Product: Bank Of America Loan Modification Clear all filters (85 of 85 reviews match)
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After two and one half years of going back and forth with B of A in trying to get what was initially promised...a Department of Justice Loan Modification, the senior VP, Daniel Whitehead from B of A told me that I was down to just two criteria...valuation and income,...
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offconsumerpissed
offconsumerpissed

Sorry to use logic here, but if you have two mortgages and both properties are being foreclosed, why not sell one of them?

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Bank Of America Loan Modification
#1013997
Just moved out of my home after YEARS of B of A stress.Applied for loan mod, and then went into the never ending cycle of sending hundreds of pages of documents only to be told they were not received. Send again certified mail. Told they lost them. Over and over and...
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Anonymous
Anonymous

You MUST file complaints against Bank of America (all banks) through www.ConsumerProtection.govThis is your USA consumer protection agency of the United States.

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Bank Of America Loan Modification
#932361

Bank Of America - Modication loan

This is the fourth time I applied for a modification loan through BOA. Again they give me the run around and claim the investor which is fannie Mae has to make the decision. I own my home but I rent it out. I need a little help now since my morgage payments went up. After nine years and never been late on a payment, again I get the same answer because I dont live in this home. BOA sold my loan without letting me know which I found out they had no right to do this behind my bank. This bank is a rip off and they all should be shutted down
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Bank Of America Loan Modification
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#829527
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Bank Of America - I had a loan remod with BOA and the loan was sold to Seterus

I want to know why Seterus received the loan when it was clearly BOA who was wtrong during the first loan and secondly completed my loan MOD. Now it's in the hands of Seterus and I don't know why? So does this protect BOA from all of the wrongdoing tey did with my first loan?
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Bank Of America Loan Modification
#791324
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Bank Of America - Loan Mod Scam

We wanted a loan mod from Bank Of America. After receiving the loan modification offer we have decided not to accept the loan modification. This whole process has been, in my opinion, a big scam and a disgrace to Bank of America. I was led to believe that a real solution, specifically a ten year interest rate reduction to 2% and a rate of 3% for the remainder of the loan was what I was working for. After 8 months of continuous uploading of documents, constant phone calls, etc, I was offered a 30 year loan at 5%, thereby costing me an additional $80,000+ over the life of the loan. I do not see how this is supposed to help me. In addition, without my authorization, an escrow account was opened for taxes and insurance. I already pay these items myself and at the time of the mortgage initiation we paid Bank Of America a fee to do so. An unauthorized tax payment of $2654.57 was made in December of last year. Because of this erroneous payment my mortgage payment has increased by $832.44 per month, from $1639.14 to $2471,58. This is beyond “a mistake”. This is fraud and I intend to treat it as such. I have multiple personal and business accounts with Bank of America, including more than one mortgage. After this I intend to take all of this business elsewhere as some as possible
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Bank Of America Loan Modification
#787277
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I bought a condo and was given a home loan by countrywide. When the economy crashed in 2009 I, who was a finish carpenter, was one of the first to loose my job. We called Bank of America right away and we were told they couldn't help us unless we were already late on...
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Anonymous
Anonymous

go online and become familiar with Consumer Financial Protection Agency which is the successor to the comptroller of the currency complaint process. file a complaint with the ...

Anonymous
Anonymous

I know exactly how you feel. Raped is the only word that comes to mind with BOA. We are having the same issues as you. I've filed numerous complaints with BBB. I hate to say ...

1.0
North Creek, Washington
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Bank Of America Loan Modification
#668126
Wow, where do I start- Our experience with this "Bank" could probably be a best seller. We have tried for 4 years (yes) you read that right- FOUR YEARS to get a modification with them- They have lost our mod papers over 20 times (probably over 30 I'm showing...
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Bank Of America Loan Modification
#496483
I applied for a home loan modification back in January of 2014. After faxing, calling and more faxing I was denied 2 times. I'm disabled and I have a teenage daughter. They refuse to use her social security as income ..Why? Taylor, Bean and Whitaker were my original...
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Anonymous
Anonymous

I am a class action attorney, please call me to discuss this issue. I represent people who are unabe to get loan modifications due to lenders losing documents, asking fro upda...

Anonymous
Anonymous

To Whom It May Concern:This is a continual issue with Bank of America. The majority of our clients we assist are with Bank of America. There are answers and there are ways to ...

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Bank Of America Loan Modification
#493608

Bank of America's Modifcation...Not

Started the process in 2009 and I sent in paperwork almost every week for 12 months. Mind you the same paperwork, 3 months of pay stubs and my husbands self employment pay spreadsheet, taxes for 2009, 2010, 2011. Then after sending payments and paperwork until May 2012; BOA filed for foreclosure while I was being sent documents from FED Ex that my modification was nearing completion with projected payment amounts and dates to pay. I finally had enough and filed for bankruptcy to stop BOA clowns from owning what was my life. They are idiots. Good luck to all who enter into BOA domain. Commercials are a joke. Cash back really...I really miss Countrywide...at least they were nice!@@@
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Bank Of America Loan Modification
#381227
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Bank Of America - Mortgage run around no talk to to get truthfull responce

I was put on a 5 year intrest only with the promise of future help at that time I owed 579. this was in 05 with countrywide in that time my loan went to bac home loans and then bank of America N A then to aurora msf lehman lx I have been in the mod qualification process since 09 and been told i qualify but then every time it seems before the final time they start with resend the same info month after month asking for past 3 months P.&L. well on 1 occasion i leave out 1 blank page from my bank statement so im denied modification yes this was also a repeat blank peace of paper received no less then 2 times prior so back to the start well of course before i can meat the deluge of repeat papers game the loan is sold again and then im told that a third party owns my loan and that they are not taking part in this mod process ive done research that states that the deed holder of the loan must contact with all there info this has never happened once and in fact this is case law in ca. please help my loan is now 606 my house value is 470 cms.64@live.com
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Bank Of America Loan Modification
#375883
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