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One Main Financial, formerly known as CitiFinancial, is currently a part of Citigroup. The company started at 1912 under the title Commercial Credit and is currently headquartered in Irving, TX. At th...e present time, One Main Financial specializes in personalized loan products, including secured and unsecured personal loans for debt consolidation, home improvements, vacations, unexpected expenses etc. The company also writes home equity, mortgage, and refinance loans. One Main Financial provides its services through 1,300 locations throughout the country. The company claims to offer the most favorable terms, ensure easy application process and money availability the same day upon approval. Show more
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Just like a lot of pissed consumers I wanted to consolidate my bills. Three years later and I've barely seen a dent in the principal loan amount due to their variable (and ridiculously high) interest rate. Have I received a reduction in interest for making my payment on-time every month? *** no! Can they tell me what the interest will be next month? Nope ~ they sure can't and won't. In fact,...
Have asked them a 1000 times, or more to stop sending me applications for $6000 loans I don't want. Also, every time they send one of these out in the mail they do what is called a SOFT inquiry on your credit report. So it always appears that I'm applying for loans.....F%IN A$$holes!!!!!! I have to explain this to anyone I am actually trying to do business with. Today I called their local...
OneMain Financial interest is too high. I have been paying on my car for like 7 years and do not know what to do. Yes, I have refinanced it, but how long it has been I should have been paid them off. I do not know what else to do. They are to be ashamed of themselves for charging such a high price in interest. If I knew what I know now, I would have NEVER dealt with them. I have a another car...
When purchasing a home, we were 4000. shy of our down payment, so we got a title loan on our vehicle (which was paid off at the time). When we got the loan, we were told that we could refinance in 3 months at a lower rate because we could be home owners. When we went to refinance, we were than told that we could not refinance because we had too much debt. So now we are paying 4000.00 off at...
2007 = personal loan renewed every three months 2008= renewed loan renewed every three months 2009= renewed loan renewed every three months 2010 = manager suggested a equity loan to be debt free 2010 = renewed equity loan same year 2011 = lost my job due to a work related injury manager stated " I will bend over backwards to save your home" 2011 = manager suggest to get a personal loan to pay...
First I apologize for my poor English I am a single father of twin and I went to his company to get a loan for my divorce and pay off my credit card debs. They gave my $5800 for 60 month at 29.99% APR my payments are $189.00 a month but I pay $200.00 I got the loan in November 2012 I never was late also my payments are the 20th of each month one day I decide to pay on the 8th just because I got...
First off I consolidated a few credit cards. I mailed the checks out to pay off the cards and one card didn't get my check even though the check was cashed! I still owed the credit card AND one main. They basically said there was nothing they could do after 30 phone a to banks etc to track it down. Never ever got the credit card paid and still owed at one main. Beyond frustrated! I decided to...
about 11 years ago, when there was a property boom, we decided to obtain a 2nd mortgage nothing really excessive $25,000. We made one of the biggest mistakes in our 40 year marriage by going to one main. It is now years later, we are locked into a 2nd mortgage with 12% interest and have to date paid, in interest, $42,000. Our balance is now still $25,000. This is the cost of a car now days. Which...
I just finished paying my first loan with them. Was looking to get another loan to help consolidate some debt. Very unprofessional and didn't know what they were doing. I told them my credit score is very important because I am trying to buy a house. I asked if the initial process would be a soft inquiry on my credit. The employee said yes. Well, no it wasn't, it was a hard hit and my score...
I was in urgent need of cash for unexpected repairs, that also put me behind with paying other bills. For a year I had been receiving those offers via the mail for a quick loan. First mistake I made was allowing them to use my car as collateral. I totally forgot until I went to purchase my car. Months later I received a call from a rep stating that due to my on-time payments, my interest rate...
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