4Structures Reviews
4Structures Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
4Structures has a 3.3 star rating from 2 reviews and a split sentiment with 50% positive and 50% unfavorable. Reviewers highlight Website and Privacy and Data Security as valued features and rate price level as medium.
Key Takeaways for Future Customers
- Read several 4Structures reviews before engaging and confirm structured settlement terms in writing.
- Ask about data security, fees and written explanations of payment schedules.
Negative Feedback / Risk Areas
- Multiple reviewers report allegations of fraud, unprofessional behavior and feeling misled, reflected in 4Structures customer complaints.
- Complaints include poor responsiveness, unsuitable settlement structures and dismissive handling of concerns.
Positive Feedback
One reviewer reported a professional, clear explanation and timely returned calls, describing a wonderful experience and willingness to return.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
4Structures has a 3.3 star rating from 2 reviews and a split sentiment with 50% positive and 50% unfavorable. Reviewers highlight Website and Privacy and Data Security as valued features and rate price level as medium.
Key Takeaways for Future Customers
- Read several 4Structures reviews before engaging and confirm structured settlement terms in writing.
- Ask about data security, fees and written explanations of payment schedules.
Negative Feedback / Risk Areas
- Multiple reviewers report allegations of fraud, unprofessional behavior and feeling misled, reflected in 4Structures customer complaints.
- Complaints include poor responsiveness, unsuitable settlement structures and dismissive handling of concerns.
Positive Feedback
One reviewer reported a professional, clear explanation and timely returned calls, describing a wonderful experience and willingness to return.
Stamford, Connecticut
John Darer is a Con Artist
- - John Darer is a con artist and scammer who tried to rip me off.
- - He was hard to deal with.
- - He has been sued multiple times for fraud.
John Darer is a con artist that I tried to work with but he was impossible to deal with. He spouts off and just never ever shuts the heck up.
Man does this boy keep on blabbing on and on and on.. If you dont believe me call him and listen to him ramble on about nothing and talk about how great he is and that all the reviews about him being a scammer, inducing fraudelent settlements, being licensed, blah blah blah.. This guy is one you need to stay away from. He is a straight up con artist and scammer.
He tried to rip me off but I ended up working with another company in his industry and am glad that I got away but that wasnt before he called me non-stop for a period of time.
He has also been sued multiple times for fraudelent practices against a woman. So if you are a female do not work with him he doesnt respect women.
- Guy takes no responsibility
- Con artist
- Scammer
- Fraud
Preferred solution: Apology
User's recommendation: Con Artist
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerJohn Darer - 4structures.com - The Worst Structured Settlement Planner in America - Stamford CT
- - The settlement John Darer set up was insufficient.
- - Tax explanations were not provided.
- - JG Wentworth offered only a fraction of the initial settlement.
After I won a lawsuit my lawyer put me in contact with John Darer of www.4structures.com to put my winnings into a structured settlement. Mr. Darer is supposedly an expert in setting up a structured settlement.
The structured settlement that John Darer put me in is totally NOT sufficient for my needs. I explained this from the get go but Mr. Darer didn't seem to care.
I am now stuck with small payments for the rest of my life, yet I can't pay my bills. The tax stuff was never explained to me by Mr. Darer. To be honest nothing was ever explained to me.
It is very insulting that the judge and my lawyer thought that I wouldn't be able to do the right thing with my settlement, and they pushed me to deal with John Darer.
I have tried to get Mr. Darer to change my settlement payment terms, but he just blows me off. I am so fed up with his snobby attitude. He treats me like he has made his money off of me and since he can't make a new settlement (and make more money) now I am just a pain to him.
I even emailed him copies of my overdue bills, and he just ignored my emails. After about 20 calls to him begging for him to help me he told me to call JG Wentworth. I called them and the figure they gave me was only for a fraction of what my initial settlement was for.
The JG Wentworth representative said that was the most that they could offer. They also said that "John Darer has a reputation in the industry for being an unprofessional, {{Redacted}} and a real jerk".
WELL THAT'S JUST WONDERFUL! - LUCKY ME!
I hope that this helps someone else out there not to trust John Darer with your settlement proceeds because I feel like I am being victimized over and over and over again.
- Cruel
- Unprofessional
Preferred solution: Let the company propose a solution
We keep really good records and we do not have any client named Deb S. Whether a client called one time or 20 times each call is important to us.
This appears to be a male client, first initial R. who was represented by an attorney and signed a Settlement Agreement and Release establishing a structured settlement in 2017. As the client was a Medicare Beneficiary, a Structured Medicare Set Aside Account was established with a professional administrator.A Medicare Set Aside is a voluntary process to demonstrate compliance with the Medicare Secondary Payer Act. Those who do not comply risk non payment by Medicare for accident related injury that would otherwise be covered by Medicare.
An MSA cannot be used to pay non accident related expenses or those that would not be covered by Medicare.The client contacted me in 2-16-2019 and claimed the third party administrator (TPA) had not been paying his bills. The TPA had actually paid some bills but did not pay (and should not have paid ) where it was not a Medicare Eligible expense. Contrary to what the posting says I spent 7.5 very patient hours that weekend communicating with the client, responding to emails and calls on all day that Saturday, Saturday night and continuing the next day and to Monday. R not followed through.
One simply cannot share client records in a forum such as this. but it would be inappropriate to post them here. After this was posted, I contacted the TPA and R. has not contacted them.since 2018.
R has asked in the post for the Company to propose a solution.
It should start with a phone call from R. Anyone who wants to read more about Medicare Set Asides can follow this link https://www.4structures.com/medicare-set-aside-allocation
Replying to
Excellent experience
- - Wonderful experience with Mr. Darer.
- - He explained things in layman's terms and was professional.
- - I would definitely come back to 4structures.
I had nothing but a wonderful experience with Mr. Darer.
Mr. Darer explained everything to me in a layman's term so that fully understood what I was getting into.
Mr. Darer was very professional and always returned my calls efficiently.
I would definitely come back to 4structures if ever in need.
Thank you
- Professional
User's recommendation: Wonderful
Southfield, Michigan
John Darer Complaints Reckless and Wild Individual
- - Reviewer alleges the person is a cyberbully.
- - They say the person is unknown in Stamford, CT and rude about a Detroit structured settlement.
When I thing of troubled young men who must have been picked on by every kid he knew growing up I think of John Darer. This cyber bully is not the type of person I would ever want to do business with and anybody who is lucky enough to read this then you should also know that somebody who's sole job is to take advantage of businesses and to slander the good names of families to try and make a living is a dangerous person.
If you are in the Stamford Connecticut area you will find that this person is a ghost and nobody in town knows him. My family had a structured settlement in Detroit here and we called him and he was *** and rude.
Preferred solution: To ban this person.
John Darer is definitley crazy and is missing a few screws. Actually a lot of screws. So many complaints about John Darer.
John Darer of www.4Structures.com Was A Horrible Experience
- - John Darer structured my court payments into a settlement.
- - I am not satisfied; he did not explain or listen.
- - Avoid John Darer of www.4Structures.com.
John Darer was the structured settlement "professional" who dealt with structuring the court payments that I received due to a car accident into a structured settlement stream for me. I want to warn others that dealing with this man was the worst experience of my life.
I am not satisfied at all with the services that he provided to me. He did not explain what I was getting into and he never listened to the personal needs that I expressed to him.
I am now left with a structured settlement that does not take care of me and I am dealing with a really pleasant structured settlement company out of Houston TX in an effort to sell my payments and get the money I desperately need to live.
The nice representative that is helping me sell my payments was horrified at what John Darer structured for me. He recommended that I consider suing John Darer. The representative even put his boss on the phone and his boss (who is an attorney) also confirmed that John Darer's actions were unconscionable and that John Darer is well known among the structured settlement broker community as a loose cannon that cannot be trusted. They are even considering posting a nationwide press release warning others about what he did to me.
Once I get my money I will consider taking legal action against this terrible man.
No matter what you do stay away from John Darer of www.4Structures.com. He will just take advantage of you.
Oh David, get a life.
John Darer 4Structures Blog Lies & Deceipt
- - John Darer allegedly lies on his blog and claims defamation immunity.
- - John Darer harmed businesses and families and should be held accountable.
John Darer knowingly writes lies and untruths on his blog. He openly tells associates close to him that since he has business insurance covering him against defamation lawsuits that he is immune to being sued and that he can write whatever he likes no matter who it hurts and/or if it true or not.
Mr. Darer has been attacking my husband for the past 4 plus months and before that an associate of my husband's from TN. John Darer is a terrible man who constantly lies and makes false statements that are harming entire businesses and their families. With regards to the person in TN John Darer openly told many people that he found it hilarious that when she sued him over his slanderous blog posts that she spent over $500,000.00 yet he never had to spend a single dime.
John Darer's actions have given me the strength to speak to my congressman about making the defamatory actions of an individual like John Darer a criminal activity. John Darer should not be immune to prosecution when his lies end up hurting honest business people and their families. He needs to know that he will be held accountable for his statements.
In the meantime please do not do business with John Darer of 4Structures, LLC. or read his garbage at structuredsettlements.typepad.com. Get the word out there that John Darer is unprofessional, a liar and in my opinion JOHN DARER IS A CRIMINAL!
JOHN D. DARER IS AN AWFUL, UNPROFESSIONAL, DANGEROUS; INDIVIDUAL WHO WILL GET WHAT'S COMING TO HIM IN THIS LIFE OR THE NEXT.
Sincerely,
One Of The Many Victims Of John Darer's Lies
Anonymity goes only as far as a court subpoena. You've been forwarned.
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I am the Business Owner. We keep good records and we have not ever spoken to or done business with anyone by the name of Jaquell Lhm.
It's easy for the anonymous to throw around words like Jaquell Lhm has. The individual does not make any sense, because if any of it were true JD could not hold any insurance licenses as he has for 39 years. It's easy for any consumer to verify a license through online records with the relevant state insurance department (in some case referred to as Department of Financial Services). The individual seeks an apology for someone and/or something that simply cannot be substantiated.
Please refer to JohnDarerReviews.com and https://***/verified-client-reviews. Please refer to JohnDarerReviews.com and https://***/verified-client-reviews