taxes. The lawsuit alleges that by advising investment in these plans CJA and FSL breached federal laws governing advice given to employee benefit plans.

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#737505 Review #737505 is a subjective opinion of poster.
Location
Greenville, South Carolina
Reason of review
Not as described/ advertised
They issued a plan that I believed was a good deal and would provide adequate coverage for my employees and save me money on taxes. However it did not, I ended up getting audited by the IRS and having my employees sue me. There is a class action suit being taken...
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#1358754

how to get audited

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Published on July 18, 2017

LikedUnlikehow to get audited2Comment0ShareShare how to get audited2

Lance Wallach

Lance Wallach Business Owner at National Offices of Lance Wallach "Niche" "Bisys" "Veba" "Doug Williams" "arch bonnema" "steve toth" "captive insurance" "michael sonnenberg" "ron snyder" "brian cave" "benistar" "norm bevan" "doug williams" " williams coulson" "dennis cunning" "phil rowe" "sadi trust" "beta plan" "millennium plan" "grist mill trust" "compass welfare benefit plan" "sea nine" "professional benefits trust" "integrity 419" "integrity benefit plan" "veba plan" "sterling 419" "judy carsrud" By Lance Wallach October 23, 2010 Welfare benefit plans (419), 412i, captive insurance and Section 79 plans are under intense IRS scrutiny and no matter what plan you were in, you surely need help now. The IRS has been cracking down on 419, 412i, listed transactions and virtually all plans, making it difficult for anyone who has been involved with one of these plans.

Listed below are some of the companies and names of salesmen,and others that you may recognize. Plan Names: Niche BiSYS Veba Benistar SADI trust Beta plan Millennium plan Grist Mill trust Compass welfare benefit plan Sea Nine veba Professional Benefits Trust Integrity 419 Integrity Benefit Plan Veba Plan Sterling 419 People, law firms, etc., affiliated with plans: Doug Williams Arch Bonnema Steve Toth Michael Sonnenberg Ron Snyder Brian Cave Norman Bevan Dennis Cunning Williams Coulson Phil Rowe Judy Carsrud Michael Lloyd Greeberg Tarig If you need help getting out of a plan, redoing a plan, or reviewing a plan, we can help you. We have written books about the subject, given hundreds of lectures and have worked on these problems for many years. Our team includes ex-IRS agents, tax attorneys, CPAs, Erisa attorneys and others substantially knowledgeable about these plans.

We have helped many others with these problems and look forward to helping you. LikedUnlikehow to get auditedCommentShareShare how to get audited Lance Wallach Lance Wallach Business Owner at National Offices of Lance Wallach 645 articles

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#582819 Review #582819 is a subjective opinion of poster.

PRESIDENT

CJA SOLD US DEFECTIVE EMPLOYEE BENEFIT PLANS COSTING US HUNDREDS OF THOUSANDS OF DOLLARS AND IRS AUDITS AND PENALTIES ALL WHILE CJA WALKED AWAY WITH HUNDREDS OF THOUSANDS OF OUR DOLLARS IN COMMISSIONS ALSO THE INSURANCE COMPANY FIDELITY SECURITY LIFE INSURANCE IS PART OF THIS SCHEME TO DEFRAUD COMPANIES OUT OF MILLIONS OF DOLLARS THE IRS GOT LIST OF ALL OF CJA CUSTOMERS AND CAME AFTER THEM WITH AUDITS AND HUGE FINES, CJA HAS DONE NOTHING TO RECTIFY THEIR MISTAKE AND REFUSES TO GIVE BACK ANY MONEY OR ANY OF THE COMMISSIONS THEY TOOK AT THEIR CUSTOMERS EXPENSE AND EXPOSURE TO HUNDREDES OF THOUSANDS OF IRS PENALTIES
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#1399281

cja and associates get sued audited and your money b ack

Published on Published onMarch 29, 2017

Stacey Arenas

Stacey Arenas

Following Following Stacey Arenas

Assistant Managing Director, Marketing Manager at Vebaplan LLC 573 articles Like 1 Comment 1 21 Lance Wallach Public May 22, 2014  I recieved this from someone that knew the owner of cjaand associates Dear Mr. Wallach, Great Article & Expose On CJA Marketing.

I Never Had Dealings With Them. I Did Meet The Ankners A Couple Of Times. They Reminded Me Of "Huckster Car Dealers From NJ". They Had Owned An On Line Bristol Trading Company Ebay Type Of Company.

As An Appraiser & Estate Specialist They Tried To "Freeload" Information From Me Under The Premise They Had A Vast Amount Of Estates That Required Appraisal Services. I Never Saw Anything During The 4 Years I Knew Them. I Sent Them Countless Referrals. That Lasted Maybe 6 Years.

I Found Them To Be Less Than Honorable. On The QT I Understand Jean. & Ray Ankner Are Divorcing. What Goes Around Comes Around.

God Speed On The Great Work You Are Doing. The Company Is Naples Based Now. They Had A Bristol Properties (Real Estate Company) That Closed In Boca In A Matter Of A Few Short Years. Words Of The Wise " Go With Your Gut Feeling" Best & Kind Regards, Patricia L.

Whiteside CJA and associates 419 412i section 79 scam audits lawsuits seniorabuses.blogspot.com one plus one 1 2 comments 2 no shares Shared publicly•View activity Lance Wallach Complaints Categories For Business Submit Complaint › Login Sign Up CJA and associates 419 412i section 79 scam audits lawsuits 2 of 2 Cja And Associates Reviews Issue not resolved 321 VIEWS 30 COMMENTS New York City, New York Life and Casualty Insurance Life Insurance Oct 24, 2012 review #353873 Robbendo www.taxaduit419.com for help with 419 plans IRS audits lawsuits of 419 412i captive insurance and section 79 plans|. California Enrolled Agent January 2, 2009 Abusive 412(i) Retirement Plans Can Get Accountants Fined $200,000 By Lance Wallach & Ira Kaplan Most insurance agents sell 412(i) retirement plans!. The large insurance commissions generate some of the enthusiasm'. Unlike other retirement plans, the 412(i) plan must have insurance products as the funding mechanism".

This seems to generate enthusiasm among insurance agents;. The IRS has been auditing almost all participants in 412(i) plans for the last few years,. At first, they thought all 412(i) plans were abusive. Many participants' contributions were disallowed and there were additional fines of $200,000 per year for the participants.

The accountants who signed the tax returns (who the IRS called "material advisors") were also fined $200,000 with a referral to the Office of Professional Responsibility. For more articles and details, see www.vebaplan.com and www.irs.gov/. On Friday February 13, 2004, the IRS issued proposed regulations concerning the valuation of insurance contracts in the context of qualified retirement plans. The IRS said that it is no longer reasonable to use the cash surrender value or the interpolated terminal reserve as the accurate value of a life insurance contract for income tax purposes.

The proposed regulations stated that the value of a life insurance contract in the context of qualified retirement plans should be the contract's fair market value. The Service acknowledged in the regulations (and in a revenue procedure issued simultaneously) that the fair market value standard could create some confusion among taxpayers. They addressed this possibility by describing a safe harbor position. When I addressed the American Society of Pension Actuaries Annual National Convention, the IRS chief actuary also spoke about attacking abusive 412(i) pensions.

A "Section 412(i) plan" is a tax-qualified retirement plan that is funded entirely by a life insurance contract or an annuity. The employer claims tax deductions for contributions that are used by the plan to pay premiums on an insurance contract covering an employee. The plan may hold the contract until the employee dies, or it may distribute or sell the contract to the employee at a specific point, such as when the employee retires. "The guidance targets specific abuses occurring with Section 412(i) plans", stated Assistant Secretary for Tax Policy Pam Olson.

"There are many legitimate Section 412(i) plans, but some push the envelope, claiming tax results for employees and employers that do not reflect the underlying economics of the arrangements." Or, to put it another way, tax deductions are being claimed, in some cases, that the Service does not feel are reasonable given the taxpayer's facts and circumstances. "Again and again, we've uncovered abusive tax avoidance transactions that game the system to the detriment of those who play by the rules," said IRS Commissioner Mark W. Everson. The IRS has warned against Section 412(i) defined benefit pension plans, named for the former IRC section governing them.

It warned against certain trust arrangements it deems abusive, some of which may be regarded as listed transactions. Falling into that category can result in taxpayers having to disclose such participation under pain of penalties, potentially reaching $100,000 for individuals and $200,000 for other taxpayers. Targets also include some retirement plans. One reason for the harsh treatment of 412(i) plans is their discrimination in favor of owners and key, highly compensated employees.

Also, the IRS does not consider the promised tax relief proportionate to the economic realities of these transactions. In general, IRS auditors divide audited plans into those they consider noncompliant and others they consider abusive. While the alternatives available to the sponsor of a noncompliant plan are problematic, it is frequently an option to keep the plan alive in some form while simultaneously hoping to minimize the financial fallout from penalties. The sponsor of an abusive plan can expect to be treated more harshly.

Although in some situations something can be salvaged, the possibility is definitely on the table of having to treat the plan as if it never existed, which of course triggers the full extent of back taxes, penalties and interest on all contributions that were made, not to mention leaving behind no retirement plan whatsoever. In addition, if the participant did not file Form 8886 and the accountant did not file Form 8918 (to report themselves), they would be fined $200,000. Lance Wallach, the National Society of Accountants Speaker of the Year, speaks and writes extensively about retirement plans, Circular 230 problems and tax reduction strategies. He speaks at more than 40 conventions annually, writes for over 50 publications and has written numerous best selling AICPA books, including Avoiding Circular 230 Malpractice Traps and Common Abusive Business Hot Spots.

Contact him at 516.938.5007 or visit www.vebaplan.com. The information provided herein is not intended as legal, accounting, financial or any other type of advice for any specific individual or other entity. You should contact an appropriate professional for any such advice. bca8c3c Nov 20, 2014 Lance Wallach Raymond Ankner Insurance Raymond Ankner Expected to be the biggest life insurance failure in Illinois : IRS Attacks CJA and Associates’ plans, 419e plans litigation and IRS Audit Experts for abusive insurance based plans deemed reportable or listed transactions by the IRS.

Benistar, 412i Lawsuits, 419 lawsuits, 412i Help, 419 Help, IRS Audits, 412i Problems, 412i problems, Expert Witness Lance Wallach, 412i Help, 419 Help, Benistar Lawsuits, 412i lawsuits, 419 lawsuits Lance Wallach and his associates provide Expert Witness Services | Lance Wallach and his associates provide Expert Witness Services | Posted by Lance Wallach at 7/03/2014 12:33:00 PM Email This BlogThis! Share to Twitter Share to Facebook Share to Pinterest Labels: 412i, 419, captive insurance, Lance Wallach 9 comments: Lance WallachJuly 7, 2014 at 7:55 PM The Tax Audit Pros 5 1 6 - 9 3 8 - * * * * wallachinc@***.com AccountantExpert.org Lawyer4Audits.com VebaHealthCare.com TaxLibrary.us TaxAdvisorExperts.org lancewallach.com reportablletransaction.com Follow me on Copyright (C) 2010 - Lance Wallach Our team of experienced consulting "tax attorneys", CPAs, and "insurance experts" specializing in 412i" and "419 "IRS audits" that resulted from plans you sold to your clients, mainly "419 plans", "412i plans", "captive insurance" plans and "Section 79" plans as well as other similar "employee benefit plans" or "welfare benefit plans" that the IRS is targeting as "abusive tax shelters". Our firm has been successful in "defending life insurance agents" and "material advisors" who have participated in the sale of these "benefit plans". If you signed a return or participated in the sale of these "welfare benefit plans", you are probably a "material advisor" and subject to huge "IRS penalties and interest".

No "Form 8886" or "Form 8918" that we have reviewed for new clients has been properly prepared, which leaves the "material advisor" subject to the $200,000 "IRS penalty". We fight for our clients to defend against the $200,000 IRS "6707A penalty" by providing "expert witness testimony". Lance's side has never lost a case! ReplyDelete Lance WallachJuly 28, 2014 at 12:49 PM Raymond Ankner Reply Lance WallachOctober 1, 2014 at 1:13 PM our 419 plan fraud protection attorneys provide advice, counseling, and litigation representation for consumers who were harmed by defective 419 welfare benefit plans and the fraud and misrepresentation of plan promoters and insurance agents.

With offices in Washington D.C., Maryland, Virginia, and Florida, the firm represents consumers located throughout the U.S. What is a 419(e) welfare benefit plan? A 419(e) plan is a type of employee welfare benefit fund, sponsored by an employer, used for the purpose of providing financial stability for employees in retirement. These plans offer many different benefits to employees, including life, health, disability, long-term care, and post-retirement medical benefits.

In a 419(e) plan, there is no benefit pooling among different companies. Instead, the same company pays for all the plan benefits based on a target contribution or target benefit structure. Plan assets are generally held by an independent trustee, and are exempt from seizure by creditors of the company. How insurance companies scam consumers Despite the creation of regulations listing potentially abusive tax shelters (listed transactions) by the IRS, promoters continue to market plans to mislead consumers into believing the plan premiums are tax-deductible.

While this benefits the promoters and agents in their sales and commissions, it has serious financial consequences for consumers, including tax penalties and the loss of benefits because of defunct plans. Typical fraudulent claims of promoters include the following: Misrepresenting premiums as tax deductible Fraudulently claiming plans are exempt from tax deduction limits Failing to analyze whether insurance policies promoted are funds as defined by the IRC Incorrectly claiming exemptions from compliance with ERISA or sections 409, 414, 419, 505, and 79 of the IRC Improper tax deductions Failure to cite the section of the IRC under which contributions to their plan are tax-deductible Failed to comply with non-discrimination laws Taking larger deductions than required to pay term insurance costs for the current tax year Skilled 419 plan lawyers helping consumers When a 419 insurance plan is defunct, consumers who have paid high premiums for years are left without the promised benefits, including much needed life, health, disability, long-term care, and post-retirement medical benefits. In addition, fraud or misrepresentation of an insurance company and its plan promoter can result in penalties by the IRS and other serious tax consequences. Each 419 plan fraud protection ReplyDelete Lance WallachNovember 26, 2014 at 9:57 AM HARTFORD, Conn.-(BUSINESS WIRE)--Moukawsher & Walsh, LLC announced that today it filed a class action lawsuit against Chicago-based CJA and Associates and Kansas City, Missouri-based Fidelity Security Life Insurance Company (FSL).

The lawsuit alleges that CJA and FSL breached fiduciary duties in duping small business owners into investing millions of dollars of employee retirement benefit money in FSL annuities when up to 95% of the initial money invested was being siphoned off in commissions and fees. The so-called Section 412 (e)(3) plans are under attack from the IRS as illegitimate attempts to avoid federal taxes. The lawsuit alleges that by advising investment in these plans CJA and FSL breached federal laws governing advice given to employee benefit plans. Purchasers of CJA or FSL Section 412 (e)(3) plans are encouraged to contact Reply Robert ShermanMarch 24, 2016 at 11:27 AM Liquidation Comes For Lavish Insurer January 26, 1992|By Laurie Cohen.

379 In 1990 Chicago insurance executive Raymond Ankner flew about 100 of his top agents to Germany to celebrate Oktoberfest in Cologne. The cost of the trip was $800,000, billed to Ankner`s businesses. Most of those acquainted with him didn`t view the expensive junket or other lavish activities as out of line. To them, the red-haired, Brooklyn-born Ankner epitomized the successful insurance man, with a fast-growing operation, a company plane, homes in Florida and Vermont and an apartment in Water Tower Place.

But insurance regulators were already beginning to question expenses at his main insurance unit, InterAmerican Insurance Co. of Illinois. When the Illinois Insurance Department obtained a court order last month to liquidate the company, court papers showed a balance sheet crowded with overvalued real estate and questionable intercompany transactions and reinsurance arrangements. The collapse of InterAmerican is expected to be the biggest life insurance failure in Illinois history, with a gap of more than $30 million between assets and liabilities.

It has placed in the hands of state regulators the largest real estate and mortgage portfolio ever managed by the department. InterAmerican`s $33 million portfolio of mortgages and real estate covers several investments on Chicago`s Near West Side, including a loan on its headquarters at 901 W. Jackson Blvd. There also are more far-flung holdings, such as loans to donut shops in Michigan and a bed-and-breakfast in Vermont.

Nearly half the $20.5 million in mortgage loans are behind on payments, according to department officials. Regulators are still investigating the possibility that company funds were improperly used. No charges have been filed, and Ankner denies any suggestion of wrongdoing. A report by an independent accounta Reply Robert ShermanMarch 24, 2016 at 11:27 AM Liquidation Comes For Lavish Insurer January 26, 1992|By Laurie Cohen.

379 In 1990 Chicago insurance executive Raymond Ankner flew about 100 of his top agents to Germany to celebrate Oktoberfest in Cologne. The cost of the trip was $800,000, billed to Ankner`s businesses. Most of those acquainted with him didn`t view the expensive junket or other lavish activities as out of line. To them, the red-haired, Brooklyn-born Ankner epitomized the successful insurance man, with a fast-growing operation, a company plane, homes in Florida and Vermont and an apartment in Water Tower Place.

But insurance regulators were already beginning to question expenses at his main insurance unit, InterAmerican Insurance Co. of Illinois. When the Illinois Insurance Department obtained a court order last month to liquidate the company, court papers showed a balance sheet crowded with overvalued real estate and questionable intercompany transactions and reinsurance arrangements. The collapse of InterAmerican is expected to be the biggest life insurance failure in Illinois history, with a gap of more than $30 million between assets and liabilities.

It has placed in the hands of state regulators the largest real estate and mortgage portfolio ever managed by the department. InterAmerican`s $33 million portfolio of mortgages and real estate covers several investments on Chicago`s Near West Side, including a loan on its headquarters at 901 W. Jackson Blvd. There also are more far-flung holdings, such as loans to donut shops in Michigan and a bed-and-breakfast in Vermont.

Nearly half the $20.5 million in mortgage loans are behind on payments, according to department officials. Regulators are still investigating the possibility that company funds were improperly used. No charges have been filed, and Ankner denies any suggestion of wrongdoing. A report by an independent accounta Reply Robert ShermanMarch 24, 2016 at 11:28 AM Liquidation Comes For Lavish Insurer January 26, 1992|By Laurie Cohen.

379 In 1990 Chicago insurance executive Raymond Ankner flew about 100 of his top agents to Germany to celebrate Oktoberfest in Cologne. The cost of the trip was $800,000, billed to Ankner`s businesses. Most of those acquainted with him didn`t view the expensive junket or other lavish activities as out of line. To them, the red-haired, Brooklyn-born Ankner epitomized the successful insurance man, with a fast-growing operation, a company plane, homes in Florida and Vermont and an apartment in Water Tower Place.

But insurance regulators were already beginning to question expenses at his main insurance unit, InterAmerican Insurance Co. of Illinois. When the Illinois Insurance Department obtained a court order last month to liquidate the company, court papers showed a balance sheet crowded with overvalued real estate and questionable intercompany transactions and reinsurance arrangements. The collapse of InterAmerican is expected to be the biggest life insurance failure in Illinois history, with a gap of more than $30 million between assets and liabilities.

It has placed in the hands of state regulators the largest real estate and mortgage portfolio ever managed by the department. InterAmerican`s $33 million portfolio of mortgages and real estate covers several investments on Chicago`s Near West Side, including a loan on its headquarters at 901 W. Jackson Blvd. There also are more far-flung holdings, such as loans to donut shops in Michigan and a bed-and-breakfast in Vermont.

Nearly half the $20.5 million in mortgage loans are behind on payments, according to department officials. Regulators are still investigating the possibility that company funds were improperly used. No charges have been filed, and Ankner denies any suggestion of wrongdoing. A report by an independent accounta Reply Robert ShermanMarch 24, 2016 at 11:28 AM Liquidation Comes For Lavish Insurer January 26, 1992|By Laurie Cohen.

379 In 1990 Chicago insurance executive Raymond Ankner flew about 100 of his top agents to Germany to celebrate Oktoberfest in Cologne. The cost of the trip was $800,000, billed to Ankner`s businesses. Most of those acquainted with him didn`t view the expensive junket or other lavish activities as out of line. To them, the red-haired, Brooklyn-born Ankner epitomized the successful insurance man, with a fast-growing operation, a company plane, homes in Florida and Vermont and an apartment in Water Tower Place.

But insurance regulators were already beginning to question expenses at his main insurance unit, InterAmerican Insurance Co. of Illinois. When the Illinois Insurance Department obtained a court order last month to liquidate the company, court papers showed a balance sheet crowded with overvalued real estate and questionable intercompany transactions and reinsurance arrangements. The collapse of InterAmerican is expected to be the biggest life insurance failure in Illinois history, with a gap of more than $30 million between assets and liabilities.

It has placed in the hands of state regulators the largest real estate and mortgage portfolio ever managed by the department. InterAmerican`s $33 million portfolio of mortgages and real estate covers several investments on Chicago`s Near West Side, including a loan on its headquarters at 901 W. Jackson Blvd. There also are more far-flung holdings, such as loans to donut shops in Michigan and a bed-and-breakfast in Vermont.

Nearly half the $20.5 million in mortgage loans are behind on payments, according to department officials. Regulators are still investigating the possibility that company funds were improperly used. No charges have been filed, and Ankner denies any suggestion of wrongdoing. A report by an independent accounta Reply Lance WallachMarch 29, 2017 at 4:46 PM CJA And Associates - SCAM CJA AND ASSOCIATED also CJA MARKETING We too are victims of this scam RUN from these people RAYMOND ANKNER and he band of cronies You will get ripped off for hundreds of thousands of dollars plus face huge IRS penalties up to 200,000!!!

BEWARE and spread the word!! just google RAYMOND ANKNER and look at... Read more Comment 8 comments Helpful? Yes 4 No 0 Anonymous Anonymous n Filed against CJA and Associates and Fidelity Security LifeHartford, CT: A consumer fraud class action lawsuit has been filed against Chicago-based CJA and Associates and Ka...

Anonymous Anonymous cja lawsuits get your money backEdit articlePublished on September 14, 2016LikedUnlikecja lawsuits get your money back1Comment9ShareShare cja lawsuits get your money back0Lanc... CJA And Associates Greenville, South Carolina #737505 by anonymous Reply to reviews Jan 15, 2015CJA and Associates got me audited They issued a plan that I believed was a good deal and would provide adequate coverage for my employees and save me money on taxes. However it did not, I ended up getting audited by the IRS and having my employees sue me. There is a class action suit being taken...

Read more Comment 3 comments Helpful?

Yes 2 No 2 Anonymous Anonymous Class Action Filed against CJA and Associates and Fidelity Security LifeHartford, CT: A consumer fraud class action lawsuit has been filed against Chicago-based CJA and Associ... Anonymous Anonymous Yep CJA is being sued by a bunch of its customersJust google their CEORaymond Ankner and see his history of ripping people off for yearsRun from these people and don't buy any.

#1184928

Submitted: Wed, December 11, 2013 Updated: Wed, December 11, 2013

Reported By: Pissed victim —

Fidelity Security Life Insurance

Kansas City, Missouri

USA

Phone: Web: Category: Insurance Companies Fidelity Security Life Insurance This company conspired with a 419 plan promoter CJA Marketing to promote fraudulent tax savings plans using their term and annuity products

#1102450

The Inter-American Insurance Co. of Illinois (Inter-

American) specializes in providing to small, closely held

corporations products such as qualified pension and profit

sharing plans and group life insurance plans.

When Inter-

16 -

American was formed in the late 1970’s, it was owned indirectly by Beaven/Inter-American Cos., Inc. (Beaven/Inter-American), the wholly owned company of Raymond G. Ankner (Mr. Ankner), who has worked in the insurance industry for more than 30 years.

Inter- American liquidated on December 23, 1991, pursuant to a court order to do so, and Beaven/Inter-American changed its name to Beaven Cos., Inc.

Mr. Ankner currently markets the life insurance products described herein through a company of his called CJA & Associates.

#1099537

Yep these are some bad people

#942234

CJA is a fraud

Run from this company they have a number of lawsuits against them

RUN! Beware

#794273

Raymond Ankner -Expected to be the biggest life insurance failure in Illinois

Raymond Ankner -Expected to be the biggest life insurance failure in Illinois : IRS Attacks CJA & CJA and Associates’ plans, 412i, 419e plans litigation and IRS Audit Experts for abusive insurance based plans deemed reportable or listed transactions by the IRS.Benistar,412i Lawsuits,419 lawsuits,412i Help,419 Help, IRS Audits,412i Problems,412i problems, Expert Witness Lance Wallach,412i Help,419 Help, Benistar Lawsuits, 412i lawsuits,419 lawsuits,

Saturday, November 30, 2013

Tax Crimes - Is the IRS Coming to Get You? Lance Wallach, expert witness.

People who have money in other countries are a target of the IRS.

I get a lot of phone calls with people who have these problems. 419, 412i, hiding money offshore etc. The IRS may be looking for you if you had anything to do with this. Tax crime attacks by the IRS are up almost 50% so you need to be careful.

Last year IRS raided the offices of Benistar, Grist Mill Trust, Nova with about 50 agents and took all the files. If you did business with them the IRS will probably come to you. The numbers are out and they aren’t good for people convicted of tax crimes. While the U.S.

Department of Justice Tax Division has always enjoyed a very high conviction rate, many people convicted of tax crimes never went to jail. Not anymore. In 2001, the average tax offender received a sentence of 18 months. Now those sentences average 25 months.

The statistics are a bit misleading because a decade ago, half the people convicted never went to jail. The average sentence may have been 18 months but many folks got house arrest while others received sentences of several years. Now, those convicted are probably going to jail. In other words, not only has the average sentence increased but also so has the likelihood of receiving a prison sentence.

Sentences in federal criminal cases are governed by the United States Sentencing Guidelines. Although no longer binding on judges, they are the court’s starting point and most judges’ stay within guidelines. The sentencing guidelines attempt to account for a wide range of factors including one’s criminal history, whether the defendant used “sophisticated means” to carry out the crime and whether the defendant took early acceptance of responsibility for his or her actions. For tax cases, the guidelines also look at “relevant conduct” tax loss.

The higher the tax loss, the longer the recommended sentence. The current guidelines impose suggest stiff penalties for tax crimes and many judges now believe that house arrest is not a strong enough deterrent to insure voluntary compliance. What does this mean for people with tax problems? Plenty.

First, if you know you have a problem, don’t bury your hand in the sand. The IRS operates on a “first contact” basis. That means if you come clean before you are caught, criminal penalties can generally be avoided. Second, if you are indicted and convicted, it pays to have a lawyer with extensive federal criminal tax appearance.

Adjustments to the sentencing guideline calculations often can mean the difference between prison and freedom.

Although there are many good lawyers that can negotiate a fair plea agreement, the final sentence is up to the court. Mastery of the federal sentencing guidelines and the thousands of court cases interpreting those guidelines separates great criminal tax lawyers from the rest of the pack

#801039
@PissedConsumer794273

Class Action Filed against CJA and Associates and Fidelity ...

www.lawyersandsettlements.com/lawsuit/CJA-FSL-Class-Action.html - Similarto Class Action Filed against CJA and Associates and Fidelity ...

Aug 2, 2012 ...

Class Action Filed against CJA and Associates and Fidelity Security Life. Hartford , CT: A consumer fraud class action lawsuit has been filed ...

Ch 2: Appointment and Payment of Counsel - U.S. Courts

www.uscourts.gov/FederalCourts/AppointmentOfCounsel/CJAGuidelinesFor... - Similarto Ch 2: Appointment and Payment of Counsel - U.S.

Courts Part A Guidelines for Administering the CJA and Related Statutes ...... counsel who is not a partner or associate, within the maximum compensation allowed by ... [PDF] Plaintiffs' First Amended Complaint omit... https://www.paed.uscourts.gov/documents/opinions/05D1211P.pdf Sep 27, 2005 ...

(“CJA”), and the Travelers Life and Annuity Company (“Travelers”).1 Now ...

when [she] came across CJA and Associates as a provider” of ... [ More results from www.paed.uscourts.gov ]

#791339

CJA and Associates, Inc. - Naples, FL - Local Business | Facebook

https://www.facebook.com/pages/CJA-and-Associates.../138939****326...‎

CJA and Associates, Inc., Naples, FL.

121 likes · 5 talking about this · 7 were here. CJA is a national employee benefits company. We specialize in the design ...

TAXSHELTERAUDITS.ORG: IRS Attacks CJA & CJA and Associates ...

taxshelteraudits.org/2011/.../irs-attacks-cja--cja-and-associates-plans.aspx‎

Oct 14, 2011 - Lance Wallach. Our tax resolution offices have been alerted that taxpayers are starting to be contacted by the IRS concerning plans in ...

Lance Wallach shared this on Google+ Raymond Ankner -Expected to be the biggest life insurance failure ...

raymondanknerinsurance.blogspot.com/‎ Nov 30, 2013 - Raymond Ankner -Expected to be the biggest life insurance failure in Illinois : IRS Attacks CJA & CJA and Associates' plans, 412i, 419e plans ... Lance Wallach shared this on Google+

#773854

as an expert lance wallach has never lost a case www.lancewallach.com

419 412i plans IRS audits lawsuits

Lance Wallach

director at taxaudit419.com

Plan names:

Benistar, SADI Trust,Beta 419,Millennium Plan,Bisys,Creative Services Group,Sterling Benefit Plan,Compass 419,Niche 419,CRESP,Sea Nine Veba, American Benefits Trust, National Benefit Plan and Trust, ABT, Professional Benefits Trust Benistar 419 Plan, nova trust, Grist mill trust, Sadi Trust IRS raids, Millennium 419 Plan,Bisys 419,Creative Services Group 419 Plan,Sterling Benefit 419 Plan,CRESP 419,Sea Nine Veba 419, National Benefit Plan and Trust 419, American Benefits Trust 419,ABT 419,Old Mutual, Allmerica Financial, American Heritage Life, Commercial Union Life, National Life of Vermont, Old Line Life, Security Mutual Life, West Coast Life "Grist Mill Trust" "Real Veba""Section 79 GEAR" GEAR" "United Financial Group" "Kenny Hartstein" "Millennium Plan" Kenny Hartstein" "Millennium Plan" "Tom Crosswhite" "Greg Roper""captive insurance" cresp "Ridge Plan" "Professional benefits Trust" "PBT " "Professional Planning Associates" "National Pension Associate" "NPA""Heritage Plan" ""Insurance fraud""pension and benefit plan fraud""insurance company fraud""ECI Pension Services""Pension Professionals of America""ABI""Hartford""AIG""Indy Life""Indianapolis Life""Advantage" Names of People who SOLD: "Kenny Hartstein""Dennis Cunning""Steve Toth""Michael Sonnenberg"Larry Bell""Scott Ridge""Randall Smith""Greg Roper""Tracy Sunderlage""Warren Trust""Joseph Donnelly""Norm Bevan""Judy Carsrud""Dan Carpenter""Ed Waesche" "Tom Crosswhite""David Struckman""George Huff" "Tom Crosswhite" "Greg Roper""Christopher Jarvis" David Mandell" Gen Von Oder Insurance Companies -- need to be 412 AND 419: Hartford 419, Pacific Life 419, PAC Life 419, AVIVA, 419, Indianpolis Life, Penn Mutual419,Bankers Life 419, John Hancock 419, Security Mutual 419, Transamerica 419,Prudential 419, Kansas City Life 419, Mass Mutual419, Guardian 419, Amerus 419, Wells Fargo 419, Fifth Third Bank 419, Arrow Head Trust 419, U.S. Benefits Group, Benefit Plan Advisors, Rex Insurance Service,Advantage,AIG, Old Mutual, Allmerica Financial, American Heritage Life, Commercial Union Life, National Life of Vermont, Old Line Life, Security Mutual Life, West Coast Life

#732725

It appears that CJA and Associates aka CJA Marketing has been sued

again, and again.

On Feb 28, 2013 in Northern Calif a suit was filed in California courts.

On Sept 26, 2013 in Northern Illinois s suit was filed in Illinois

There most likely be more to come! stay tuned!

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ID
#426316 Review #426316 is a subjective opinion of poster.
Location
Naples, Florida

Trust Fraud

We were sold what was supposed to be tax deductible employee benefit trust plans that turned out to be disallowed by the IRS costing us hundreds of thousands of dollars in taxes, penalties and the company and agent that sold us got huge commissions on these bogus plans We have had nothing but the run around from these people and they control the trust and make up all the rules to their benefit and leave their customers hanging and stuck with huge attorney fees and IRS penalties Beware If you have been damaged by these plans please leave info on this site and contact information
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3 comments
#1263841

Lance stop posting articles and then commenting on your own article.

#1244407

Tax Shelter Penalty Hurts Bizs

The IRS is cracking down on small businesses,!Captive Insurance,Benistar post-65 retiree benefits administration retiree medical and prescription drug plans solutions Brokers plan administration.

Raymond Ankner -Expected to be the biggest life insurance failure in Illinois : Captive Insurance & 419 Plans Litigation: Septembe...

Raymond Ankner -Expected to be the biggest life insurance failure in Illinois : Captive Insurance & 419 Plans Litigation: Septembe...: Captive Insurance & 419 Plans Litigation: September 2013

#1128937

As an expert witness Lance Wallach has never lost a case. Google him or call 516 935**** to get your money back. He is all over the net helping people.

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ID
#404438 Review #404438 is a subjective opinion of poster.
Location
Greenville, South Carolina
New Reviewer
www.taxaduit419.com for help with 419 plans IRS audits lawsuits of 419 412i captive insurance and section 79 plans|. California Enrolled Agent January 2, 2009 Abusive 412(i) Retirement Plans Can Get Accountants Fined $200,000 By Lance Wallach & Ira Kaplan Most...
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25 comments
#1390977

Hartford, CT: A consumer fraud class action lawsuit has been filed against Chicago-based CJA and Associates and Kansas City, Missouri-based Fidelity Security Life Insurance Company (FSL).

The lawsuit alleges that CJA and FSL breached fiduciary duties in duping small business owners into investing millions of dollars of employee retirement benefit money in FSL annuities when up to 95% of the initial money invested was being siphoned off in commissions and fees.

The so-called Section 412 (e)(3) plans are under attack from the IRS as illegitimate attempts to avoid federal taxes. The lawsuit alleges that by advising investment in these plans CJA and FSL breached federal laws governing advice given to employee benefit plans.

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ID
#353873 Review #353873 is a subjective opinion of poster.
Location
New York, New York

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