New Reviewer

Central States Health And Lifecredit Disability Insurance Review

I purchase this insurance thru a car dealership. It was suppose to cover my car note due to disability. I filled my claim in September. I still haven't got approved it's now December . They keep coming up with excuses not pay me. Then I asked to cancel the policy they said I will get a pro rated refund. CSO IS A RIP OFF
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#742369 Review #742369 is a subjective opinion of poster.
Saginaw, Michigan
Reason of review
Poor customer service
New Reviewer

Credit Life Insurance

My mom purchased a car in Aug of 2009,, she bought credit life insurance, in Aug 2010 she had surgury for a brain tumor it turned out to be stage 4 cancer and she passed away in Nov 2010, I called Central States Health and Life of Omaha and told them, they requested I send them the death cert. Next they said they would have to order her medical records to see if she would be approved for the credit life insurance, I talked to them this week and they said she was not approved and they would not pay...
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I am having the same issue with them I filed a co with the texas insurance board and 7 are going to investigate them and try to get it resolved if it works .I have been waiting 6 months so far.hiring a lawyer would be what I would do if I was you if they denied my claim I am going to sue them. Good luck and sorry for your mom.


it is likely they are attempting claim your mom's condition was pre-existing - push back if they are truly saying she wasn't accepted for coverage - if she'd paid premiums she bought something!

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#219276 Review #219276 is a subjective opinion of poster.
Dallas, Texas

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