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BCU

BCU

bcu.org
What is your customer experience with BCU?

BCU Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

BCU has a 2.6 star rating from 1 review with mostly neutral sentiment and an unfavorable rating distribution.

Positive Feedback

Members note low interest rates as a benefit and mention the checking account features and membership access.

Negative Feedback / Risk Areas

  • Customers report a denied $400 bonus and uncredited payroll deposits, common in BCU customer complaints.
  • Poor customer service with many unreturned messages and unresolved issues.
  • Concerns about billing, refunds, subscriptions handling for promotional offers.

Key Takeaways for Future Customers

  • Check promotion terms carefully and document payroll deposits when opening accounts as referenced in BCU reviews.
  • Expect to escalate issues; confirm how bonuses are tracked before relying on them.
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Media from reviews

BCU - Offer a $400.00 bonus if you join, then refuse to give you credit for your payroll...
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SandraK

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Resolved: Offer a $400.00 bonus if you join, then refuse to give you credit for your payroll deposits

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AI Highlights
  • - Customer says 5 payroll deposits totaling $500+ met Jan–Mar; bonus denied.
  • - Only 2 of 5 deposits counted; there were repeated calls with no resolution.
BCU - Offer a $400.00 bonus if you join, then refuse to give you credit for your payroll...
Updated by user Mar 18, 2022

they gave me the bonus $400 we were promised.

Original review updated Mar 14, 2022
My employer referred us to this BCU Credit Union that we now have a contract with. They have a $400.00 bonus with a new checking account..

My daughter and I got a joint checking account. BCU requires us to have 3 months of at least $500 deposits from direct deposit. I did what was required---I had my payroll do 5 deposits the past 3 months that totalled at least $500 a month. The online BCU app showed that requirements were met for Jan, Feb and March.

I sent another message asking when we get the bonus.
Now BCU tells me that we havent met the requirements.
They only give me credit for 2 of the 5 payroll deposits, that way we lose the ability to get our bonus.
I have sent about 100 messages and called them over a dozen times ,asking how and when we can get our $400 bonus. No one explains why they won't count my deposits toward this account. They won't help me, now they refuse to give us the $400.00 bonus.
I've talked to at least 3 supervisors amongst other reps, no one would fixed.

I called them all hours of the day--7am, noon, midnight sometimes, this provides me so much tremendous stress trying to get this figured out. Terrible customer service--they will not help you, no matter how many messages or calls you make.
Loss:
$400
Pros:
  • Low interest
Cons:
  • Dont give bonus

Preferred solution: want the $400.00 bonus we are due on the checking account.

User's recommendation: Stay away from their scam to pull in your business by offering $400.00 bonus.

View full review
1 comment
Guest

You may want to check the monthly start/close dates the bank uses for your account.

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