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biBERK

biBERK

www.biberk.com
What is your customer experience with biBERK?

biBERK Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

biBERK has a 4.0 star rating based on 1 customer review. Consumers are mostly satisfied. The recent inquiry centers on Workers Compensation policy details for a Pennsylvania LLC with no W-2 employees.

Key Takeaways for Future Customers

  • Check biBERK reviews for policy clarity on Workers Compensation and owner coverage payroll calculations.
  • Confirm whether subcontractor payments are included in audits and what documentation excludes them.
  • Expect to request written responses for recordkeeping from customer service.

Negative Feedback / Risk Areas

  • Customer complaints focus on unclear Workers Compensation rules for businesses with zero W-2 employees.
  • Potential delays or need to follow up to obtain written policy details.

Positive Feedback

The single review yields a positive overall sentiment and satisfaction with biBERK as an insurer.

View full overview ›

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Verified Reviewer
| map-marker Philadelphia, Pennsylvania

Hello, I own a Pennsylvania LLC that...

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

Hello,

I own a Pennsylvania LLC that performs carpentry work.

I currently have no W-2 employees and may have one subcontractor who:

* is a single-member LLC,

* has no employees,

* works for multiple clients,

* does not carry Workers Compensation insurance.

I have the following questions:

1. Can I obtain a Workers Compensation policy with zero W-2 employees?

2.

If I elect owner coverage, what payroll amount is used to calculate my premium in Pennsylvania?

3.

Will payments made to this subcontractor be included in my annual Workers Compensation audit and premium calculation?

4. If not, what documentation is required to exclude these payments from the audit?

I would appreciate a written response for my records.

View full review

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Charles

Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

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