John Darer is a Con Artist

John Darer is a con artist that I tried to work with but he was impossible to deal with. He spouts off and just never ever shuts the heck up. Man does this boy keep on blabbing on and on and on.. If you dont believe me call him and listen to him ramble on about nothing...
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I am the Business Owner. We keep good records and we have not ever spoken to or done business with anyone by the name of Jaquell Lhm.

It's easy for the anonymous to throw around words like Jaquell Lhm has. The individual does not make any sense, because if any of it were true JD could not hold any insurance licenses as he has for 39 years. It's easy for any consumer to verify a license through online records with the relevant state insurance department (in some case referred to as Department of Financial Services). The individual seeks an apology for someone and/or something that simply cannot be substantiated.

Please refer to and Please refer to and

#4134659 Review #4134659 is a subjective opinion of poster.
Stamford, Connecticut
  • Guy takes no responsibility
  • Scammer
  • Con artist
  • Fraud
Preferred solution
New Reviewer

Excellent experience

I had nothing but a wonderful experience with Mr. Darer. Mr. Darer explained everything to me in a layman's term so that fully understood what I was getting into. Mr. Darer was very professional and always returned my calls efficiently. I would definitely come back to 4structures if ever in need. Thank you

User's recommendation: Wonderful.

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Thank you Lawann!

#1838879 Review #1838879 is a subjective opinion of poster.
  • Professional

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Verified Reviewer
New Reviewer

John Darer - - The Worst Structured Settlement Planner in America - Stamford CT

After I won a lawsuit my lawyer put me in contact with John Darer of to put my winnings into a structured settlement. Mr. Darer is supposedly an expert in setting up a structured settlement. The structured settlement that John Darer put me in is...
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We keep really good records and we do not have any client named Deb S. Whether a client called one time or 20 times each call is important to us.

This appears to be a male client, first initial R. who was represented by an attorney and signed a Settlement Agreement and Release establishing a structured settlement in 2017. As the client was a Medicare Beneficiary, a Structured Medicare Set Aside Account was established with a professional administrator.A Medicare Set Aside is a voluntary process to demonstrate compliance with the Medicare Secondary Payer Act. Those who do not comply risk non payment by Medicare for accident related injury that would otherwise be covered by Medicare.

An MSA cannot be used to pay non accident related expenses or those that would not be covered by Medicare.The client contacted me in 2-16-2019 and claimed the third party administrator (TPA) had not been paying his bills. The TPA had actually paid some bills but did not pay (and should not have paid ) where it was not a Medicare Eligible expense. Contrary to what the posting says I spent 7.5 very patient hours that weekend communicating with the client, responding to emails and calls on all day that Saturday, Saturday night and continuing the next day and to Monday. R not followed through.

One simply cannot share client records in a forum such as this. but it would be inappropriate to post them here. After this was posted, I contacted the TPA and R. has not contacted them.since 2018.

R has asked in the post for the Company to propose a solution.

It should start with a phone call from R. Anyone who wants to read more about Medicare Set Asides can follow this link

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#1811594 Review #1811594 is a subjective opinion of poster.
  • Cruel
  • Unprofessional
Preferred solution
Let the company propose a solution

John Darer Complaints Reckless and Wild Individual

When I thing of troubled young men who must have been picked on by every kid he knew growing up I think of John Darer. This cyber bully is not the type of person I would ever want to do business with and anybody who is lucky enough to read this then you should also know that somebody who's sole job is to take advantage of businesses and to slander the good names of families to try and make a living is a dangerous person. If you are in the Stamford Connecticut area you will find that this person is a ghost and nobody in town knows him. My family had a structured settlement in Detroit here and we called him and he was *** and rude.
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John Darer is definitley crazy and is missing a few screws. Actually a lot of screws. So many complaints about John Darer.


No legitimate complaints, just credential after credential and great commentary.


the complaints in this industree are crazy

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#904884 Review #904884 is a subjective opinion of poster.
Southfield, Michigan
Reason of review
Not honest - Complaints about John Darer
Preferred solution
To ban this person.