After months of jumping through all kinds of hoops, even having to explain why I had a negative balance in my checking account for 1 day (credit card fraud) they declined my loan due to a mathematical error that should have been caught from the first time I sat down with them. I was pre-qualified in November 2012, paid for the appraisal, inspection and earnest money...

• Credit card fraud
• checking account
• negative balance

We started the re-fi process with Stephanie Pearson at WJ Bradley in the beginning of Oct 2012. Only reason we used WJ Bradley for the re-fi was because we were promised a free re-fi by our previous loan officer. We got what we paid for. Zero. Stephanie got pissed if we asked questions. Hardly any communication. We did everything she asked for every...

• WJ Bradley
• previous loan officer
• Stephanie Pearson

I am currently attempting to close a loan with WJ Bradley. Thier website promotes trust but do not make this mistake. Be very careful. They had me write the seller concessions for closing cost out of my contract because a USDA loan program they have allows 100% financing of closing costs. Then after I paid for numerous items and put down a deposit on the contract they told me that it was...

Pre-approved, Pre-qualified. Not sure while they do this to a person? I was both back in early November 2011. On March 23, 2012, one hundred twenty-four days later, still waiting on the UA, I was asked to do another extension(that would have been #4). I dropped out. So with ME doing that it cost me my earnest money(500.00 paid to Hud) and the money for...

i am well into my third month in trying to buy a house (a hud foreclosure) with a loan i have already been approved for. whenever i think everything is done (because jami hunting tells me i'm done), she calls or emails me the next day (everyday, even weekends) to inform me that i have a new list of items she (or her "underwriter", so she claims) needs me to instantly take care...

I tried to refi my house through making homes affordable. I went through W J Bradley. I was told by Relford Lewis at WJ Bradley that if my loan wasn't approved that I would not have to pay the appraisal fee. That was a misrepresention by Relford Lewis. I am currently told by Bank of America that I didn't have a contract so I am liable for the appraisal fee. I feel I was...