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Mortgage Investors Corporation is a mortgage financial company which specializes in working with American military veterans. It offers special refinance program for the veterans who have problems maki...ng their home loan payments. Its clients get the possibility to lower monthly mortgage payments and get an escrow refund without property appraisal, income verification, pest inspection or qualifying debt ratio. The other benefit of Mortgage Investors CorporationÃ¢â‚¬â„¢s program is that veterans donÃ¢â‚¬â„¢t have to worry about private mortgage insurance. The company has been operating in the market since 1938. It is owned and operated by veterans who see their mission in helping other military veterans to turn their home ownership dream into reality. Show more
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My loan was paid off IN FULL on August 1 2013, yet when I checked my credit report, there was a 30 day late charge for August 2013!! I called and tried to find out what had happened a with the hopes of having this taken off my credit reports To my amazement, I was told that they did NOT report the late charge for August I asked " Who did?" "We do not know, but it was not MIC" I have since...
Just received notice that Mortgage Investors Corp (MIC) has sold our account to Freedom Mortgage Corp. MIC told us at the time we signed our mortgage paper that they were required to service the contract, and that a hybrid interest rate was the way to go. It still remains to be seen if the hybrid interest rate is a good deal (we've been advised it is not), but the sale of our mortgage is very...
My state approved me for the "homestead act" in which it takes 10% off your property taxes, which amounted to about $200. Well in 2012, all insurance companies in Ga, went up $200 on the homeowners insurance. Which increased my payment from $700-$780 monthly. Once my homestead act kicked in/in 2013, my montly payment should've went back down to the orginal payment of $700. I contacted Mortagage...
MIC misled me into believing that changing my 3.75% 30yr. fixed rate loan into their "bogus" Hybrid (ARM) loan which would enabled me to pay off my mortgage in 12 years not 30 years. Besides the fact I was charged approximately $8500 in closing costs. I was lied to and misled in reference to MIC's structured Hybrid Loan. I don't understand why the VA would endorse a company and allow them do VA...
I've read all the reviews and the common thread is that folks are upset with the way this company schedules appointments and reminds customers when payments are due. Ok, I can see why that might be annoying. However, it seems to me that MIC is looking out for their customers best interest and they are trying to make sure that Vet's don't get into a tough spot. Yeah their closing costs are a...
Without a doubt the most dishonest company I have ever had dealings with. The telemarketer boldly lies. Then you are connected to someone who supposedly gives you details. Their details are all lies. I told them right up front I am NOT interested in a ARM and she said no problem - 30 yr fixed. Just make an appointment and in 30 short minutes you will have all the details. Sure enough 2 and a...
MIC sent a representative to explain the VA Hybrid loan. He made a good pitch and asked for a check to lock in the loan. When I googled and saw the 1000 BBB complaints, I called the guy and told him I was cancelling. Of course MIC cashed the check and approached my lender stating they were going to take over the loan.... 5 days after I cancelled. They will tell you they chose not to pay the BBB...
I was solicited on the phone for supposedly a 1/2 interview to discuss streamlining a new VA loan we had obtained a little over a year ago. When the rep came to our house, he did a nice dog-and-pony show and then immediately started filling out loan application paperwork. It wasn't until the end (after 2-1/2 hours) that he tried to slip in a piece of paper that would require us to pay 1% of the...
I was called several times/day for months on end. I finally got pissed that someone was calling me at work and at home. So I decided I would answer the call. Before I knew it I was told that I could save at least $283/mo by refinancing my VA mortgage thru a new VA Streamline loan. I agree to an appointment on a Sunday evening. I could not believe that a real mortgage loan officer was going...
Mortgage Investors Corporation harassed me with 13 phone calls over a 12 day period, despite my number being listed on the FCC's National Do Not Call Registry. This is in violation of the Telephone Consumers Protection Act. Companies are prohibited from calling consumers who are listed on the Do Not Call Registry and may be find $500 for each call. Ultimately, I filed suit in Virginia...
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