Instant Checkmate - Put your credit card back in your wallet

Instant Checkmate - FRAUD WEBSITE

Instant Checkmate bait and switch

Instant Checkmate - Total Ripoff

Instant Checkmate - Bogus or no information

Instant Checkmate is a Loser, Don't Do It

There are some websites and companies that appear to operate on a false front. They promise information or monitoring, but once you sign up for an account you realize that you’re not really getting anything special. In fact, you’re not getting anything you couldn’t get yourself with a bit of digging on the internet. But someone is benefiting from your membership. The company just got themselves another paying customer.

It’s worth noting that not all pay-for-use websites are bad. There are definitely valuable services that you can pay for online, and sometimes those services are worth the automatic charges every month. But even if you feel confident with a particular service, always check to be sure that you’re getting what you paid for.

You might decide to pay more than $20 for a background check. Since you’re paying money for the check, you ought to get pretty in-depth information, right? Wrong. For at least one background website, all you get is the same information you’d get through the regular search engine. Worse, the information is jumbled up between different individuals with similar names. Why would you pay $22 for wrong information? It would be pretty important to be sure you know who was married and who was divorced. You might also like to get the right phone number and address since you’re paying for it – especially if you can find the right one yourself without paying a monthly fee.

If you find a service that works for you and seems to be worth the regular charges, go for it. But if you have even a sneaking suspicion that you’re paying for something that’s not living up to its potential the solution is simple. Quit paying.

The “Free” Trial

Many companies offer a free trial for their product and service. This, in and of itself, is not a bad thing. A free trial is not, however, a free sample. As much as we might think they are or should be the same thing, a free sample is truly free – there is no charge upfront or down the road (although you might field some annoying phone calls or sales pitches for your efforts).

But a free trial should have more emphasis on trial rather than free. A “free” trial is more of a “payment delayed” trial. Sure, you can try it without paying. For now. But the moment the free trial period is over expect a charge – sometimes a big one!

Ongoing Memberships

Others realize that a free trial may cost them more in the end, so they opt to do a one-time payment. Pay $20 now and see the information reserved for our premium members. But read that fine print! There are few memberships that have only a single payment required. You can buy a software package or download a template for a one-time payment, but most memberships require ongoing payments. The trick is finding the fine print that says so.

If you read closely in the contract or the payment wording when you buy something, you might be able to find the phrases that indicate you’re not just buying now – you’re buying in the future as well. “The first month free” is a popular method of hiding the truth in plain sight. Sure, you’re getting a free month. Until the month after that and the month after that when the payments kick in full force.

Check Your Receipts

Many of us are old hands at buying things online. We don’t even check the emails welcoming us or thanking us for a purchase after the fact. But you should. Those receipts and emails are your clue as to what exactly you’re really buying.

It’s often in these emails that the truth appears. You bought a membership to the site for $20…this month. Next month your payment jumps to $30 and will continue until you make enough effort to get it cancelled. You should just hope you get it all cancelled in time to avoid more than just that initial charge.