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Darca B

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Resolved: There is no reason why you should take for months for a card that does not work they know it doesn’t work. There’s nothing to read you just either give me a new card or give me the money back it shoul

American Express - There is no reason why you should take for months for a card that does...
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Updated by user Oct 13, 2023

Company fixed the issue and I have been provided with apology. I don’t know if you guys contacted them or watt but the last time I called they said yes my card was activated so something transpired between the time I talk to you and I talk to them so I appreciate your help

Original review Sep 13, 2023

I bought an American Express gift card for $500 that was in May. Every time I called there to the customer service. They tell me my case has been escalated something that should've taken 30 days if the car doesn't work is going on for months all I wa

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Loss:
$500

Preferred solution: Full refund

User's recommendation: Don’t buy American Express gift cards. It’s not worth the hassle if they don’t work.

Anonymous

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
| map-marker Singapore, Singapore

Credit limit reduced

American Express - Credit limit reduced
Updated by user Nov 23, 2024

Neutral

Original review Nov 22, 2024

My Amex card number 379875****11001,

Credit limit 8000% , purchased half ready, but suddenly credit limit reduced ready

Please kindly credit limit increase

Thanks

By

Gnanasekaran Karthikeyan

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David A Kvk

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Verified Reviewer

Used card on Amazon, Amazon locked my account. AMEX refused to help.

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American Express - Used card on Amazon, Amazon locked my account. AMEX refused to help.
American Express - Used card on Amazon, Amazon locked my account. AMEX refused... - Image 2
American Express - Used card on Amazon, Amazon locked my account. AMEX refused... - Image 3

I recently won a $25 American Express virtual gift card from the website Swagbucks.com. I went ahead and added the card to my Amazon account, proceeded to make a purchase, and went on with my day.

Not even 15 minutes later, I received an email from Amazon saying they had locked my account until I could provide proof of ownership of the card I used. This was where the troubles began. I clicked the link to go to my AMEX card and the only information on the page was the card number, expiration date, code, and transaction history. Amazon requires all that information (last four digits, rest blurred out), plus my name and address, and a photo of my driver's license.

The card does not have any of that, as it is a virtual card. I called American Express 9 times before I finally got to speak to the right department. Their phone holding system repeatedly hung up on me while I was being transferred around. The representative from the correct department stated that there was no possible way they could send me a letter or email or any sort of confirmation that would help me get my Amazon account unlocked.

When I asked why, I was simply told that it was not possible. They have the billing information, as it was required to set the card up. However, they refuse to help me. So now, I find myself in a predicament.

I sent Amazon the information that I did have, but they said it was not enough to prove ownership and my account would be permanently locked unless I could provide the information. I am beyond upset. There is no reason American Express cannot assist me. Not to mention, I tried to use this card at 7 different online stores and it was declined.

AMEX suggested that I could add it to my Google Wallet and use it with 'tap-to-pay'. Could I add it? No. They also said I could use it with Samsung Pay for in-person transactions.

Guess what happened when I tried to add it to Samsung?

If you guessed 'error', you would be correct. I will never use this company again for the rest of my life.

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Cons:
  • Impossible to reach correct department
  • Amazon account locked after using amex card
  • Terrible customer support

Preferred solution: Information required to unlock my account.

User's recommendation: Stay FAR FAR away from this company.

Cha Xuq
map-marker Saint Louis, Missouri

I requested getting my money back from a scam course (the company who sold me the on-line course refuses to give me any of my money back) and AMEX sided with the seller.

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American Express - I requested getting my money back from a scam course (the company who...

I have tried MULTIPLE TIMES to request refund. Three months of payments totalling $1650+ from AMEX Gold and nearly $600 from AMEX Delta cards.

They would only review THE FIRST charge which was oldest and not within their 60 day time frame. They lied on the phone call stating they would open a dispute on all charges then sent me a letter stating they decline to help me get a refund. I figured out myself that they only started a dispute for the first month, I checked with a different fraud agent there who verified this to be true.

I have been a customer for 40+ years, which they always tell me thanks for being a loyal customer for 40 yrs. I am sick of bug corporations closing the door on any form of help.

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User's recommendation: Use Citi credit card! They are way better and refunded the money for the one month ($583) that I used that card for a payment.

YadiAvina

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Verified Buyer
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Verified Reviewer

The worse Identity verification procedures

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American Express - The worse Identity verification procedures
American Express - The worse Identity verification procedures - Image 2

I am profound frustrated and disappointed regarding the ongoing issues I have encountered with my Gold Account and I guess now the other three accounts Despite my repeated and diligent efforts to resolve these issues, I am yet to receive effective assistance or a satisfactory resolution. Since the inception of this account, I have faced numerous challenges.

Most recently, I have complied with all the requested procedures, including utilizing Notary-Cam services, physically leaving my house to get documents notarized, and incurring related expenses. On March 1st, I again faxed all necessary documents to the number provided (+1 62*-***-****), as instructed. I have proof of these documents being sent and received successfully. Despite these efforts, my accounts are paper weights American Express seems to be the only company I am experiencing issues with, despite having multiple accounts with different institutions.

Security is a major concern and I appreciate your efforts however the exaggeration stressed me out. Is this because I Am a new member. American Express, now saying that my account would be closed pretty much. I have submitted complaints to the Ive once contacted Better Business Bureau and the Consumer Financial Protection Bureau regarding this matter.

I did receive a call from a representative, from AMEX Executive office, but there has been no follow-up since then.I have fulfilled my part of the necessary procedures more than adequately. Ive submitted want they wanted am I a fake person??

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Pros:
  • Prestigious
  • Highly recommended
  • Great rewards
Cons:
  • Not in touch with customer
  • Lack of customer support

Preferred solution: I want my account restored

User's recommendation: When you apply make sure you provide more than what they ask because once you start setting up your account fraud alerts start going off with AMEX

Bettye K Hyw

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Verified Buyer
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Verified Reviewer

Card is activated but keeps on declining

American Express - Card is activated but keeps on declining

Keeps declining usage. It's dishonest to buy something that doesn't work. It's very frustrating, and the store where you purchased it does nothing to help you.

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Loss:
$1500
Cons:
  • Terrible cards

Preferred solution: Full refund

User's recommendation: Don't buy AMEX cards.. I think the web site has been compromised. When you put your card info in to activated the card someone steals it and use the card. Then you have to wait for a replacement card forever,

aaggs

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Verified Reviewer
| map-marker Berea, Ohio

Unprofessional and Disappointing Experience

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I've been a loyal customer of American Express for about a year, and unfortunately, my experience with them has been incredibly disappointing. Recently, I was late on a payment, and instead of reaching out to me to discuss the situation or provide any notice, they abruptly canceled my card.

There was no courtesy call or even an email to inform me about the cancellation beforehand. This lack of communication is completely unprofessional and unacceptable.

I expected better customer service from a company as reputed as Amex, but this incident has left me feeling frustrated and disrespected. It's a shame that they handled this situation so poorly, and I won't be recommending their services to others.

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User's recommendation: No go with amex

Justus Ppf
map-marker Rochester, New York

Problems with activating my 150 gift card

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Can't use my AMEX Gift card and I just loaded it last week and I tried to get it activated but nothing is happening,a problem.Please help

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Resolved
susan s Ehz

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Verified Reviewer

Resolved: After 44 years with AE...good bye American Express Platinum

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Updated by user Jul 17, 2024

Company fixed the issue and I have been provided with apology. everything was resolved

Original review updated Jun 17, 2024
AE customer service is in the toilet...my AE card number was stolen while traveling in Norway. Not the actual card, but my AE number.

I called to notify AE of fraudulent charges. I was told the card would be shipped out in a few days, (it was not). I use the AE card because of the travel insurance benefit. I have another trip planned, but I still have yet to receive the new AE card and I cannot charge that trip on AE until the new card arrives (NO real time committed by AE...maybe 10 days).

So I am going to have to buy travel insurance after spending $700.00 for the AE and not receiving the benefit.

I will be dumping AE and going to Chase Saphire (same travel benefits) for $600.00 less. By the way, their AE airport lounges are crowded and sometimes filled with loud kids.
View full review
Pros:
  • Past good customer service
Cons:
  • Customer service agents not knowledgeable and truthful

Preferred solution: Deliver product or service ordered

User's recommendation: Stay away, there are better alternatives.

3 comments
Fipos

They won't miss you.

susan s Ehz
reply icon Replying to comment of Fipos

I know, but it feels great to leave a *** review...

Fipos
reply icon Replying to comment of Fipos

They deleted your comment.

View more comments (2)
Alison R Tgf

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Verified Reviewer

Scammer

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I sent two Amex gift cards to a scammer, not realizing this person was a scammer. I am not a very happy person.

View full review
Loss:
$800
Pros:
  • Good company

Preferred solution: Full refund

1 comment
Alison R Tgf

I would just my money refunded if possible. This was no part of Amex.

Stacey D Mxo

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Verified Reviewer

My elderly mother purchased me an American Express gift card unknowing that there was a monthly fee of $8.00 dollars a month

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My elderly mother purchased me an American Express gift card unknowing that there was a...
My elderly mother purchased me an American Express gift card unknowing that... - Image 2
My elderly mother purchased me an American Express gift card unknowing that... - Image 3
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My elderly mother purchased me an American Express gift card unknowing that... - Image 5

I was so embarrassed and made ashamed the day I pulled out the American Express Gift Card that my elderly Mother purchased for me for my 52nd birthday, she gave me this card. My mother purchased the card in the beginning of the year for me.

Because its not visible and the card is wrapped in the packaging really well, t only shows $1.50 purchase price.

$20-$500 initial load. This is all in the front of the package, nothing saying that there is a monthly fee at all Serve cash Back Reloadable prepaid card.it shows nothing on the front or the back of the card

View full review
Loss:
$32
Cons:
  • Consumer knowingly deceive the people

Preferred solution: Full refund

User's recommendation: Do not purchase or support this company taking advantage of consumers unknown that there will be a monthly charge on a gift card they make purchase for friends or family

Nagina T

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Verified Reviewer

Request to Unblock My Card and Explanation for Missed Payment

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Dear American Express Customer Service, I hope this letter finds you well. I am writing to explain a situation that led to my American Express card being blocked due to an unpaid balance of $80.

Unfortunately, at the time when the payment was due, my phone was broken. As a result, I was unable to receive any calls or notifications about the outstanding balance. This situation made it impossible for me to address the payment issue promptly. I sincerely apologize for the inconvenience caused by this delay.

Now that I am aware of the outstanding balance, I am ready and willing to pay the amount in full as soon as possible. I kindly request you to consider my situation and unblock my card.

I have always valued my relationship with American Express and am committed to maintaining a good standing with your company. Thank you for your understanding and assistance in this matter.

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Pros:
  • Rewards programme
  • Travel benefits
  • Purchase protection
Cons:
  • Rewards redemption

Preferred solution: Apology

Anonymous
map-marker Somerset, New Jersey

Am still waiting for my refund checks

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Received 2 American Express gift cards. Neither has worked at any place I have tried to use it.

Always declined EMBARRASSING!!! Called Amex Ex they were to refund my card balances. 3 weeks passed, no checks. Called "it was a mistake on their end" Department head will review and get back to me in 2-3 days.

Asked for the manager. Had to make an appt to talk to him. Appt time came and went.

No call back, no checks no answers. WHERE IS MY MONEY?

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User's recommendation: DON'T EVER BUY THESE GIFT CARDS!!!!

Adolfo L Cwb

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Verified Reviewer

Declining

I bought a gift card from the store and I am trying to spend the money, but every time it gets declined. That's all.

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Preferred solution: Aproval to use gift card

User's recommendation: Idk

Anonymous
map-marker New York, New York

I was charged double the amount of interest for purchase this month.

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I feel that's is very unfair to increase my purchase interest after 18 yrs of being a member of this business.

What is the purpose of having the card and pay a annual fee too high.

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User's recommendation: If you have this card don't use it

Anonymous
map-marker Silver Spring, Maryland

Serve ignores my email after I provided all the information. Two months now and they tell me the same thing every time I called. Bad customer service and will never use them again

The representatives are like dealing with robots. They tell me the same thing every time I called.

No documentation and cannot help even after I sent all the documents they asked me to send. With such bad service, American Express should just use a recording because sadly they cannot resolve the issue over the phone.

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Ms M Oon

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Verified Reviewer

Nonexistent and Unreliable Customer Support

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After being a customer of amex since 2018, I was not provided a rectification for an ongoing credit issue after applying for a new credit card and receiving an insulting credit limit. I've been misinformed by several agents, transferred back and forth by agents who do not know the depths of their job and department, and ultimately given no resolution from a customer support manager named Francis, Corporate ID 142677 who cheerfully claimed, and I quote, "it is company policy that he is not allowed to provide his last name, and there is no exception to their policy rules", of which I'm already aware that he misinformed me as well. I am prepared to cancel all 3 credit cards I have with amex since they have no intention of salvaging this business relationship.

View full review
Loss:
$10000
Cons:
  • Unknowledgeable representatives
  • Poor policies and procedures
  • Poor communication

Preferred solution: An appropriate credit limit, minimally 15K

User's recommendation: If you ever need help from Support, you won't get it in a timely, accurate fashion, if at all.

About

Related Companies

Bluebird By American Express, Plenti, American Express Travel, American Express Global Business Travel, Membership Rewards

Summary

American Express - AMEX is a diversified financial services company that was founded in 1850 by Henry Wells, William Fargo and John Butterfield. American Express specializes in credit card, charge card and traveler's check business. The tagline of the company is: "Are you a card member?" American Express provides a line of credit card products, such as One card, Discover card, Centurion card, Blue card, Red Card, Clear card, Express Pay card and Plum card that allow their customers to carry a balance, interest protection, rewards program, savings accelerator plan, damage waiver and a variety of other benefits. American Express is a truly international company that has offices all around the world.

American Express reviews and complaints

American Express is ranked 32 out of 200 in Cards category

Area Served

USA

Payment Methods

American ExpressVISA

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