Manufacturer: American Credit Acceptance Category: Loans Clear all filters (10 of 10 reviews match)
filters
manufacturer:
seller:
Show
state:
Show
city:
Show
category:
Welp if you can afford not to go with American Credit Acceptance please do. As of November of 2016 the company no longer takes principle payments . My payment of 456.00 breaks down to $300 interest and $156.00 priciple . Once again they no longer will let us customers put money towards our principle . Please do not sign up with this company. Its unfair that in 2017 hard working people cant catch a break. After speaking to a manager all she could...
Read more
1.0
I didn't like
  • Loan shark
#1006907
Ive had a loan with these clowns for 4 years and now the vehicle which is a 2004 is having major mechanical issues and has it since I bought it 4 years ago..I got copies of all the work orders and work I had done and still they were only willing to do 75% of what I owe. They are charging me 23% interest for a $7,000 vehicle. I got the vehicle appraised at several car dealerships and was only offered $500 for trade in value. Its covered in rust...
Read more
Anonymous

Anonymous What kind of *** would agree to 23% interest on ANYTHING?!? Don't get me wrong. I know the answer. You couldn't get a real auto loan. I hate people that willingly purchase gar...

1.0
I didn't like
  • Lack of customer service
  • Really none professional
  • Customer service
#944007
On the American Credit Acceptance website it instructs customers to contact them via their 800 number if they want to ask about getting their due date changed. It states that the status of the account will be taken into consideration when making the decision. I have had an acct (auto loan) with them since 2011 which have paid faithfully via automatic draft from my checking account since I opened the loan. Never missed a payment and it is...
Read more
I need help my place to live just ran out currently paying extra money in and out of hotels exhausting my funds i need to be pushed back I can make an payment on the September 29 but that will only go toward the interest not the principal please can you pushed back the payments for me for three months please contact me with a solution because I need my car and more Importantly I need to save my credit please contact me at 4049778867
Read more
My payment amount due went up over $30 right after I contacted the BBB over some late charges they refused to completely reverse as a one time courtesy. Sounds kind of sketchy right? On top of that, there's no explanation of this additional $30 dollar charge anywhere that I can find. They still haven't resolved the situation with the BBB, but I definitely contacted BBB after this situation. I can't even talk to them because it makes my anxiety...
Read more
Anonymous

Anonymous I totally agree

Anonymous

Anonymous Just like all the others...you're here to wail and whine because of the consequences of being a late payer. All these consequences you don't like were brought on 100% by YOU!...

This is by far the worst compny to ever do business with. I purchased my car 4 months ago and set up automatic draft 4 months ago; i have to call every month because they never take my money out, and then i have to have a arguing match before they take my payment. After every call its the same thing "we turned your autmatic payment on but when the day comes they never use it. Im so fed up i really been thinking bout refinance with someone else....
Read more
Anonymous

Anonymous Yaaaaa I sent in payments by money order & all they keep doing is calling nagging saying they didn't get it & want to report the vehicle & EVERY FRIGGING TIME they ALWAYS end ...

I pay my car note online or over the phone.The only complaint i have is when im a day late on my payment, i get a call about (1) when im making the payment (2) why am i making the payment late? Payments arent late until after 10 days so that confuses me to WHY im getting a call the very next day. I dont think its any of their business as to why im a day or so late but whatever.I try not to deal with them over the phone as much as possible.
Read more
Anonymous

Anonymous It is their business to know because you signed a contract saying you would make your payment on the due date. It's late the very next day. The grace period does not mean that...

i paid off my vehicle.now i am being asked when i call to make a payment. this company is worse tha scam artists. I was given a loan which i paid on time , i paid them $4,378 in a 5 month period and only $18 dollar's was credited to my principal. also when i called to make the payoff i owed $1,096 more the amount financed. so i advise not doing business with these people ever. plus im still waiting for my title.its been over 22 days
Read more
Anonymous

Anonymous How did it affect your credit when you paid it off. Did you credit score increase because I have been paying threes on time payment and it has no affect on my credit score at ...

My boyfriend got a from Labonte Chevrolet, which the car was financed through you guys (American Cridt Acceptance).With the experience him and his mom had had, I know who not to get my first car financed through, and to let anyone else know. Y'all claimed he didn't pay his car payment in December, yet y'all took a payment for January and February. Then here comes March, we wake up at 6 in the morning and his car is gone. It took us about 5 hours...
Read more
Anonymous

Anonymous Did he have to pay all of it in cash before he could get the car back from repossession?

Anonymous

Anonymous Your January payment was applied to December and your February payment was applied to January. So technically you were a month behind and they had a right to repo your car. If...

This company is a joke.After my girlfriend bought her car through Carmax, ACA was one of the financial institutions that she chose. After paying for 2 years on time, I went to the site to see what the payoff amount. To my shock, we paid $9000 for a $14,000 loan. Only $2,000 was taken off the price while the rest went to interest. When I called ACA, the told me she has a daily interest rate of 8% and their was nothing they can do about it. If we...
Read more
Anonymous

Anonymous THANKS FOR THE LAUGHS!
In every car loan in every state, county and city in the USA, interest is paid down FIRST then principle!!! Its called "AMORTIZATION"! When you mak...

1.3
I didn't like
  • Loan shark
#828952