Assurity Life Insurance Company

60 days grace period was provided to policyholders. State mandated covid precautions in excess of 90 days. This policyholder was personally affected 67 days. Company policy is stated as 'we wish to prevent loss of coverage to our constituents during these difficult times.' Payment sent on time went mistakenly to another wrong policy. Late notice [and notice of duplicate payment] received on day 67. Immediate corrective efforts were declined by Assurity. Actual, accurate payment sent was returned by the company. Statement as to the reason. "Policy terminated." Only official recourse offered is a re-application process demanding complete health history, suggesting a new policy [written to a known client,] but one now 7 years older, asking medical questions aimed at establishing new risk factors to establish new premiums to continue previous [and now diminished] health coverage for more and higher premiums. This client feels that covid conditions are being used to sweep clean policies not desirable to Assurity, while simultaneously boasting, for PR reasons, that they are taking all measures necessary to keep constituents insured. Seven years of my premiums are kept by Assurity with company behavior like this. $15,000. Higher premiums going forward can be justified with updated health data now required to reinstate a terminated policy. Monies gotten from those clients whose payments were late in covid times is kept by Assurity with no contractual obligation to ever pay any future claim.. Seven days late, beyond meager extention to late payment cut-off dates