New Reviewer

It's a scam

They took my money, held things in claims over a year before telling me there was a "bone and joint clause" which according to legitimate insurance companies is not a thing. I told the agent that sold me the policy my ANKLE WAS BROKEN at the time I purchased the policy and I needed it covered. He LIED and said it would be covered. He DID NOT TELL ME that pre-existing conditions were excluded. They billed me for January AFTER I told them to cancel the policy, then would only refund 2 months of premiums, one of which was the January premium they weren't supposed to bill. Now I'm stuck with a bunch of bills I thought they had paid and they've taken me for over $3k. Don't be scammed by this company, it should be illegal for them to operate in this country. I've already reported them to my state insurance board and state attorney general. User's recommendation: DO NOT BUY ANYTHING FROM THEM
View full review
1 comment

Thank you for sharing your experience, I was looking for customer experiences with this company. Now I know I will NOT be purchasing their scam policy.

#3307604 Review #3307604 is a subjective opinion of poster.
  • Claims
  • Scam
Preferred solution
Full refund

Worst insurance company ever

Ran up 14,000 in hospital bills, company refused any payment

User's recommendation: Do not buy this insurance, complete fraud.

View full review
#2335933 Review #2335933 is a subjective opinion of poster.
Wilmington, North Carolina

Improve laws related to health liability insurances

About 2 years I try to get money from the AAIC for the dental accident. I presented all documents, 3 panoramic films, another dentist conclusion, etc. But the AAIC is using an illegal trick to deny the claim - it demands complete dental records, which nobody has. I could present only what I had for 7 years. They forced me to attend several dentists but all was in vain. Asking my "complete" records they refused to give me my latest records- showing the reason of the accident. Only after 2 years they gave me them. The records justify my claim but the AAIC refused to answer related questions related to these records.

User's recommendation: Don't use this company. Contact your elected officials and demand to change laws related to insurances dealing with health care.

View full review
#2251815 Review #2251815 is a subjective opinion of poster.
Preferred solution
The AAIC should be prohibited to deal with the Health care

Show why insurances as Aspen allow themselves to violate laws