I was about to finance my car with a dealership's bank when I called USAA to see how much my premium would go up.At the time I was quoted for $173 a month for my and my wife's car which would have been great.
On top of that, they offered me a better financing rate on the soon to be car and they would also lower my insurance bill by $10 a month. Fast forward a couple of weeks. My wife gets in an accident and totals her car.
I call to report claim to USAA who then tells me that only my car was covered under the policy...turns out that I was paying $163 for just my vehicle and my wife's vehicle was not covered even though I had given them the VIN etc...So now I'm out $9k that we owed on her car plus the tickets we received!I've heard from other soldiers that even if you are insured that you should not finance with them because when you do wreck they lowball you on the value of a car (that you financed with them) and then charge you for the difference...WARNING stay away from USAA!!! 3011221