147 Advanta Bank Reviews | advanta.com @ PissedConsumer

Devin M Wmx

Lost and found urgent

Aug 29, 2020

1.0

Hello my name is Devin I'm contacting you regarding a lost wallet and set of keys

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Loss:

$80

Preferred solution: Lost and found

terry L Zhr

Oak Hill, West Virginia

Scammed

Sep 13, 2019

1.0

Paid via auto payment on a small (1400) debt via a DOD salary to Advanta. They said I didnt pay them one month (although I paid electronically and couldn't miss a payment) and charged me fees and upped my payments and added twice what I owed them.Why hasnt the CCC or Attorney General for USA put them in jail instead of allowing them to screw up our credit 9 years later for thier dishonesty/lies and unethical practices?

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Loss:

$1400

Reason of review:

lies inflated interest doubled amount owed

Preferred solution: Full refund

Anonymous

Guest-575249

Magnolia, Texas

Advanta bank

Dec 27, 2014

Advanta has been put out of business and is having to issue refunds check with your state comptroller for any refunds you might have coming. I got $499 back but still have a bad mark on my credit that experian etc will not take of. Advanta screwed allot of people if we did something like this we would be in jail. They tried to get $22,000.00 from me and I owed them nothing always paid my bill in full and never late for 8 years and they are the *** if the earth and deserve anything they can be given.

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Cons:

Getting screwed

Reason of review:

Poor customer service

Preferred solution: Let the company propose a solution

GFC G Azc

Fayetteville, North Carolina

Advanta let alone scams consumer but also non profit fund raising

Nov 17, 2010

I am seeking to sue advanta in a lawsuit regarding credit card fraud and also for scamming and breaching contract with helping military family who also setup an affiliation to work with them for fund raising and in return went into partner for hiring the non profit founder to use name and help with fund raising and then advising for the projects. In return offered funds at an agreement and then did as such on a consumer level started charging and uping fees without any return of the agreement on affiliation. then as such closed then account and never followed through on the agreement. with this there was charges made in fraud of fees and no payout from the original affiliate agreement for advertising and marketing the bank for each application. with this they tried to control and breached the contract and then asked to try and take the money with services as stated on a consumer level and also business level to help small business and non profit in return was trying to compensate funds which is considered illegal. also inreturn after investigations it was a scam to raise and take money from outside for a political campaign person I am asking to join or have a lawyer put counter lawsuit to also with their threats of the reports against the founder on a person level which hindered the fund raising and such. along with the money that was already invested into the credit card program. for 3 million and more dollars. to include class members if possbile at another amount. please contact me I am also in military area and we work with federal programs I appreciate a response asap and seeking lawyers who take the case to end within six months I am trying to enforce the justice system on cases like this where judged spann out for too long when victims are in hard times. please help me petition for this for we need to remind these people we vote into office including judges that they work for us not the other way. to include a petition to allow some restitution to victims for these types of cases for class members if you are on the advanta case I would like to add my name as the plaintiff and help with the case on what is required and needed and expected of me and also suggestion for class members reach our association at fitprolifestyle@***.com

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Loss:

Earl Tkq

Jacksonville, Florida

Illegal late payment fees

Oct 22, 2010

Advanta Bank is a predatory bank. They are very slick. They are deceiving customers with their crafty devices, and they need to be put out of business. For many years I have been paying my bills electronically through my bank. For the second month in a row they are assessing a late payment fee even though I always send my electronic payment on time. I just found out today what their game is. The trick they are playing is that all of a sudden they are not accepting electronic payments from the other banks, so this forces the banks to send the payments by mail. Since the banks have to mail them the checks for payments, they have changed their payment mailing address without notifying the costumers. This causes the checks to arrive late every time. I wonder how many thousands of costumers are being taken to the cleaners by these thieves.

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2 comments

Guest-402687

Jan 04, 2012

Advanta provided the worst service I have received from a bank in ten's of years. I had the same experince with it is all the customers fault, advanta doesn't make mistakes. they always hold mailed checks to make sure they can collect fees, very consitant behavior of advanta. Advanta made a mistake, on posting a payment. The account holder enforcement people called every hour to harrass becuase of their mistake. When I talked to them they were rude and told me it was my problem and that I would have to file a written dispute. They repond to written disputes with a form letter that it is not advanta's problem. Then when I call to ask for help, get the rude people who just want you to pay provide no help or service.

After sending 3 letters of dispute, advanta sends 3 letters stating to file a letter of dispute. the whole time you deal with the written dispute advanta requires, the enforment team punihses you with hourly calls of why you have a dispute over a small amount of $125.

Ever since advanta had the FDIC take over and ripped USA for millions the attitude is abuse the customer, what can a customer, they took their money and dumped the business.

If you have the opportunity to get away from this bank do it. The will take your money and then abuse for letting them take it, I am still shocked by how abusive the people who answer the phone will treat someone that is part of the system that let's them get paid.

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Anonymous

Guest-171827

Boulder, Colorado

Advanta Bank issues card without validating applicant

Jul 27, 2010

In 2005, my bookkeeper applied for a business card with Advanta using my name and SSN, a fraudulent, non-working telephone number, her own e-mail address and a mailing address that she was using. Advanta then issued a credit card with my name on it. This person then went on to get a card under a second account, separate account number with her name on it, but with my name as the responsible party. Advanta issued this second card as well. Advanta's response is that since the card was applied for over the internet, they did not need a signature to approve the application. They furhter state the the information provided on the application could be "validated by public records"...yet the information was false. Advanta has told me that "they sent me the wrong information used to open the account", but they have not been able to provide contact information or a mother's maiden name is correct, or even proof that they know it. They also state that they have a voice recording of me giving authorization for the cards to be issued, but cannot explain how they were able to contact me when they had a phone number that has never been a working phone number, and "they have lost the recording".

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2 comments

Guest-198676

Oct 09, 2010

I had the same experience.....what were your results?

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Anonymous

Guest-165071

Stone Mountain, Georgia

Advanta

May 19, 2010

I opened an account with Advanta back in 2004 -- Interest rate was 7.99% increased to 24.99% -- unable to speak with a live person about account -- they refer you to 'credit counseling' It would be appreciated if I can have a LOWER interest rate so I can SURVIVE -- I do not want this to affect my Credit Report so this is why I struggle to pay over $300 a month it has been NOTHING but a struggle I continue to stress this -- It is awful how Banks can get away with what they do to the consumer(s) I am just pressing on

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4 comments

Guest-799340

Mar 27, 2014

Advanta did the same thing to us however they will not talk to you unless your bill is past due then they call relentlessly. what you need to do i is tell them you have a hardship, they will transfer you to someone who can make payment arrangements with a lower rate and fixed payments.

Helpful

M Z

Oct 14, 2010

Advanta did the same to me when I had 7.99% and it went up to 24.99%. I paid half of the balance off.

The rest I pay late and when they call, I ask to waive any late fees and over the phone payment and I will pay the past due amount. Because they pissed me off. I may have slow payment on my record, but, this is Advanta bank and everyone knows how they stick it to yah anyway! The last time they called me, they actually offered to lower my interest to 16.99% if I paid the amount due and past due.

They also offered 7.99% if I paid 3x the amount due. If you pay 6x the due amount they lowered it to 0%. I don't know if a lot of people are defaulting and Advanta is not getting any money at all. Let them call you, and be about a week late on your payment, and then ask them to lower your interest and not charge you a late fee and over the phone fee.

Good luck with that! Their number on my caller ID is 1-87*-***-****.

I called this number and I was on hold for awhile. So, let them call you!

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rosebud Atx

Newark, New Jersey

Same problem as many - Advanta's criminal actions

Mar 08, 2010

I hate this company! They did the same to our small business a couple of years ago after they continually increased our credit limit. After several attempts to lower my rate from 30%, they finally brought it down to 19.99. I've been trying to pay off my balance with timely monthly payments which are way over the minimal. Was late by 2-3 days with 2 payments in the last 12 months and now my APR went from 19.99 to 29.99. Contacted Advanta - no help! I'm already signed up for a class action suit again them but I want to know if I should continue to pay off the balance.

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2 comments

Guest-190833

Sep 16, 2010

We Handle all civil and federal cases Nationwide.

Defend yourself against Credit Card fraud.

We specialize in:

Foreclosure

Garnishments

Repossessions

Credit Card lawsuits

Judgements and other related debts

CONTACT:(212)709 ****

Monday-Friday 8am to 6pm

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ndrking K

Baltimore, Maryland

Credit practices

Feb 18, 2010

This bank accrues fees and finance charges so that for every $10 one has in the loan balance, they charge an additional $5. I can never get my account to get below $100.00, no matter what I try. And to think that I started with about an $1150.00, paying $100.00 every month, has now taken 3 years and I am still dealing with a balance. I consider them to be an unworthy company with tactics designed to keep you paying forever. Albeit, this is not the only company out there like that. But interest rates above 30% is outrageous. They are true "Sharks" by the meaning of the term in bank lingo. Do not open an account with this bank. This a warning to protect all other customers out there.

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2 comments

Guest-190839

Sep 16, 2010

We Handle all civil and federal cases Nationwide.

Defend yourself against Credit Card fraud.

We specialize in:

Foreclosure

Bankruptcy

Garnishments

Repossessions

Credit Card lawsuits

Judgements and other related debts

CONTACT:(212)709 ****

Monday-Friday 8am to 6pm

Helpful

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Serge Oxh

Austin, Texas

Where can I join a class action suit against Advanta?

Jan 21, 2010

Can anyone please give me contact information to join a class action suit against Advanta? A long story short, several months ago Advanta tried their interest rate hike games on me without any justification then closed my account after I paid it off in full to avoid the new interest rate and are now trying to "buy me off" with a check they sent me. They chose to close my account after I told them that until they lowered my interest rate back down I would not use their card. I had never paid late and always paid more then was required! I have not cashed the check they sent me last October and would like to join in "giving them a taste of Texas justice"! Can anyone help? Please email me at berlinaustin@***.com Thanks for your time!

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1 comment

Guest-190831

Sep 16, 2010

We Handle all civil and federal cases Nationwide.

Defend yourself against Credit Card fraud.

We specialize in:

Foreclosure

Garnishments

Repossessions

Credit Card lawsuits

Judgements and other related debts

CONTACT:(212)709 ****

Monday-Friday 8am to 6pm

Helpful

realcomfort

Lexington, Kentucky

Advanta Bank beware of ever having one late payment

Jan 12, 2010

We had an Advanta Bus. Master Card with a special promotion of zero% interest through Jan. 2010. They closed our account only 3 weeks after making the transfers to them because they got out of third party credit cards. My payment was received 3 days late, not only did they charge me the late fee of $39, but they charged me full interest due to "breach of contract" because the pmt was received 3 days late. That was $407 in interest 29%, which is an illegal interest rate for my State, 24% is max. Anyway, never do business with this sorry customer service company. They do not care one bit about their customers only their pockets.

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2 comments

Guest-190840

Sep 16, 2010

We Handle all civil and federal cases Nationwide.

Defend yourself against Credit Card fraud.

We specialize in:

Foreclosure

Bankruptcy

Garnishments

Repossessions

Credit Card lawsuits

Judgements and other related debts

CONTACT:(212)709 ****

Monday-Friday 8am to 6pm

Helpful

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Emani Lwe

Orlando, Florida

Advanta bank interest hike and harrassment

Dec 19, 2009

I would like the join the class action suit against advanta for hiking the interest rate from 9% to 35% without warning, then closing the account in July of this past year. They refuse to return calls for negotiation and have "Jim,John, Bob, Donna and Janet" from India calling me 3-5 times a day, bullying me and harrassing me, telling me they will stop calling as soon as I set up a payment with them. I set up an automatic ONE time payment and am now caught up. The calls keep coming, as early as 7:30am. They pretend they are from Pennsylvania and tell me that "Brian" is their supervisor, and he doesn't have a last name because they all just call him "Brian." I am infuriated with the unprofessional service and lack of concern for me and my business, and also afraid these bloodsuckers will hijack my checking account. I have already visited my bank to make sure no unauthorized transactions result.

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3 comments

Guest-149110

Jun 01, 2010

File a Complaint with the FTC. By law , they can not set up an agreement with you to repay,and then harass you into a prepayment, post dated check, situation.

Its state don the FTC site. If enough people file a complaint, there will be action taken against them.

They filed for chapter 11 bankrutpcy. Im not sure how much of their debt they can recover.

Helpful

Guest-97535

Dec 23, 2009

I too have been defrauded by Advanta. My credit card went from 12.99% to 36.99% because I accidentally paid another credit card (AAA VIsa) twice, through my bill pay.

As soon as Advanta called me, I realized waht had occurred and made a payment. My next bill showed the rate hike. I tried calling to get a supervisor and was told by the call center in India (who like to lie and say they are in Pennsylvania) that a supervisor would call- but noone would. I have since written 2 letters requesting a call, to no avail, so I quit paying them.

Then all the harrassing phone calls started at all hours of the day.I kindly told them that if a supervisor won't call me, I won't pay and I haven't since. THe calls continue and now their "litigaiton department" writes threating litigation.

I wrote them back explaining that if they want any money from me, they could resume to my original terms with no late fee's and no negative reporting, or else they could sue me.... I am DONE!!

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Lee O Jmc

Eureka Springs, Arkansas

Advanta Complaint!

Dec 14, 2009

After approximately 10 years of timely payments, never late once, Advanta notified me that the most recent, November, payment came in 2 days late and they are exercising their right to adjust the interest rate and removing the promotional rate. They refuse to reveal the new interest rate to me and let me know it will be reflected in my new bill. They also refused to allow me to speak to a Supervisor and would only provide a P.O. Box to write a letter of complaint. I was told that Supervisors do not accept calls. I am already struggling to stay on top of my financial obligations. An increase in the interest rate will add to this burden. I'm making a sincere effort to maintain my good credit rating. Companies like this are pushing our economy deeper into recession with these types of efforts!

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1 comment

Guest-94881

Dec 14, 2009

Is there anyway to get them to stop calling me at work?

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TDM

Las Vegas, Nevada

Advanta 34.99% interest!!

Nov 04, 2009

I would like to join everyone in this class action suit if there is one. I am a small business owner and have paid this card on time every month. Rates went from 6.99% to 34.99% Finally had to borrow money from my in laws to pay them off. Sent check with delivery confirmation. They waited 3 days to cash check so they could charge more interest. This has to be illegal for everything they have done. I called to confirm the check and delivery date with a refund for compounded interest. They said it would take about a month. I feel I should charge them interst rates!!MAD in Seattle.

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7 comments

Guest-103258

Jan 11, 2010

Please add me to the class action. email: baunjulian@***.com

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portagecar

Akron, Ohio

Advanta credit card missing statements

Sep 29, 2009

My company has had a small business credit card with advanta for 5 years and always received a mailed statement on time. We had a promotional interest rate of 6.99%. We had noticed that the default interest rate was jumping up to 34.99% last year. We weren't really affected because we had the promotional 6.99%. We had considered using this card for every day business expenses so called to complain about the high default rate of 34.99%. We were told that this is the rate no exceptions unless you have a promotional rate. Needless to say we didn't use this card for every day expenses. We always paid on time and always more than the minimum. We received notice in May 2009 that advanta lost it's funding and could no longer provide credit card services after May 30th 2009. That was fine with us we could just continue paying our 6.99% until the $10,000 was paid off. Guess what happened next! We never received a June statement and by the time we realized it the payment was already past due. We called advanta immediatly and payed right away. The agent realized we had never payed late in 5 years and credited us the late fee. We got the new statement and the late fee was credited but the interest rate was now 34.99%. $350 per month in interest because we didn't get that one crucial statement the month after they lose their funding. I've read other complaints about customers not receiving statements. I was told that we must have received it because if we didn't it would have been returned to advanta and they have no record of receiving it. Seems to be a common problem with advanta not sending statements and subsequently raising customer interest rates to 34.99% or higher. Has anyone else had this problem?

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5 comments

Guest-111805

Feb 04, 2010

I'm in the same situation as you're in...please email me. I'm taking them to court.

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Anonymous

Guest-150166

Miami, Florida

Total Rip Off

Dec 07, 2009

from 2.99% they increased rate to 34.99% without notice or reason. one bill not received in mail (first time ever failed on payment on time) they charged late fees and sent me to Credit Bureau!!! have talked to many people at advanta but they are robotic and indifferent. Won't believe what happened: bill never received that month and then they stopped sending it. when called was told that they had decided to stop paper statements that i was obliged to pay on line and i was never advised if i hadn't called wouldn't have known.

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1 comment

Guest-98600

Dec 28, 2009

I try setting up automatic payment, and customer representative refuse to do so. and now a am getting charge late fees.

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Contact Information

Website:

www.advanta.com

Mailing Address:

2870 Pharr Court South NW Suite #3001

Atlanta, Georgia 30305

United States

Phone:

(404) 238-2682

Contact Advanta Bank Customer Service

About

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Advanta Credit Card

Summary

Advanta is a bank holding company. It was founded in 1951 by Jack Alter who was a schoolteacher in Philadelphia. Initially the banking corporation was founded as a company offering personal loans to teachers. At the present time Advanta financial company operates two banks, which focuse mostly on the small business credit cards and related services. These banks are Advanta Bank Corp and Advanta National Bank. The company was ranked as one of the best companies to work for in the United States by Fortune Magazine.
Besides, Advanta is one of the most rapidly growing financial services companies.

Advanta Bank is ranked 368 out of 1246 in Banks category

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Advanta Bank

Advanta Bank Overview

Top Advanta Bank Reviews

"Lost and found urgent"

Lost and found urgent

Scammed

Advanta bank

Advanta let alone scams consumer but also non profit fund raising

Illegal late payment fees

Advanta Bank issues card without validating applicant

Advanta

Same problem as many - Advanta's criminal actions

Credit practices

Where can I join a class action suit against Advanta?

Advanta Bank beware of ever having one late payment

Advanta bank interest hike and harrassment

Advanta Complaint!

Advanta 34.99% interest!!

Advanta credit card missing statements

Total Rip Off

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