New Reviewer

Central States Health And Lifecredit Disability Insurance Review

I purchase this insurance thru a car dealership. It was suppose to cover my car note due to disability. I filled my claim in September. I still haven't got approved it's now December . They keep coming up with excuses not pay me. Then I asked to cancel the policy they said I will get a pro rated refund. CSO IS A RIP OFF
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#742369 Review #742369 is a subjective opinion of poster.
Saginaw, Michigan
Reason of review
Poor customer service
New Reviewer

Credit Life Insurance

My mom purchased a car in Aug of 2009,, she bought credit life insurance, in Aug 2010 she had surgury for a brain tumor it turned out to be stage 4 cancer and she passed away in Nov 2010, I called Central States Health and Life of Omaha and told them, they requested I send them the death cert. Next they said they would have to order her medical records to see if she would be approved for the credit life insurance, I talked to them this week and they said she was not approved and they would not pay...
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I am having the same issue with them I filed a co with the texas insurance board and 7 are going to investigate them and try to get it resolved if it works .I have been waiting 6 months so far.hiring a lawyer would be what I would do if I was you if they denied my claim I am going to sue them. Good luck and sorry for your mom.


it is likely they are attempting claim your mom's condition was pre-existing - push back if they are truly saying she wasn't accepted for coverage - if she'd paid premiums she bought something!

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#219276 Review #219276 is a subjective opinion of poster.
Dallas, Texas


Central States Health and Life Terms of Service
CSO invites The Customer to view, use and download small portions of the content (including without limitation text, graphics, software, audio and video files and photos) of this Web Site for The Client's informational, non commercial use, provided that The Client leave all the copyright notices or other proprietary notices intact. The User of Website may not store, modify, reproduce, transmit or distribute a significant portion of the content on this web site, or the design or layout of the web site or individual sections of it, in any form or media. The commercial use, reproduction, transmission or distribution of any information, software or other material available through the web site without the prior written consent of CSO is strictly prohibited. The Customer understand that CSO may, at any time, for any reason and without notice, discontinue, change or restrict The Client's use of this web site and make changes in the products and/or services described in this web site. By using this web site, The User of Website represent that The Client of Central States Health and Life are at least 18 years old and are a United States resident.
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Central States Health and Life Privacy Policy
At Central States Health & Life Co. of Omaha (CSO) Central States Health and Life value the trust The User of Website have placed in and maintaining this trust is a high priority for Website Website pride ourselves on offering The Client of Central States Health and Life top quality insurance products and providing The Client with excellent service. Central States Health and Life do this while respecting The Client's right to privacy and using The Customer's information only as Website agreed. When The User of company services come to a CSO web site, Central States Health and Life log The Client's current Internet address (this is usually a temporary address assigned by The User's Internet service provider when The Customer log in), the type of operating system The Client of Central States Health and Life are using, and the type of browser software used. In addition, Website may keep track of what portions of the web site The Customer are visiting. Central States Health and Life aggregate this information to help create a better experience for users of Central States Health and Life's' web site. For example: Central States Health and Life may upgrade those parts of the web site that are heavily visited or optimize the web site to work more efficiently with certain operating systems.
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Central States Health and Life is a mutually owned insurance company specializing in the debt protection market. It provides innovative solutions and value to its lenders, agents, customers and policyholders. The company has been offering its products and services since 1932. With over 80 years in the business, Central States Health and Life supports over 5,000 financial institutions and automobile dealerships and is a top provider of debt protection in the dealer market in the United States. The company focuses on credit insurance products and debt cancellation programs. These product offerings are marketed by business partners consisting of automobile dealerships and financial institutions. Being based in Omaha, Nebraska, Central States Health and Life employs approximately 140 people and is licensed in every state except New York.

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