New Reviewer

Awful institution!!! If you have issues paying this medical bill due to unforseen things they send it to collection agency Midland and they are horrible people will get judgment against you garnisment

this is horrible credit card for medical expenses do yourself favor and work with dr. or dentist to pay your bill. If you cannot pay due to job loss or unforeseen things and get behind they will send to collection agency midland and garnish wages or bank account. Beware do not use them work with Dr. office to pay off bill!!! They will then take 25% of your paycheck and cannot get them to stop and court fees horrible people for those who have health insurance and have to pay balances hard working people. While they write off for some without no insurance no unfair!
View full review
1 comment
#1814515

Another tip...If you're being sued, go to the court. They can't garnish you if they don't get a judgment.

Most of these places get default judgment because people do not show up for their case. Often times, these people move from place to place and don't get the notice. OR...They go to 800Notes to see who's calling and block the number.

If you're not paying your bills, you should go online twice a month to make sure you're not being sued. If you are, show up or they will go wild on you.

ID
#1756473 Review #1756473 is a subjective opinion of poster.
Reason of review
Poor customer service
New Reviewer

CareOne Credit is worthless

I worked with a Credit Counseling service that was taken over a year into my contract by CareOne. This company is worthless. They refuse to assist you if you cancel your contract when they acknowledge fault in screwing up your contract to begin with. I withdrew from my contract with them and have managed to settle with all but one of the lenders on my own with no help from them. This however has in the long run, cost me double what it would have had they not screwed up my accounts. They admitted to entering account numbers incorrectly, nothing was caught until I myself found it well into the contract. They did not by any means live up to their promises/hype nor did they even fulfill the terms for the agreement I had with them. They are absolutely NO help to anyone, you are better of finding a different company or doing it yourself.
View full review
3 comments
#449973

I called Careone Credit on 3/12/12 and received 3 different monthly quotes from three of their representatives regarding their Debt Management Program. How is that possible? It makes the company look like a total scam, right?

#274583

1. Written by credit counselor, on 15-04-2011 23:16

Im reading these stories, and I have to tell you all...settling your debt is just as bad as filing Bankruptcy.

You dont pay your debt. period. Paying a percentage of the debt is still NOT PAYING YOUR DEBT. Your credit reports/scores will reflect that.

Honestly, using an accredited debt credit counseling agency is the best way to go. You still pay your debt. In full. With stopped late fees, much lower interest rates.

Accounts brought out of collections in many cases. Counselors who are a phone call away-anytime. Working over budgets to make sure you can pay the debt. Bankruptcy counseling if needed in several states.

Call American Financial Solutions. I am a certified credit counselor, certiflied bankruptcy counselor. I am also a client. I've paid over $50k of credit card debt off in 5 years.

Interest rates that were 29% were dropped to 3 and 6%...a few even dropped to 0%. My credit score was below 500 when started...w/i 6 months it was up over 150 points. I am almost done. My debt is almost completely pd off.

Just bought my first house w/an interest rate of 2%...bought a car-brand new...interest on the loan...1%. My credit score is now almost 800. Call them.

Someone will be able to help you. 888-282-****.

#142253

Same experience here. They charged me monthly fees for a year while "negoatiating" with Citi.

In the end I got turned over for collection and they did nothing.

I repeatedly asked for supervisors to call me to discuss, that never happened. Don't waste your money on CareOne.

View more comments (2)
ID
#179123 Review #179123 is a subjective opinion of poster.
Location
Portland, Oregon
Loss
$1700

About

Care One Credit Counseling Terms of Service
By accessing and using the Site The Client indicate The Customer's agreement to these TOU. If The Client of Care One Credit Counseling do not agree to these TOU, please do not access or use the Site. The Site provides The Client with access to information concerning credit and debt management, products and services offered by independent and affiliated service providers and a variety of resources, including but not limited to articles, tools and calculators, download areas, communication forums, and product information (collectively "Services"). The Services, including any modifications, deletions, updates, enhancements and new features (collectively "Site Changes") are subject to these TOU. The Services are for The Client's personal use. Except as otherwise expressly stated, The Client may not modify, copy, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services.
To read more: https://www.careonecredit.com/about-us/terms.aspx
Summary

Care One Credit Counseling solves various problems connected with financial credit debts, that many people encounter these days. It offers main debt relief programs allowing to find a way out from bankruptcy or possible consolidate all debts in one with lower rates. This company is an active member of forums, blogs and groups, so it can be found in Twitter or maybe in Facebook. What is also interesting, such media outlest as Time Magazine, Forbes, and MSNBC has highlighted the Care One Credit Counseling contribution to the society and their basic plans. To get started it will be enough to send the request to the company and receive the initial recommendations.

Care One Credit Counseling reviews and complaints
Edit Description

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content

For more information read Blog article