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Central States Health and Life

Central States Health and Life Reviews

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Davine Xvj

Central States Health And Lifecredit Disability Insurance Review

AI Highlights
  • - Policy bought via dealer to cover my car note due to disability and claim filed in September.
  • - Not approved by December, with delays and excuses.

I purchase this insurance thru a car dealership. It was suppose to cover my car note due to disability.

I filled my claim in September. I still haven't got approved it's now December . They keep coming up with excuses not pay me.

Then I asked to cancel the policy they said I will get a pro rated refund. CSO IS A RIP OFF

Reason of review:
Poor customer service
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Mitch M Wni

Credit Life Insurance

AI Highlights
  • - Aug 2009: bought credit life insurance; Aug 2010 brain tumor surgery; died Nov 2010; Central States Health and Life of Omaha denied payment.

My mom purchased a car in Aug of 2009,, she bought credit life insurance, in Aug 2010 she had surgury for a brain tumor it turned out to be stage 4 cancer and she passed away in Nov 2010, I called Central States Health and Life of Omaha and told them, they requested I send them the death cert. Next they said they would have to order her medical records to see if she would be approved for the credit life insurance, I talked to them this week and they said she was not approved and they would not pay...

Loss:
$30
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2 comments
Guest

I am having the same issue with them I filed a co with the texas insurance board and 7 are going to investigate them and try to get it resolved if it works .I have been waiting 6 months so far.hiring a lawyer would be what I would do if I was you if they denied my claim I am going to sue them. Good luck and sorry for your mom.

Guest

it is likely they are attempting claim your mom's condition was pre-existing - push back if they are truly saying she wasn't accepted for coverage - if she'd paid premiums she bought something!

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