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Citadel Credit Union

Citadel Credit Union

www.citadelbanking.com
What is your customer experience with Citadel Credit Union?

Citadel Credit Union Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Citadel Credit Union has a 1.0 star rating from 1 review; overall sentiment is negative with recommendations to avoid doing business with Citadel Credit Union.

Positive Feedback

Some reviewers valued discounts, special offers, and noted an agent was helpful in one instance regarding payment setup.

Negative Feedback / Risk Areas

  • Multiple complaints about ineffective customer service and dispute resolution, referenced in Citadel Credit Union reviews.
  • Billing errors and duplicate car loan charges led to collections and frustration.
  • Allegations of predatory auto loan insurance charges and high price levels.

Key Takeaways for Future Customers

  • Expect possible customer service delays when raising Citadel Credit Union customer complaints.
  • Review billing and car loan statements closely and monitor insurance charges.
  • Consider membership alternatives if concerned about reliability and costs.
View full overview ›

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A Collective Complaint helps you unite consumers dealing with the same issue, such as wrong charges, unexpected fees, damaged items, or misleading promises. It goes beyond a single review by growing stronger with every signature, making it harder to ignore. Once you reach 20 supporters, we’ll send it to the company to encourage a response.

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Lisa B Lmz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker West Norriton, Pennsylvania

Ineffective customer service

Whom do I contact to discuss the ineffective response to a disputed charge made in New York City. We have gone to the local branch

3 times but to no avail!

It is now in collections.

Jonathan E. Bova

View full review
Loss:
$850

Preferred solution: Full refund

Anonymous
map-marker Salem, New Jersey

Problem with car loan acct

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Two identical charges paid for the last 9 months. Began in March 22.

Agent for Citadel was very helpful.

I did NOT ARRANGE FOR THE 2 payments /month. I prefer the payments remain at one every month$299.45.

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Pornsit J

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Predatory practice

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My car loan with Citadel has revealed a predatory practice adopted by the company. Due to a miscommunication, my car was uninsured for a brief period of time.

Citadel claims that it has to buy insurance on my behalf retroactively.

The extra insurance premium placed on my account is 4.5 times the normal insurance premium in the market.

To put it in perspective, at the rate Citadel charges, within about 2.5-3.0 years, the insurance premium would be about the same as the total value of the car. This is clearly exorbitant.

View full review
Loss:
$1700
Cons:
  • Horrible and dishonest lender

Preferred solution: Price reduction

User's recommendation: Please avoid doing business with Citadel

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