Mareena Aol
map-marker Daytona Beach, Florida

Andreu, Palma, Andreu WATCH OUT GET LAWYER!

I am requesting a Motion to Dismiss the "Writ of Garnishment" that has been placed on my bank account. I also request a hearing to counter-sue for punitive financial damages due direct results of this action. This has been an unlawful judication on their part and signed by the Volusia County court system. I question how the court system could put in place such a judgement without checking with the defendant to see if the payments have been made. I have been paying the Law Offices of Andreu, Palma, and Andretti faithfully since 10/16/2010. I have proof through a payment summary. This copy is sent EACH time a payment is made to the office. This gives them a credible document to see my account action. Despite making payments continually, a Final Summary Judgement signed by the Volusia County Courts was filed n 2011. Shortly after the initial hearing of 2009, I received a Settlement Stipulation from The Law Office. It listed all the demands and asked for my signature. I refused to sign it stating I'm losing my job in a couple of months and need to renegotiate the payment terms. I did get to speak to a representative that agreed to the $15 payment due to my circumstance. After receiving two notices of nonpayment despite paying $15 for several months, I called 25 times, but received no answer. On 5/30/2011 I finally left the following message (copy one payment plan noted). "I've tried to call you many times and have yet to receive an answer. You did call once and I've repeatedly called back, but I cannot reach you. Should this end up in court, I want to ensure I am doing the best I am able. I continue to send $15 even though I'm on unemployment." I enclosed my copy and faxed back to the Law Office but received no notification. Due to being unemployed for two years, I had to borrow money to pay the Law Office to keep up good faith. I have Fibromyalgia and Neuropathy which cause me issues in the work environment. Nonetheless, I sent one check for $30 every other month, which I had to borrow, when a payment was due. That means I paid the following month in advance WHICH WAS CAREFULLY LABELED ON THE PAYMENT SUMMARY SHEET SENT TO THEM EACH MONTH. Since 10/17/2010 The Law Office has faithfully cashed my checks. My last correspondence from the office is dated August 12, 2011. This asked for payment which already had been sent. No further notices have been sent to me since this date. I believe the Law Offices cashed my checks until my balance was almost paid, NOT ANSWERING PHONE CALLS DELIBERATELY. They are now negligently, causing me to pay higher rates due to the Final Judgement Summary along with 6% interest. I have paid every month for five years continuously never missing a payment. My last payment being on November 15, 2015 for November and December of $30. My account is frozen. My mortgage is due, checks are bouncing. I can't get food for my children. I need help. I am willing to continue paying the initial balance of $1800, but will need restitution for all the bills I will incur due to bounced checks from a Wrist-Garnishment. This has been one nightmare. I've never seen this done to anyone before. I have no notice of any court process since the original date of the court Final Summary Judgement in 2011. This should happen to no one. I have called the Law Office ten times today. One person hung up on me. I finally got through to a supervisor Anthony who claims they don't have all the payments I am suggesting. They claim I've paid $790 dollars so far. I have paid in excess of $1400. Anthony told me my accounts are still frozen until they hear from the bank. He said he has record of the $15 agreement payment but can not accept the advance payments I was making. He had no record of my payment summary sheet sent each month
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Reason of review:
unlawful practice

Preferred solution: Requested of Debt Collectors: I will pay the remaining balance of $580 and receive punitive damages for financial debt encountered through this Wrist-Garnishment action.

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